What is Pacific Health Care Organization Quick Ratio?
Pacific Health Care OrganizationPFHO 47 Quick Ratio is 27.55 as of Mar. 2026, which is 91% above its 10-year median of 14.43. GuruFocus rates PFHO with a GF Score™ of 47/100 and a GF Value™ of $0.93 (Fairly Valued). The stock has 1 warning sign investors should review. Among 15 Healthcare Plans companies, Pacific Health Care Organization ranks better than 93.33% on this metric.
Pacific Health Care Organization has a quick ratio of 27.55. It generally indicates good short-term financial strength.
The historical rank and industry rank for Pacific Health Care Organization's Quick Ratio or its related term are showing as below:
PFHO'
s Quick Ratio Range Over the Past 10 Years
Min: 9.98 Med: 14.43 Max: 34.42
Current: 27.55
During the past 13 years, Pacific Health Care Organization's highest Quick Ratio was 34.42. The lowest was 9.98. And the median was 14.43.
PFHO's Quick Ratio is ranked better than 93.33% of 15
companies
in the Healthcare Plans industry
Industry Median: 1.34
vs PFHO: 27.55
Pacific Health Care Organization (OTCPK:PFHO) Quick Ratio Explanation
The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.
In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.
The higher the quick ratio, the better the company's liquidity position.
Pacific Health Care Organization Quick Ratio Related Terms
Pacific Health Care Organization Quick Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Pacific Health Care Organization Quick Ratio Chart
For the Healthcare Plans subindustry, Pacific Health Care Organization's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pacific Health Care Organization Quick Ratio vs Healthcare Plans Industry
For the Healthcare Plans industry and Healthcare sector, Pacific Health Care Organization's Quick Ratio distribution charts can be found below:
* The bar in red indicates where Pacific Health Care Organization's Quick Ratio falls into.
Pacific Health Care Organization Quick Ratio Calculation
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Pacific Health Care Organization (PFHO) has a Quick Ratio of 27.55 as of Mar. 2026. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Pacific Health Care Organization and its competitors. This is 91% above median its historical median of 14.43. Over the past decade, Pacific Health Care Organization's Quick Ratio has ranged from 9.98 to 34.42. According to the industry distribution chart, Pacific Health Care Organization ranks #1 out of 15 companies in the Healthcare Plans industry, placing it in the top 6.7%.
Is Pacific Health Care Organization's Quick Ratio too high?
Pacific Health Care Organization's current Quick Ratio of 27.55 is 91% above median its 10-year median of 14.43. Over the past 10 years, this metric has ranged from a low of 9.98 to a high of 34.42. The Healthcare Plans industry median Quick Ratio is 1.34. Pacific Health Care Organization's value of 27.55 is 1956% above this industry median. Based on the distribution chart, Pacific Health Care Organization ranks #1 out of 15 companies in the Healthcare Plans industry, which is in the top quartile — a strong position relative to peers. Overall, Pacific Health Care Organization has a GF Score™ of 47/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Pacific Health Care Organization's Quick Ratio compare to UNH and CVS?
According to the Healthcare Plans industry distribution chart, Pacific Health Care Organization ranks #1 out of 15 companies for Quick Ratio. This places Pacific Health Care Organization in the top 7% of its industry — outperforming the majority of peers. The industry median Quick Ratio is 1.34. Pacific Health Care Organization's value of 27.55 is 1956% above this benchmark. Historically, Pacific Health Care Organization's own Quick Ratio has ranged from 9.98 to 34.42 over the past decade. While the company's 10-year median is 14.43 vs. the industry median of 1.34, Pacific Health Care Organization has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Healthcare Plans company?
The median Quick Ratio among Healthcare Plans companies is 1.34, based on 15 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pacific Health Care Organization's current Quick Ratio of 27.55 is 1956% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Pacific Health Care Organization and its competitors. For the Healthcare Plans industry, the median Quick Ratio is 1.34 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pacific Health Care Organization's current Quick Ratio is 27.55, which is 91% above median its own 10-year median of 14.43. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pacific Health Care Organization stock overvalued right now?
Based on GuruFocus' analysis, Pacific Health Care Organization (PFHO) is currently considered Fairly Valued. The stock's GF Value™ is $0.93, compared to a current price of $0.85 — trading 8.6% below its estimated fair value. The current Quick Ratio is 27.55, which is 91% above median its 10-year median of 14.43 and 1956% above the Healthcare Plans industry median of 1.34. Pacific Health Care Organization's overall GF Score™ is 47/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For Pacific Health Care Organization (PFHO), the current Quick Ratio is 27.55 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Pacific Health Care Organization (PFHO) Overvalued in 2026?
Based on GuruFocus' analysis, Pacific Health Care Organization stock appears to be undervalued.
The current stock price of $0.85 is trading 8.6% below its estimated GF Value™ of $0.93.
GuruFocus considers Pacific Health Care Organization to be Fairly Valued.
Key valuation signals for PFHO:
Quick Ratio: 27.55 (91% above median its 10-year median of 14.43)
GF Value™: $0.93 vs. price of $0.85 (8.6% below fair value)
Industry Position: 1956% above the Healthcare Plans median (#1 of 15)
No single metric tells the full story. See the PFHO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Pacific Health Care Organization Business Description
Pacific Health Care Organization Inc is a workers' compensation cost containment specialist providing a range of services principally to California employers and claims administrators. The company offers an integrated and layered array of complementary business solutions that enable its customers to manage their workers' compensation-related healthcare administration costs. Its services include two HCOs, MPNs, medical case management, utilization review, medical bill review, workers' compensation carve-outs and Medicare set-aside services. It also provides lien representation and witness testimony, ancillary to other services.
47GF Score
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