PFHO (Pacific Health Care Organization) EV-to-EBITDA: -0.25 (As of Jul. 23, 2026)

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PFHO Pacific Health Care Organization Inc PFHO
47 GF Score
Price $0.83
GF Value $0.94
Valuation Modestly Undervalued
! 1 Warning Sign
View Full Analysis

What is Pacific Health Care Organization EV-to-EBITDA?

Pacific Health Care Organization PFHO 47 EV-to-EBITDA is -0.25 as of Jul. 23, 2026. GuruFocus rates PFHO with a GF Score™ of 47/100 and a GF Value™ of $0.94 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 15 Healthcare Plans companies, Pacific Health Care Organization ranks better than 93.33% on this metric.

EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, Pacific Health Care Organization's enterprise value is $-0.44 Mil. Pacific Health Care Organization's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 was $1.78 Mil. Therefore, Pacific Health Care Organization's EV-to-EBITDA for today is -0.25.

The historical rank and industry rank for Pacific Health Care Organization's EV-to-EBITDA or its related term are showing as below:

PFHO' s EV-to-EBITDA Range Over the Past 10 Years
Min: -3.41   Med: 2.38   Max: 7.45
Current: -0.25

During the past 13 years, the highest EV-to-EBITDA of Pacific Health Care Organization was 7.45. The lowest was -3.41. And the median was 2.38.

PFHO's EV-to-EBITDA is ranked better than
93.33% of 15 companies
in the Healthcare Plans industry
Industry Median: 13.5 vs PFHO: -0.25

EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.

As of today (2026-07-23), Pacific Health Care Organization's stock price is $0.8301. Pacific Health Care Organization's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $0.110. Therefore, Pacific Health Care Organization's PE Ratio (TTM) for today is 7.55.

The "classic" EV-to-EBITDA is much better in capturing debt and net cash than the PE Ratio (TTM).


Pacific Health Care Organization  (OTCPK:PFHO) EV-to-EBITDA Explanation

EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Pacific Health Care Organization's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=0.8301/0.110
=7.55

Pacific Health Care Organization's share price for today is $0.8301.
Pacific Health Care Organization's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.110.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).

Please read Which price ratio outperforms the enterprise multiple?


Pacific Health Care Organization EV-to-EBITDA Related Terms


Pacific Health Care Organization EV-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Pacific Health Care Organization's EV-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pacific Health Care Organization EV-to-EBITDA Chart

Pacific Health Care Organization Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.72 -1.44 -1.09 -1.43 2.31

Pacific Health Care Organization Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -1.63 -0.81 1.43 2.31 1.59

PFHO vs UNH, CVS, ELV: EV-to-EBITDA Comparison

For the Healthcare Plans subindustry, Pacific Health Care Organization's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pacific Health Care Organization EV-to-EBITDA vs Healthcare Plans Industry

For the Healthcare Plans industry and Healthcare sector, Pacific Health Care Organization's EV-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Pacific Health Care Organization's EV-to-EBITDA falls into.


PFHO
47GF Score
Pacific Health Care Organization Inc PFHO
EV-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
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Pacific Health Care Organization EV-to-EBITDA Calculation

Pacific Health Care Organization's EV-to-EBITDA for today is calculated as:

EV-to-EBITDA=Enterprise Value (Today)/EBITDA (TTM)
=-0.444/1.778
=-0.25

Pacific Health Care Organization's current Enterprise Value is $-0.44 Mil.
Pacific Health Care Organization's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $1.78 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-EBITDA →
What does a EV-to-EBITDA of -0.25 mean?
Pacific Health Care Organization (PFHO) has a EV-to-EBITDA of -0.25 as of Jul. 23, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Pacific Health Care Organization. According to the industry distribution chart, Pacific Health Care Organization ranks #1 out of 15 companies in the Healthcare Plans industry, placing it in the top 6.7%.
Is Pacific Health Care Organization's EV-to-EBITDA too high?
Pacific Health Care Organization's current EV-to-EBITDA is -0.25. Based on the distribution chart, Pacific Health Care Organization ranks #1 out of 15 companies in the Healthcare Plans industry, which is in the top quartile — a strong position relative to peers. Overall, Pacific Health Care Organization has a GF Score™ of 47/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Pacific Health Care Organization's EV-to-EBITDA compare to UNH and CVS?
According to the Healthcare Plans industry distribution chart, Pacific Health Care Organization ranks #1 out of 15 companies for EV-to-EBITDA. This places Pacific Health Care Organization in the top 7% of its industry — outperforming the majority of peers. The industry median EV-to-EBITDA is 13.50. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for a Healthcare Plans company?
The median EV-to-EBITDA among Healthcare Plans companies is 13.50, based on 15 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Pacific Health Care Organization. For the Healthcare Plans industry, the median EV-to-EBITDA is 13.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pacific Health Care Organization's current EV-to-EBITDA is -0.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pacific Health Care Organization stock overvalued right now?
Based on GuruFocus' analysis, Pacific Health Care Organization (PFHO) is currently considered Modestly Undervalued. The stock's GF Value™ is $0.94, compared to a current price of $0.83 — trading 11.7% below its estimated fair value. The current EV-to-EBITDA is -0.25. Pacific Health Care Organization's overall GF Score™ is 47/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For Pacific Health Care Organization (PFHO), the current EV-to-EBITDA is -0.25 as of Jul. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pacific Health Care Organization (PFHO) Overvalued in 2026?

Based on GuruFocus' analysis, Pacific Health Care Organization stock appears to be undervalued. The current stock price of $0.83 is trading 11.7% below its estimated GF Value™ of $0.94. GuruFocus considers Pacific Health Care Organization to be Modestly Undervalued.

Key valuation signals for PFHO:

  • EV-to-EBITDA: -0.25
  • GF Value™: $0.94 vs. price of $0.83 (11.7% below fair value)
  • GF Score™: 47/100 with 1 warning sign

No single metric tells the full story. See the PFHO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Pacific Health Care Organization Business Description

Address 19800 MacArthur Boulevard, Suites 306 and 307, Irvine, CA, USA, 92612
Pacific Health Care Organization Inc is a workers' compensation cost containment specialist providing a range of services principally to California employers and claims administrators. The company offers an integrated and layered array of complementary business solutions that enable its customers to manage their workers' compensation-related healthcare administration costs. Its services include two HCOs, MPNs, medical case management, utilization review, medical bill review, workers' compensation carve-outs and Medicare set-aside services. It also provides lien representation and witness testimony, ancillary to other services.
47GF Score

Get the complete analysis for PFHO

EV-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.83
Price
$0.94
GF Value