What is Pacific Health Care Organization 3-Year ROIIC %?
Pacific Health Care OrganizationPFHO 57 3-Year ROIIC % is 97.90 as of Dec. 2025, which is 24% above its 10-year median of 78.73. GuruFocus rates PFHO with a GF Score™ of 57/100 and a GF Value™ of $0.93 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 18 Healthcare Plans companies, Pacific Health Care Organization ranks better than 88.89% on this metric.
3-Year Return on Invested Incremental Capital (3-Year ROIIC %) measures the change in earnings as a percentage of change in investment over 3-year.
Pacific Health Care Organization's 3-Year ROIIC % for the quarter that ended in Dec. 2025 was 97.90%. High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
PFHO's 3-Year ROIIC % is ranked better than 88.89% of 18
companies
in the Healthcare Plans industry
Industry Median: -11.815
vs PFHO: 97.90
Pacific Health Care Organization (OTCPK:PFHO) 3-Year ROIIC % Explanation
Return on Incremental Invested Capital (ROIIC) is an extension of Return on Investment Capital (ROIC). ROIC % tells investors how efficiently that profitability is earned per dollar of company capital. ROIIC narrows the focus even further and shows how profitable each additional unit of capital investment could be. ROIIC % is a more powerful metric than ROIC because it measures how much money the company can generate going forward on future capital investments.
High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
Be Aware
It's important to keep in mind that when tracking ROIIC, the metric is better suited to forecasting the trend of future returns rather than measuring current return on investment.
Pacific Health Care Organization 3-Year ROIIC % Related Terms
Pacific Health Care Organization 3-Year ROIIC % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Pacific Health Care Organization 3-Year ROIIC % Chart
For the Healthcare Plans subindustry, Pacific Health Care Organization's 3-Year ROIIC %, along with its competitors' market caps and 3-Year ROIIC % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pacific Health Care Organization 3-Year ROIIC % vs Healthcare Plans Industry
For the Healthcare Plans industry and Healthcare sector, Pacific Health Care Organization's 3-Year ROIIC % distribution charts can be found below:
* The bar in red indicates where Pacific Health Care Organization's 3-Year ROIIC % falls into.
3-Year Incremental Net Operating Profit After Taxes (NOPAT)**
/
3-Year Incremental Invested Capital**
=
( 0.7332325 (Dec. 2025) - 0.4737924 (Dec. 2022) )
/
( 0.896 (Dec. 2025) - 0.631 (Dec. 2022) )
=
0.2594401
/
0.265
=
97.90%***
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** Annual data of NOPAT and Invested Capital was used to calculate 3-Year ROIIC %.
*** Please be aware that the ROIIC (Return on Invested Capital) calculations are based on company-level data using the primary share class. The calculated data provided is for demonstration purposes and may slightly differ from the results displayed in the title due to potential variations caused by currency exchange rate differences throughout the year.
Pacific Health Care Organization (PFHO) has a 3-Year ROIIC % of 97.90 as of Dec. 2025. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on Pacific Health Care Organization and its competitors. This is 24% above median its historical median of 78.73. According to the industry distribution chart, Pacific Health Care Organization ranks #2 out of 18 companies in the Healthcare Plans industry, placing it in the top 11.1%.
Is Pacific Health Care Organization's 3-Year ROIIC % too high?
Pacific Health Care Organization's current 3-Year ROIIC % of 97.90 is 24% above median its 10-year median of 78.73. Based on the distribution chart, Pacific Health Care Organization ranks #2 out of 18 companies in the Healthcare Plans industry, which is in the top quartile — a strong position relative to peers. Overall, Pacific Health Care Organization has a GF Score™ of 57/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Pacific Health Care Organization's 3-Year ROIIC % compare to UNH and CVS?
According to the Healthcare Plans industry distribution chart, Pacific Health Care Organization ranks #2 out of 18 companies for 3-Year ROIIC %. This places Pacific Health Care Organization in the top 11% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year ROIIC % for a Healthcare Plans company?
A good 3-Year ROIIC % depends on the Healthcare Plans industry context. However, 3-Year ROIIC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year ROIIC % mean?
A high 3-Year ROIIC % can signal that a stock is expensive relative to its fundamentals. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on Pacific Health Care Organization and its competitors. Pacific Health Care Organization's current 3-Year ROIIC % is 97.90, which is 24% above median its own 10-year median of 78.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pacific Health Care Organization stock overvalued right now?
Based on GuruFocus' analysis, Pacific Health Care Organization (PFHO) is currently considered Modestly Undervalued. The stock's GF Value™ is $0.93, compared to a current price of $0.84 — trading 9.7% below its estimated fair value. The current 3-Year ROIIC % is 97.90, which is 24% above median its 10-year median of 78.73. Pacific Health Care Organization's overall GF Score™ is 57/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year ROIIC % calculated?
3-Year ROIIC % is calculated from a company's financial statements. For Pacific Health Care Organization (PFHO), the current 3-Year ROIIC % is 97.90 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Pacific Health Care Organization (PFHO) Overvalued in 2026?
Based on GuruFocus' analysis, Pacific Health Care Organization stock appears to be undervalued.
The current stock price of $0.84 is trading 9.7% below its estimated GF Value™ of $0.93.
GuruFocus considers Pacific Health Care Organization to be Modestly Undervalued.
Key valuation signals for PFHO:
3-Year ROIIC %: 97.90 (24% above median its 10-year median of 78.73)
GF Value™: $0.93 vs. price of $0.84 (9.7% below fair value)
No single metric tells the full story. See the PFHO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Pacific Health Care Organization Business Description
Pacific Health Care Organization Inc is a workers' compensation cost containment specialist providing a range of services principally to California employers and claims administrators. The company offers an integrated and layered array of complementary business solutions that enable its customers to manage their workers' compensation-related healthcare administration costs. Its services include two HCOs, MPNs, medical case management, utilization review, medical bill review, workers' compensation carve-outs and Medicare set-aside services. It also provides lien representation and witness testimony, ancillary to other services.
57GF Score
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