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A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Dubai Insurance Co PSC's Debt-to-EBITDA or its related term are showing as below:
DFM:DIN's Debt-to-EBITDA is not ranked *
in the Insurance industry.
Industry Median: 1.24 * Ranked among companies with meaningful Debt-to-EBITDA only.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Dubai Insurance Co PSC Debt-to-EBITDA Related Terms
Dubai Insurance Co PSC Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Dubai Insurance Co PSC's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
DFM:DIN vs BRK.A, AIG, HIG: Debt-to-EBITDA Comparison
For the Insurance - Diversified subindustry, Dubai Insurance Co PSC's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Dubai Insurance Co PSC Debt-to-EBITDA vs Insurance Industry
For the Insurance industry and Financial Services sector, Dubai Insurance Co PSC's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Dubai Insurance Co PSC's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Jun. 2026) EBITDA data.
Dubai Insurance Co PSC (DFM:DIN) has a Debt-to-EBITDA of 0.04 as of Jun. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Dubai Insurance Co PSC. According to the industry distribution chart, Dubai Insurance Co PSC ranks #999999 out of 313 companies in the Insurance industry.
Is Dubai Insurance Co PSC's Debt-to-EBITDA too high?
Dubai Insurance Co PSC's current Debt-to-EBITDA is 0.04. The Insurance industry median Debt-to-EBITDA is 1.24. Dubai Insurance Co PSC's value of 0.04 is 96.8% below this industry median. Based on the distribution chart, Dubai Insurance Co PSC ranks #999999 out of 313 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Dubai Insurance Co PSC has a GF Score™ of 76/100, reflecting its overall financial health beyond just this single metric.
How does Dubai Insurance Co PSC's Debt-to-EBITDA compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Dubai Insurance Co PSC ranks #999999 out of 313 companies for Debt-to-EBITDA. This places Dubai Insurance Co PSC in the lower half of its industry. The industry median Debt-to-EBITDA is 1.24. Dubai Insurance Co PSC's value of 0.04 is 96.8% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for an Insurance company?
The median Debt-to-EBITDA among Insurance companies is 1.24, based on 313 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dubai Insurance Co PSC's current Debt-to-EBITDA of 0.04 is 96.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Dubai Insurance Co PSC. For the Insurance industry, the median Debt-to-EBITDA is 1.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dubai Insurance Co PSC's current Debt-to-EBITDA is 0.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dubai Insurance Co PSC stock overvalued right now?
Dubai Insurance Co PSC (DFM:DIN) has a current Debt-to-EBITDA of 0.04. The stock's GF Value™ is د.إ18.23, compared to a current price of د.إ17.02 — trading 6.6% below its estimated fair value. The current Debt-to-EBITDA is 0.04 and 96.8% below the Insurance industry median of 1.24. Dubai Insurance Co PSC's overall GF Score™ is 76/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Dubai Insurance Co PSC (DFM:DIN), the current Debt-to-EBITDA is 0.04 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Dubai Insurance Co PSC (DFM:DIN) Overvalued in 2026?
Based on GuruFocus' analysis, Dubai Insurance Co PSC stock appears to be undervalued.
The current stock price of د.إ17.02 is trading 6.6% below its estimated GF Value™ of د.إ18.23.
Key valuation signals for DFM:DIN:
Debt-to-EBITDA: 0.04
GF Value™: د.إ18.23 vs. price of د.إ17.02 (6.6% below fair value)
Industry Position: 96.8% below the Insurance median (#999999 of 313)
No single metric tells the full story. See the DFM:DIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Dubai Insurance Co PSC is an insurance company. The company issues short-term insurance contracts in connection with general insurance including motor, marine, fire, engineering, accident; and life insurance includes group life and individual life. The company operates in three segments: The Medical and life insurance segment offers short-term group health and life insurance. The Motor and general insurance segment comprises general and health insurance. Products offered under general insurance include motor, marine, fire, engineering, general accident, and medical. The company derives maximum revenue from Motor and general insurance segment.
76GF Score
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