Dubai Insurance Co PSCDFM:DIN 75 Return-on-Tangible-Equity is 24.44% as of Mar. 2026, which is 78% above its 10-year median of 13.75. GuruFocus rates DFM:DIN with a GF Score™ of 75/100 and a GF Value™ of د.إ17.76 (Fairly Valued). The stock has 5 warning signs investors should review. Among 500 Insurance companies, Dubai Insurance Co PSC ranks better than 67.6% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Dubai Insurance Co PSC's annualized net income for the quarter that ended in Mar. 2026 was د.إ282 Mil. Dubai Insurance Co PSC's average shareholder tangible equity for the quarter that ended in Mar. 2026 was د.إ1,153 Mil. Therefore, Dubai Insurance Co PSC's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 24.44%.
The historical rank and industry rank for Dubai Insurance Co PSC's Return-on-Tangible-Equity or its related term are showing as below:
DFM:DIN'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 7.23 Med: 13.75 Max: 20
Current: 20
During the past 13 years, Dubai Insurance Co PSC's highest Return-on-Tangible-Equity was 20.00%. The lowest was 7.23%. And the median was 13.75%.
DFM:DIN's Return-on-Tangible-Equity is ranked better than 67.6% of 500
companies
in the Insurance industry
Industry Median: 13.515
vs DFM:DIN: 20.00
Dubai Insurance Co PSC (DFM:DIN) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Dubai Insurance Co PSC Return-on-Tangible-Equity Related Terms
Dubai Insurance Co PSC Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Dubai Insurance Co PSC's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Dubai Insurance Co PSC Return-on-Tangible-Equity Chart
DFM:DIN vs BRK.A, AIG, HIG: Return-on-Tangible-Equity Comparison
For the Insurance - Diversified subindustry, Dubai Insurance Co PSC's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Dubai Insurance Co PSC Return-on-Tangible-Equity vs Insurance Industry
For the Insurance industry and Financial Services sector, Dubai Insurance Co PSC's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Dubai Insurance Co PSC's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 24.44% mean?
Dubai Insurance Co PSC (DFM:DIN) has a Return-on-Tangible-Equity of 24.44% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Dubai Insurance Co PSC and its competitors. This is 78% above median its historical median of 13.75. Over the past decade, Dubai Insurance Co PSC's Return-on-Tangible-Equity has ranged from 7.23 to 20.00. According to the industry distribution chart, Dubai Insurance Co PSC ranks #162 out of 500 companies in the Insurance industry, placing it in the top 32.4%.
Is Dubai Insurance Co PSC's Return-on-Tangible-Equity too high?
Dubai Insurance Co PSC's current Return-on-Tangible-Equity of 24.44% is 78% above median its 10-year median of 13.75. Over the past 10 years, this metric has ranged from a low of 7.23 to a high of 20.00. The Insurance industry median Return-on-Tangible-Equity is 13.52. Dubai Insurance Co PSC's value of 24.44% is 80.8% above this industry median. Based on the distribution chart, Dubai Insurance Co PSC ranks #162 out of 500 companies in the Insurance industry, which is above the industry midpoint. Overall, Dubai Insurance Co PSC has a GF Score™ of 75/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Dubai Insurance Co PSC's Return-on-Tangible-Equity compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Dubai Insurance Co PSC ranks #162 out of 500 companies for Return-on-Tangible-Equity. This puts Dubai Insurance Co PSC in the upper half of its industry. The industry median Return-on-Tangible-Equity is 13.52. Dubai Insurance Co PSC's value of 24.44% is 80.8% above this benchmark. Historically, Dubai Insurance Co PSC's own Return-on-Tangible-Equity has ranged from 7.23 to 20.00 over the past decade. While the company's 10-year median is 13.75 vs. the industry median of 13.52, Dubai Insurance Co PSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for an Insurance company?
The median Return-on-Tangible-Equity among Insurance companies is 13.52, based on 500 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dubai Insurance Co PSC's current Return-on-Tangible-Equity of 24.44% is 80.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Dubai Insurance Co PSC and its competitors. For the Insurance industry, the median Return-on-Tangible-Equity is 13.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dubai Insurance Co PSC's current Return-on-Tangible-Equity is 24.44%, which is 78% above median its own 10-year median of 13.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dubai Insurance Co PSC stock overvalued right now?
Based on GuruFocus' analysis, Dubai Insurance Co PSC (DFM:DIN) is currently considered Fairly Valued. The stock's GF Value™ is د.إ17.76, compared to a current price of د.إ17.00 — trading 4.3% below its estimated fair value. The current Return-on-Tangible-Equity is 24.44%, which is 78% above median its 10-year median of 13.75 and 80.8% above the Insurance industry median of 13.52. Dubai Insurance Co PSC's overall GF Score™ is 75/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Dubai Insurance Co PSC (DFM:DIN), the current Return-on-Tangible-Equity is 24.44% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Dubai Insurance Co PSC (DFM:DIN) Overvalued in 2026?
Based on GuruFocus' analysis, Dubai Insurance Co PSC stock appears to be undervalued.
The current stock price of د.إ17.00 is trading 4.3% below its estimated GF Value™ of د.إ17.76.
GuruFocus considers Dubai Insurance Co PSC to be Fairly Valued.
Key valuation signals for DFM:DIN:
Return-on-Tangible-Equity: 24.44% (78% above median its 10-year median of 13.75)
GF Value™: د.إ17.76 vs. price of د.إ17.00 (4.3% below fair value)
Industry Position: 80.8% above the Insurance median (#162 of 500)
No single metric tells the full story. See the DFM:DIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Dubai Insurance Co PSC is an insurance company. The company issues short-term insurance contracts in connection with general insurance including motor, marine, fire, engineering, accident; and life insurance includes group life and individual life. The company operates in three segments: The Medical and life insurance segment offers short-term group health and life insurance. The Motor and general insurance segment comprises general and health insurance. Products offered under general insurance include motor, marine, fire, engineering, general accident, and medical. The company derives maximum revenue from Motor and general insurance segment.
75GF Score
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Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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