Dubai Insurance Co PSC (DFM:DIN) Cyclically Adjusted Book per Share: د.إ7.76 (As of Jun. 2026)

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DFM:DIN Dubai Insurance Co PSC DFM:DIN
76 GF Score
Price د.إ17.00
GF Value د.إ18.17
Valuation Fairly Valued
! 4 Warning Signs
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What is Dubai Insurance Co PSC Cyclically Adjusted Book per Share?

Dubai Insurance Co PSC DFM:DIN 76 Cyclically Adjusted Book per Share is د.إ7.76 as of Jun. 2026. GuruFocus rates DFM:DIN with a GF Score™ of 76/100 and a GF Value™ of د.إ18.17 (Fairly Valued). The stock has 4 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Dubai Insurance Co PSC's adjusted book value per share for the three months ended in Jun. 2026 was د.إ12.060. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is د.إ7.76 for the trailing ten years ended in Jun. 2026.

During the past 12 months, Dubai Insurance Co PSC's average Cyclically Adjusted Book Growth Rate was 10.70% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 7.90% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was -1.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Dubai Insurance Co PSC was 9.00% per year. The lowest was -13.20% per year. And the median was 7.90% per year.

As of today (2026-09-05), Dubai Insurance Co PSC's current stock price is د.إ17.00. Dubai Insurance Co PSC's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 was د.إ7.76. Dubai Insurance Co PSC's Cyclically Adjusted PB Ratio of today is 2.19.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Dubai Insurance Co PSC was 2.34. The lowest was 0.44. And the median was 1.30.


Dubai Insurance Co PSC  (DFM:DIN) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Dubai Insurance Co PSC's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=17.00/7.76
=2.19

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Dubai Insurance Co PSC was 2.34. The lowest was 0.44. And the median was 1.30.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Dubai Insurance Co PSC Cyclically Adjusted Book per Share Related Terms


Dubai Insurance Co PSC Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Dubai Insurance Co PSC's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Dubai Insurance Co PSC Cyclically Adjusted Book per Share Chart

Dubai Insurance Co PSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.16 5.80 6.28 6.69 7.28

Dubai Insurance Co PSC Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.01 7.16 7.28 7.53 7.76

DFM:DIN vs BRK.A, AIG, HIG: Cyclically Adjusted Book per Share Comparison

For the Insurance - Diversified subindustry, Dubai Insurance Co PSC's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Dubai Insurance Co PSC Cyclically Adjusted PB Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Dubai Insurance Co PSC's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Dubai Insurance Co PSC's Cyclically Adjusted PB Ratio falls into.


DFM:DIN
76GF Score
Dubai Insurance Co PSC DFM:DIN
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Dubai Insurance Co PSC Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Dubai Insurance Co PSC's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book= Book Value per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=12.06/333.9520*333.9520
=12.060

Current CPI (Jun. 2026) = 333.9520.

Dubai Insurance Co PSC Quarterly Data

Book Value per Share CPI Adj_Book
201609 4.935 241.428 6.826
201612 4.846 241.432 6.703
201703 4.620 243.801 6.328
201706 4.621 244.955 6.300
201709 4.641 246.819 6.279
201712 4.700 246.524 6.367
201803 4.776 249.554 6.391
201806 4.824 251.989 6.393
201809 4.888 252.439 6.466
201812 4.714 251.233 6.266
201903 4.845 254.202 6.365
201906 5.100 256.143 6.649
201909 5.326 256.759 6.927
201912 5.411 256.974 7.032
202003 4.440 258.115 5.745
202006 4.766 257.797 6.174
202009 5.155 260.280 6.614
202012 5.220 260.474 6.693
202103 5.371 264.877 6.772
202106 5.718 271.696 7.028
202109 6.007 274.310 7.313
202112 5.926 278.802 7.098
202203 0.000 287.504 0.000
202206 6.488 296.311 7.312
202209 6.708 296.808 7.547
202212 6.441 296.797 7.247
202303 6.276 301.836 6.944
202306 7.038 305.109 7.703
202309 7.977 307.789 8.655
202312 7.906 306.746 8.607
202403 7.988 312.332 8.541
202406 8.185 314.175 8.700
202409 8.821 315.301 9.343
202412 9.376 315.605 9.921
202503 9.759 319.799 10.191
202506 9.988 322.561 10.341
202509 10.853 324.800 11.159
202512 11.721 324.054 12.079
202603 11.340 330.213 11.468
202606 12.060 333.952 12.060

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of د.إ7.76 mean?
Dubai Insurance Co PSC (DFM:DIN) has a Cyclically Adjusted Book per Share of د.إ7.76 as of Jun. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Dubai Insurance Co PSC and its competitors.
Is Dubai Insurance Co PSC's Cyclically Adjusted Book per Share too high?
Dubai Insurance Co PSC's current Cyclically Adjusted Book per Share is د.إ7.76. Overall, Dubai Insurance Co PSC has a GF Score™ of 76/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Dubai Insurance Co PSC's Cyclically Adjusted Book per Share compare to BRK.A and AIG?
Dubai Insurance Co PSC's Cyclically Adjusted Book per Share of د.إ7.76 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for an Insurance company?
A good Cyclically Adjusted Book per Share depends on the Insurance industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Dubai Insurance Co PSC and its competitors. Dubai Insurance Co PSC's current Cyclically Adjusted Book per Share is د.إ7.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dubai Insurance Co PSC stock overvalued right now?
Based on GuruFocus' analysis, Dubai Insurance Co PSC (DFM:DIN) is currently considered Fairly Valued. The stock's GF Value™ is د.إ18.17, compared to a current price of د.إ17.00 — trading 6.4% below its estimated fair value. The current Cyclically Adjusted Book per Share is د.إ7.76. Dubai Insurance Co PSC's overall GF Score™ is 76/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Dubai Insurance Co PSC (DFM:DIN), the current Cyclically Adjusted Book per Share is د.إ7.76 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Dubai Insurance Co PSC (DFM:DIN) Overvalued in 2026?

Based on GuruFocus' analysis, Dubai Insurance Co PSC stock appears to be undervalued. The current stock price of د.إ17.00 is trading 6.4% below its estimated GF Value™ of د.إ18.17. GuruFocus considers Dubai Insurance Co PSC to be Fairly Valued.

Key valuation signals for DFM:DIN:

  • Cyclically Adjusted Book per Share: د.إ7.76
  • GF Value™: د.إ18.17 vs. price of د.إ17.00 (6.4% below fair value)
  • GF Score™: 76/100 with 4 warning signs

No single metric tells the full story. See the DFM:DIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Dubai Insurance Co PSC Business Description

Address 37 Al Riqqa Road, Deira, P.O. Box 3027, Al Muraqqabat, Deira, Dubai, ARE
Dubai Insurance Co PSC is an insurance company. The company issues short-term insurance contracts in connection with general insurance including motor, marine, fire, engineering, accident; and life insurance includes group life and individual life. The company operates in three segments: The Medical and life insurance segment offers short-term group health and life insurance. The Motor and general insurance segment comprises general and health insurance. Products offered under general insurance include motor, marine, fire, engineering, general accident, and medical. The company derives maximum revenue from Motor and general insurance segment.
76GF Score

Get the complete analysis for DFM:DIN

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ17.00
Price
د.إ18.17
GF Value