Dubai Insurance Co PSC (DFM:DIN) Cyclically Adjusted FCF per Share: د.إ2.15 (As of Mar. 2026)


DFM:DIN Dubai Insurance Co PSC DFM:DIN
75 GF Score
Price د.إ17.00
GF Value د.إ17.79
Valuation Fairly Valued
! 5 Warning Signs
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What is Dubai Insurance Co PSC Cyclically Adjusted FCF per Share?

Dubai Insurance Co PSC DFM:DIN 75 Cyclically Adjusted FCF per Share is د.إ2.15 as of Mar. 2026. GuruFocus rates DFM:DIN with a GF Score™ of 75/100 and a GF Value™ of د.إ17.79 (Fairly Valued). The stock has 5 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Dubai Insurance Co PSC's adjusted free cash flow per share for the three months ended in Mar. 2026 was د.إ0.398. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is د.إ2.15 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Dubai Insurance Co PSC's average Cyclically Adjusted FCF Growth Rate was 23.60% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was 28.50% per year. During the past 5 years, the average Cyclically Adjusted FCF Growth Rate was 30.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of Dubai Insurance Co PSC was 33.30% per year. The lowest was 28.50% per year. And the median was 32.90% per year.

As of today (2026-07-07), Dubai Insurance Co PSC's current stock price is د.إ17.00. Dubai Insurance Co PSC's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2026 was د.إ2.15. Dubai Insurance Co PSC's Cyclically Adjusted Price-to-FCF of today is 7.91.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Dubai Insurance Co PSC was 13.66. The lowest was 4.81. And the median was 7.91.


Dubai Insurance Co PSC  (DFM:DIN) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Dubai Insurance Co PSC's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=17.00/2.15
=7.91

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Dubai Insurance Co PSC was 13.66. The lowest was 4.81. And the median was 7.91.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Dubai Insurance Co PSC Cyclically Adjusted FCF per Share Related Terms


Dubai Insurance Co PSC Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Dubai Insurance Co PSC's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Dubai Insurance Co PSC Cyclically Adjusted FCF per Share Chart

Dubai Insurance Co PSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.69 0.99 1.35 1.62 2.10

Dubai Insurance Co PSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.74 2.09 2.14 2.10 2.15

DFM:DIN vs BRK.A, AIG, HIG: Cyclically Adjusted FCF per Share Comparison

For the Insurance - Diversified subindustry, Dubai Insurance Co PSC's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Dubai Insurance Co PSC Cyclically Adjusted Price-to-FCF vs Insurance Industry

For the Insurance industry and Financial Services sector, Dubai Insurance Co PSC's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Dubai Insurance Co PSC's Cyclically Adjusted Price-to-FCF falls into.


DFM:DIN
75GF Score
Dubai Insurance Co PSC DFM:DIN
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Dubai Insurance Co PSC Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Dubai Insurance Co PSC's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.398/330.2130*330.2130
=0.398

Current CPI (Mar. 2026) = 330.2130.

Dubai Insurance Co PSC Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201606 0.053 241.018 0.073
201609 0.188 241.428 0.257
201612 0.020 241.432 0.027
201703 0.004 243.801 0.005
201706 0.099 244.955 0.133
201709 0.100 246.819 0.134
201712 0.039 246.524 0.052
201803 -0.077 249.554 -0.102
201806 -0.003 251.989 -0.004
201809 0.065 252.439 0.085
201812 0.677 251.233 0.890
201903 0.445 254.202 0.578
201906 0.218 256.143 0.281
201909 -0.005 256.759 -0.006
201912 0.604 256.974 0.776
202003 0.539 258.115 0.690
202006 -0.356 257.797 -0.456
202009 0.522 260.280 0.662
202012 -0.239 260.474 -0.303
202103 0.414 264.877 0.516
202106 0.173 271.696 0.210
202109 -0.089 274.310 -0.107
202112 0.816 278.802 0.966
202203 1.695 287.504 1.947
202206 -0.089 296.311 -0.099
202209 0.339 296.808 0.377
202212 1.003 296.797 1.116
202303 1.786 301.836 1.954
202306 2.327 305.109 2.518
202309 0.424 307.789 0.455
202312 -0.386 306.746 -0.416
202403 1.797 312.332 1.900
202406 -0.898 314.175 -0.944
202409 0.436 315.301 0.457
202412 1.426 315.605 1.492
202503 1.092 319.799 1.128
202506 3.566 322.561 3.651
202509 0.341 324.800 0.347
202512 -0.156 324.054 -0.159
202603 0.398 330.213 0.398

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of د.إ2.15 mean?
Dubai Insurance Co PSC (DFM:DIN) has a Cyclically Adjusted FCF per Share of د.إ2.15 as of Mar. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Dubai Insurance Co PSC and its competitors.
Is Dubai Insurance Co PSC's Cyclically Adjusted FCF per Share too high?
Dubai Insurance Co PSC's current Cyclically Adjusted FCF per Share is د.إ2.15. Overall, Dubai Insurance Co PSC has a GF Score™ of 75/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Dubai Insurance Co PSC's Cyclically Adjusted FCF per Share compare to BRK.A and AIG?
Dubai Insurance Co PSC's Cyclically Adjusted FCF per Share of د.إ2.15 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for an Insurance company?
A good Cyclically Adjusted FCF per Share depends on the Insurance industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Dubai Insurance Co PSC and its competitors. Dubai Insurance Co PSC's current Cyclically Adjusted FCF per Share is د.إ2.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dubai Insurance Co PSC stock overvalued right now?
Based on GuruFocus' analysis, Dubai Insurance Co PSC (DFM:DIN) is currently considered Fairly Valued. The stock's GF Value™ is د.إ17.79, compared to a current price of د.إ17.00 — trading 4.4% below its estimated fair value. The current Cyclically Adjusted FCF per Share is د.إ2.15. Dubai Insurance Co PSC's overall GF Score™ is 75/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Dubai Insurance Co PSC (DFM:DIN), the current Cyclically Adjusted FCF per Share is د.إ2.15 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Dubai Insurance Co PSC (DFM:DIN) Overvalued in 2026?

Based on GuruFocus' analysis, Dubai Insurance Co PSC stock appears to be undervalued. The current stock price of د.إ17.00 is trading 4.4% below its estimated GF Value™ of د.إ17.79. GuruFocus considers Dubai Insurance Co PSC to be Fairly Valued.

Key valuation signals for DFM:DIN:

  • Cyclically Adjusted FCF per Share: د.إ2.15
  • GF Value™: د.إ17.79 vs. price of د.إ17.00 (4.4% below fair value)
  • GF Score™: 75/100 with 5 warning signs

No single metric tells the full story. See the DFM:DIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Dubai Insurance Co PSC Business Description

Address 37 Al Riqqa Road, Deira, P.O. Box 3027, Al Muraqqabat, Deira, Dubai, ARE
Dubai Insurance Co PSC is an insurance company. The company issues short-term insurance contracts in connection with general insurance including motor, marine, fire, engineering, accident; and life insurance includes group life and individual life. The company operates in three segments: The Medical and life insurance segment offers short-term group health and life insurance. The Motor and general insurance segment comprises general and health insurance. Products offered under general insurance include motor, marine, fire, engineering, general accident, and medical. The company derives maximum revenue from Motor and general insurance segment.
75GF Score

Get the complete analysis for DFM:DIN

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ17.00
Price
د.إ17.79
GF Value