Dubai Insurance Co PSCDFM:DIN 73 ROE % is 24.44% as of Mar. 2026, which is 78% above its 10-year median of 13.75. GuruFocus rates DFM:DIN with a GF Score™ of 73/100 and a GF Value™ of د.إ17.69 (Fairly Valued). The stock has 5 warning signs investors should review. Among 502 Insurance companies, Dubai Insurance Co PSC ranks better than 78.29% on this metric.
The historical rank and industry rank for Dubai Insurance Co PSC's ROE % or its related term are showing as below:
DFM:DIN'
s ROE % Range Over the Past 10 Years
Min: 7.23 Med: 13.75 Max: 20
Current: 20
During the past 13 years, Dubai Insurance Co PSC's highest ROE % was 20.00%. The lowest was 7.23%. And the median was 13.75%.
DFM:DIN's ROE % is ranked better than 78.29% of 502
companies
in the Insurance industry
Industry Median: 11.73
vs DFM:DIN: 20.00
Dubai Insurance Co PSC (DFM:DIN) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Diversified subindustry, Dubai Insurance Co PSC's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Dubai Insurance Co PSC ROE % vs Insurance Industry
For the Insurance industry and Financial Services sector, Dubai Insurance Co PSC's ROE % distribution charts can be found below:
* The bar in red indicates where Dubai Insurance Co PSC's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
ROE % is displayed in the 30-year financial page.
Dubai Insurance Co PSC (DFM:DIN) has a ROE % of 24.44% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Dubai Insurance Co PSC and its competitors. This is 78% above median its historical median of 13.75. Over the past decade, Dubai Insurance Co PSC's ROE % has ranged from 7.23 to 20.00. According to the industry distribution chart, Dubai Insurance Co PSC ranks #109 out of 502 companies in the Insurance industry, placing it in the top 21.7%.
Is Dubai Insurance Co PSC's ROE % too high?
Dubai Insurance Co PSC's current ROE % of 24.44% is 78% above median its 10-year median of 13.75. Over the past 10 years, this metric has ranged from a low of 7.23 to a high of 20.00. The Insurance industry median ROE % is 11.73. Dubai Insurance Co PSC's value of 24.44% is 108.4% above this industry median. Based on the distribution chart, Dubai Insurance Co PSC ranks #109 out of 502 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Dubai Insurance Co PSC has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Dubai Insurance Co PSC's ROE % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Dubai Insurance Co PSC ranks #109 out of 502 companies for ROE %. This places Dubai Insurance Co PSC in the top 22% of its industry — outperforming the majority of peers. The industry median ROE % is 11.73. Dubai Insurance Co PSC's value of 24.44% is 108.4% above this benchmark. Historically, Dubai Insurance Co PSC's own ROE % has ranged from 7.23 to 20.00 over the past decade. While the company's 10-year median is 13.75 vs. the industry median of 11.73, Dubai Insurance Co PSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for an Insurance company?
The median ROE % among Insurance companies is 11.73, based on 502 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dubai Insurance Co PSC's current ROE % of 24.44% is 108.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Dubai Insurance Co PSC and its competitors. For the Insurance industry, the median ROE % is 11.73 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dubai Insurance Co PSC's current ROE % is 24.44%, which is 78% above median its own 10-year median of 13.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dubai Insurance Co PSC stock overvalued right now?
Based on GuruFocus' analysis, Dubai Insurance Co PSC (DFM:DIN) is currently considered Fairly Valued. The stock's GF Value™ is د.إ17.69, compared to a current price of د.إ17.00 — trading 3.9% below its estimated fair value. The current ROE % is 24.44%, which is 78% above median its 10-year median of 13.75 and 108.4% above the Insurance industry median of 11.73. Dubai Insurance Co PSC's overall GF Score™ is 73/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Dubai Insurance Co PSC (DFM:DIN), the current ROE % is 24.44% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Dubai Insurance Co PSC (DFM:DIN) Overvalued in 2026?
Based on GuruFocus' analysis, Dubai Insurance Co PSC stock appears to be undervalued.
The current stock price of د.إ17.00 is trading 3.9% below its estimated GF Value™ of د.إ17.69.
GuruFocus considers Dubai Insurance Co PSC to be Fairly Valued.
Key valuation signals for DFM:DIN:
ROE %: 24.44% (78% above median its 10-year median of 13.75)
GF Value™: د.إ17.69 vs. price of د.إ17.00 (3.9% below fair value)
Industry Position: 108.4% above the Insurance median (#109 of 502)
No single metric tells the full story. See the DFM:DIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Dubai Insurance Co PSC is an insurance company. The company issues short-term insurance contracts in connection with general insurance including motor, marine, fire, engineering, accident; and life insurance includes group life and individual life. The company operates in three segments: The Medical and life insurance segment offers short-term group health and life insurance. The Motor and general insurance segment comprises general and health insurance. Products offered under general insurance include motor, marine, fire, engineering, general accident, and medical. The company derives maximum revenue from Motor and general insurance segment.
73GF Score
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