PFHO (Pacific Health Care Organization) FCF Margin %: 15.22% (As of Mar. 2026) — Near Median


PFHO Pacific Health Care Organization Inc PFHO
47 GF Score
Price $0.85
GF Value $0.93
Valuation Fairly Valued
! 1 Warning Sign
View Full Analysis

What is Pacific Health Care Organization FCF Margin %?

Pacific Health Care Organization PFHO 47 FCF Margin % is 15.22% as of Mar. 2026, which is 3% above its 10-year median of 14.76. GuruFocus rates PFHO with a GF Score™ of 47/100 and a GF Value™ of $0.93 (Fairly Valued). The stock has 1 warning sign investors should review. Among 18 Healthcare Plans companies, Pacific Health Care Organization ranks better than 83.33% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Pacific Health Care Organization's Free Cash Flow for the three months ended in Mar. 2026 was $0.23 Mil. Pacific Health Care Organization's Revenue for the three months ended in Mar. 2026 was $1.50 Mil. Therefore, Pacific Health Care Organization's FCF Margin % for the quarter that ended in Mar. 2026 was 15.22%.

As of today, Pacific Health Care Organization's current FCF Yield % is 9.59%.

The historical rank and industry rank for Pacific Health Care Organization's FCF Margin % or its related term are showing as below:

PFHO' s FCF Margin % Range Over the Past 10 Years
Min: 6.81   Med: 14.76   Max: 20.46
Current: 16.31


During the past 13 years, the highest FCF Margin % of Pacific Health Care Organization was 20.46%. The lowest was 6.81%. And the median was 14.76%.

PFHO's FCF Margin % is ranked better than
83.33% of 18 companies
in the Healthcare Plans industry
Industry Median: 4.09 vs PFHO: 16.31


Pacific Health Care Organization FCF Margin % Related Terms


Pacific Health Care Organization FCF Margin % Historical Data

* Premium members only.

The historical data trend for Pacific Health Care Organization's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pacific Health Care Organization FCF Margin % Chart

Pacific Health Care Organization Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.81 11.70 16.23 10.98 16.95

Pacific Health Care Organization Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 17.70 26.35 1.45 21.29 15.22

PFHO vs UNH, CVS, ELV: FCF Margin % Comparison

For the Healthcare Plans subindustry, Pacific Health Care Organization's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pacific Health Care Organization FCF Margin % vs Healthcare Plans Industry

For the Healthcare Plans industry and Healthcare sector, Pacific Health Care Organization's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Pacific Health Care Organization's FCF Margin % falls into.


PFHO
47GF Score
Pacific Health Care Organization Inc PFHO
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Pacific Health Care Organization FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Pacific Health Care Organization's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=1.138/6.715
=16.95 %

Pacific Health Care Organization's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=0.228/1.498
=15.22 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 15.22% mean?
Pacific Health Care Organization (PFHO) has a FCF Margin % of 15.22% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Pacific Health Care Organization and its competitors. This is near median its historical median of 14.76. Over the past decade, Pacific Health Care Organization's FCF Margin % has ranged from 6.81 to 20.46. According to the industry distribution chart, Pacific Health Care Organization ranks #3 out of 18 companies in the Healthcare Plans industry, placing it in the top 16.7%.
Is Pacific Health Care Organization's FCF Margin % too high?
Pacific Health Care Organization's current FCF Margin % of 15.22% is near median its 10-year median of 14.76. Over the past 10 years, this metric has ranged from a low of 6.81 to a high of 20.46. The Healthcare Plans industry median FCF Margin % is 4.09. Pacific Health Care Organization's value of 15.22% is 272.1% above this industry median. Based on the distribution chart, Pacific Health Care Organization ranks #3 out of 18 companies in the Healthcare Plans industry, which is in the top quartile — a strong position relative to peers. Overall, Pacific Health Care Organization has a GF Score™ of 47/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Pacific Health Care Organization's FCF Margin % compare to UNH and CVS?
According to the Healthcare Plans industry distribution chart, Pacific Health Care Organization ranks #3 out of 18 companies for FCF Margin %. This places Pacific Health Care Organization in the top 17% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 4.09. Pacific Health Care Organization's value of 15.22% is 272.1% above this benchmark. Historically, Pacific Health Care Organization's own FCF Margin % has ranged from 6.81 to 20.46 over the past decade. While the company's 10-year median is 14.76 vs. the industry median of 4.09, Pacific Health Care Organization has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Healthcare Plans company?
The median FCF Margin % among Healthcare Plans companies is 4.09, based on 18 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pacific Health Care Organization's current FCF Margin % of 15.22% is 272.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Pacific Health Care Organization and its competitors. For the Healthcare Plans industry, the median FCF Margin % is 4.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pacific Health Care Organization's current FCF Margin % is 15.22%, which is near median its own 10-year median of 14.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pacific Health Care Organization stock overvalued right now?
Based on GuruFocus' analysis, Pacific Health Care Organization (PFHO) is currently considered Fairly Valued. The stock's GF Value™ is $0.93, compared to a current price of $0.85 — trading 8.6% below its estimated fair value. The current FCF Margin % is 15.22%, which is near median its 10-year median of 14.76 and 272.1% above the Healthcare Plans industry median of 4.09. Pacific Health Care Organization's overall GF Score™ is 47/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Pacific Health Care Organization (PFHO), the current FCF Margin % is 15.22% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pacific Health Care Organization (PFHO) Overvalued in 2026?

Based on GuruFocus' analysis, Pacific Health Care Organization stock appears to be undervalued. The current stock price of $0.85 is trading 8.6% below its estimated GF Value™ of $0.93. GuruFocus considers Pacific Health Care Organization to be Fairly Valued.

Key valuation signals for PFHO:

  • FCF Margin %: 15.22% (near median its 10-year median of 14.76)
  • GF Value™: $0.93 vs. price of $0.85 (8.6% below fair value)
  • GF Score™: 47/100 with 1 warning sign
  • Industry Position: 272.1% above the Healthcare Plans median (#3 of 18)

No single metric tells the full story. See the PFHO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Pacific Health Care Organization Business Description

Address 19800 MacArthur Boulevard, Suites 306 and 307, Irvine, CA, USA, 92612
Pacific Health Care Organization Inc is a workers' compensation cost containment specialist providing a range of services principally to California employers and claims administrators. The company offers an integrated and layered array of complementary business solutions that enable its customers to manage their workers' compensation-related healthcare administration costs. Its services include two HCOs, MPNs, medical case management, utilization review, medical bill review, workers' compensation carve-outs and Medicare set-aside services. It also provides lien representation and witness testimony, ancillary to other services.
47GF Score

Get the complete analysis for PFHO

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.85
Price
$0.93
GF Value