Pacific Health Care OrganizationPFHO 47 EBITDA Margin % is 18.22% as of Mar. 2026, which is 18% below its 10-year median of 22.30. GuruFocus rates PFHO with a GF Score™ of 47/100 and a GF Value™ of $0.93 (Fairly Valued). The stock has 1 warning sign investors should review. Among 18 Healthcare Plans companies, Pacific Health Care Organization ranks better than 77.78% on this metric.
Pacific Health Care Organization (OTCPK:PFHO) EBITDA Margin % Explanation
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
Pacific Health Care Organization EBITDA Margin % Related Terms
Pacific Health Care Organization EBITDA Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Pacific Health Care Organization EBITDA Margin % Chart
For the Healthcare Plans subindustry, Pacific Health Care Organization's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pacific Health Care Organization EBITDA Margin % vs Healthcare Plans Industry
For the Healthcare Plans industry and Healthcare sector, Pacific Health Care Organization's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where Pacific Health Care Organization's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Pacific Health Care Organization (PFHO) has a EBITDA Margin % of 18.22% as of Mar. 2026. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Pacific Health Care Organization and its competitors. This is 18% below median its historical median of 22.30. Over the past decade, Pacific Health Care Organization's EBITDA Margin % has ranged from 12.18 to 28.78. According to the industry distribution chart, Pacific Health Care Organization ranks #4 out of 18 companies in the Healthcare Plans industry, placing it in the top 22.2%.
Is Pacific Health Care Organization's EBITDA Margin % too high?
Pacific Health Care Organization's current EBITDA Margin % of 18.22% is 18% below median its 10-year median of 22.30. Over the past 10 years, this metric has ranged from a low of 12.18 to a high of 28.78. The Healthcare Plans industry median EBITDA Margin % is 4.56. Pacific Health Care Organization's value of 18.22% is 300% above this industry median. Based on the distribution chart, Pacific Health Care Organization ranks #4 out of 18 companies in the Healthcare Plans industry, which is in the top quartile — a strong position relative to peers. Overall, Pacific Health Care Organization has a GF Score™ of 47/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Pacific Health Care Organization's EBITDA Margin % compare to UNH and CVS?
According to the Healthcare Plans industry distribution chart, Pacific Health Care Organization ranks #4 out of 18 companies for EBITDA Margin %. This places Pacific Health Care Organization in the top 22% of its industry — outperforming the majority of peers. The industry median EBITDA Margin % is 4.56. Pacific Health Care Organization's value of 18.22% is 300% above this benchmark. Historically, Pacific Health Care Organization's own EBITDA Margin % has ranged from 12.18 to 28.78 over the past decade. While the company's 10-year median is 22.30 vs. the industry median of 4.56, Pacific Health Care Organization has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for a Healthcare Plans company?
The median EBITDA Margin % among Healthcare Plans companies is 4.56, based on 18 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pacific Health Care Organization's current EBITDA Margin % of 18.22% is 300% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Pacific Health Care Organization and its competitors. For the Healthcare Plans industry, the median EBITDA Margin % is 4.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pacific Health Care Organization's current EBITDA Margin % is 18.22%, which is 18% below median its own 10-year median of 22.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pacific Health Care Organization stock overvalued right now?
Based on GuruFocus' analysis, Pacific Health Care Organization (PFHO) is currently considered Fairly Valued. The stock's GF Value™ is $0.93, compared to a current price of $0.85 — trading 8.6% below its estimated fair value. The current EBITDA Margin % is 18.22%, which is 18% below median its 10-year median of 22.30 and 300% above the Healthcare Plans industry median of 4.56. Pacific Health Care Organization's overall GF Score™ is 47/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Pacific Health Care Organization (PFHO), the current EBITDA Margin % is 18.22% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Pacific Health Care Organization (PFHO) Overvalued in 2026?
Based on GuruFocus' analysis, Pacific Health Care Organization stock appears to be undervalued.
The current stock price of $0.85 is trading 8.6% below its estimated GF Value™ of $0.93.
GuruFocus considers Pacific Health Care Organization to be Fairly Valued.
Key valuation signals for PFHO:
EBITDA Margin %: 18.22% (18% below median its 10-year median of 22.30)
GF Value™: $0.93 vs. price of $0.85 (8.6% below fair value)
Industry Position: 300% above the Healthcare Plans median (#4 of 18)
No single metric tells the full story. See the PFHO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Pacific Health Care Organization Business Description
Pacific Health Care Organization Inc is a workers' compensation cost containment specialist providing a range of services principally to California employers and claims administrators. The company offers an integrated and layered array of complementary business solutions that enable its customers to manage their workers' compensation-related healthcare administration costs. Its services include two HCOs, MPNs, medical case management, utilization review, medical bill review, workers' compensation carve-outs and Medicare set-aside services. It also provides lien representation and witness testimony, ancillary to other services.
47GF Score
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