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Pacific Health Care OrganizationPFHO 49 Shiller PE Ratio is 11.33 as of Sep. 13, 2026, which is 3% below its 10-year median of 11.67. GuruFocus rates PFHO with a GF Score™ of 49/100 and a GF Value™ of $0.92 (Modestly Overvalued). The stock has 2 warning signs investors should review. Among 12 Healthcare Plans companies, Pacific Health Care Organization ranks better than 75% on this metric.
The historical rank and industry rank for Pacific Health Care Organization's Shiller PE Ratio or its related term are showing as below:
PFHO'
s Shiller PE Ratio Range Over the Past 10 Years
Min: 5.85 Med: 11.67 Max: 21.25
Current: 11.09
During the past years, Pacific Health Care Organization's highest Shiller PE Ratio was 21.25. The lowest was 5.85. And the median was 11.67.
PFHO's Shiller PE Ratio is ranked better than 75% of 12
companies
in the Healthcare Plans industry
Industry Median: 17.32
vs PFHO: 11.09
E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.
Pacific Health Care Organization's adjusted earnings per share data for the three months ended in Jun. 2026 was $0.030. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is $0.09 for the trailing ten years ended in Jun. 2026.
Shiller PE for Stocks: The True Measure of Stock Valuation
Pacific Health Care Organization (OTCPK:PFHO) Shiller PE Ratio Explanation
Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.
Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.
Be Aware
Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.
Pacific Health Care Organization Shiller PE Ratio Related Terms
Pacific Health Care Organization Shiller PE Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Pacific Health Care Organization Shiller PE Ratio Chart
PFHO vs UNH, CVS, ELV: Shiller PE Ratio Comparison
For the Healthcare Plans subindustry, Pacific Health Care Organization's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pacific Health Care Organization Shiller PE Ratio vs Healthcare Plans Industry
For the Healthcare Plans industry and Healthcare sector, Pacific Health Care Organization's Shiller PE Ratio distribution charts can be found below:
* The bar in red indicates where Pacific Health Care Organization's Shiller PE Ratio falls into.
Pacific Health Care Organization Shiller PE Ratio Calculation
For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Add all the adjusted EPS together and divide 10 will get our E10.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
Pacific Health Care Organization (PFHO) has a Shiller PE Ratio of 11.33 as of Sep. 13, 2026. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Pacific Health Care Organization and its competitors. This is near median its historical median of 11.67. Over the past decade, Pacific Health Care Organization's Shiller PE Ratio has ranged from 5.85 to 21.25. According to the industry distribution chart, Pacific Health Care Organization ranks #3 out of 12 companies in the Healthcare Plans industry, placing it in the top 25%.
Is Pacific Health Care Organization's Shiller PE Ratio too high?
Pacific Health Care Organization's current Shiller PE Ratio of 11.33 is near median its 10-year median of 11.67. Over the past 10 years, this metric has ranged from a low of 5.85 to a high of 21.25. The Healthcare Plans industry median Shiller PE Ratio is 17.32. Pacific Health Care Organization's value of 11.33 is 34.6% below this industry median. Based on the distribution chart, Pacific Health Care Organization ranks #3 out of 12 companies in the Healthcare Plans industry, which is in the top quartile — a strong position relative to peers. Overall, Pacific Health Care Organization has a GF Score™ of 49/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Pacific Health Care Organization's Shiller PE Ratio compare to UNH and CVS?
According to the Healthcare Plans industry distribution chart, Pacific Health Care Organization ranks #3 out of 12 companies for Shiller PE Ratio. This places Pacific Health Care Organization in the top 25% of its industry — outperforming the majority of peers. The industry median Shiller PE Ratio is 17.32. Pacific Health Care Organization's value of 11.33 is 34.6% below this benchmark. Historically, Pacific Health Care Organization's own Shiller PE Ratio has ranged from 5.85 to 21.25 over the past decade. While the company's 10-year median is 11.67 vs. the industry median of 17.32, Pacific Health Care Organization has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shiller PE Ratio for a Healthcare Plans company?
The median Shiller PE Ratio among Healthcare Plans companies is 17.32, based on 12 companies in the industry. Companies in the top quartile (top 25%) have a Shiller PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Shiller PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pacific Health Care Organization's current Shiller PE Ratio of 11.33 is 34.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shiller PE Ratio mean?
A high Shiller PE Ratio can signal that a stock is expensive relative to its fundamentals. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Pacific Health Care Organization and its competitors. For the Healthcare Plans industry, the median Shiller PE Ratio is 17.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pacific Health Care Organization's current Shiller PE Ratio is 11.33, which is near median its own 10-year median of 11.67. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pacific Health Care Organization stock overvalued right now?
Based on GuruFocus' analysis, Pacific Health Care Organization (PFHO) is currently considered Modestly Overvalued. The stock's GF Value™ is $0.92, compared to a current price of $1.02 — trading 10.9% above its estimated fair value. The current Shiller PE Ratio is 11.33, which is near median its 10-year median of 11.67 and 34.6% below the Healthcare Plans industry median of 17.32. Pacific Health Care Organization's overall GF Score™ is 49/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shiller PE Ratio calculated?
Shiller PE Ratio is calculated from a company's financial statements. For Pacific Health Care Organization (PFHO), the current Shiller PE Ratio is 11.33 as of Sep. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Pacific Health Care Organization (PFHO) Overvalued in 2026?
Based on GuruFocus' analysis, Pacific Health Care Organization stock appears to be overvalued.
The current stock price of $1.02 is trading 10.9% above its estimated GF Value™ of $0.92.
GuruFocus considers Pacific Health Care Organization to be Modestly Overvalued.
Key valuation signals for PFHO:
Shiller PE Ratio: 11.33 (near median its 10-year median of 11.67)
GF Value™: $0.92 vs. price of $1.02 (10.9% above fair value)
Industry Position: 34.6% below the Healthcare Plans median (#3 of 12)
No single metric tells the full story. See the PFHO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Pacific Health Care Organization Inc is a workers' compensation cost containment specialist providing a range of services principally to California employers and claims administrators. The company offers an integrated and layered array of complementary business solutions that enable its customers to manage their workers' compensation-related healthcare administration costs. Its services include two HCOs, MPNs, medical case management, utilization review, medical bill review, workers' compensation carve-outs and Medicare set-aside services. It also provides lien representation and witness testimony, ancillary to other services.
49GF Score
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