Dubai Insurance Co PSC (DFM:DIN) 3-Year RORE % : 20.14% (As of Mar. 2026)


DFM:DIN Dubai Insurance Co PSC DFM:DIN
75 GF Score
Price د.إ17.00
GF Value د.إ17.77
Valuation Fairly Valued
! 5 Warning Signs
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What is Dubai Insurance Co PSC 3-Year RORE %?

Dubai Insurance Co PSC DFM:DIN 75 3-Year RORE % is 20.14 as of Mar. 2026. GuruFocus rates DFM:DIN with a GF Score™ of 75/100 and a GF Value™ of د.إ17.77 (Fairly Valued). The stock has 5 warning signs investors should review. Among 474 Insurance companies, Dubai Insurance Co PSC ranks better than 61.81% on this metric.

Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments. Dubai Insurance Co PSC's 3-Year RORE % for the quarter that ended in Mar. 2026 was 20.14%.

The industry rank for Dubai Insurance Co PSC's 3-Year RORE % or its related term are showing as below:

DFM:DIN's 3-Year RORE % is ranked better than
61.81% of 474 companies
in the Insurance industry
Industry Median: 11.865 vs DFM:DIN: 20.14

Dubai Insurance Co PSC  (DFM:DIN) 3-Year RORE % Explanation

Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.

There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.

Be Aware

Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.


Dubai Insurance Co PSC 3-Year RORE % Related Terms


Dubai Insurance Co PSC 3-Year RORE % Historical Data

* Premium members only.

The historical data trend for Dubai Insurance Co PSC's 3-Year RORE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Dubai Insurance Co PSC 3-Year RORE % Chart

Dubai Insurance Co PSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
3-Year RORE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.81 33.20 34.42 24.17 20.14

Dubai Insurance Co PSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
3-Year RORE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 16.17 13.51 19.43 20.14 20.14

DFM:DIN vs BRK.A, AIG, HIG: 3-Year RORE % Comparison

For the Insurance - Diversified subindustry, Dubai Insurance Co PSC's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Dubai Insurance Co PSC 3-Year RORE % vs Insurance Industry

For the Insurance industry and Financial Services sector, Dubai Insurance Co PSC's 3-Year RORE % distribution charts can be found below:

* The bar in red indicates where Dubai Insurance Co PSC's 3-Year RORE % falls into.


DFM:DIN
75GF Score
Dubai Insurance Co PSC DFM:DIN
3-Year RORE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Dubai Insurance Co PSC 3-Year RORE % Calculation

Dubai Insurance Co PSC's 3-Year RORE % for the quarter that ended in Mar. 2026 is calculated as:

3-Year RORE %=( Most Recent EPS (Diluted)- First Period EPS (Diluted) )/( Cumulative EPS (Diluted) for 3-year -Cumulative Dividends per Share for 3-year )
=( 2.143-1.618 )/( 5.107-2.5 )
=0.525/2.607
=20.14 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 3-year before.

Frequently Asked Questions Learn more about 3-Year RORE % →
What does a 3-Year RORE % of 20.14 mean?
Dubai Insurance Co PSC (DFM:DIN) has a 3-Year RORE % of 20.14 as of Mar. 2026. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Dubai Insurance Co PSC and its competitors. According to the industry distribution chart, Dubai Insurance Co PSC ranks #181 out of 474 companies in the Insurance industry, placing it in the top 38.2%.
Is Dubai Insurance Co PSC's 3-Year RORE % too high?
Dubai Insurance Co PSC's current 3-Year RORE % is 20.14. The Insurance industry median 3-Year RORE % is 11.87. Dubai Insurance Co PSC's value of 20.14 is 69.7% above this industry median. Based on the distribution chart, Dubai Insurance Co PSC ranks #181 out of 474 companies in the Insurance industry, which is above the industry midpoint. Overall, Dubai Insurance Co PSC has a GF Score™ of 75/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Dubai Insurance Co PSC's 3-Year RORE % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Dubai Insurance Co PSC ranks #181 out of 474 companies for 3-Year RORE %. This puts Dubai Insurance Co PSC in the upper half of its industry. The industry median 3-Year RORE % is 11.87. Dubai Insurance Co PSC's value of 20.14 is 69.7% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for an Insurance company?
The median 3-Year RORE % among Insurance companies is 11.87, based on 474 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dubai Insurance Co PSC's current 3-Year RORE % of 20.14 is 69.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Dubai Insurance Co PSC and its competitors. For the Insurance industry, the median 3-Year RORE % is 11.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dubai Insurance Co PSC's current 3-Year RORE % is 20.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dubai Insurance Co PSC stock overvalued right now?
Based on GuruFocus' analysis, Dubai Insurance Co PSC (DFM:DIN) is currently considered Fairly Valued. The stock's GF Value™ is د.إ17.77, compared to a current price of د.إ17.00 — trading 4.3% below its estimated fair value. The current 3-Year RORE % is 20.14 and 69.7% above the Insurance industry median of 11.87. Dubai Insurance Co PSC's overall GF Score™ is 75/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For Dubai Insurance Co PSC (DFM:DIN), the current 3-Year RORE % is 20.14 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Dubai Insurance Co PSC (DFM:DIN) Overvalued in 2026?

Based on GuruFocus' analysis, Dubai Insurance Co PSC stock appears to be undervalued. The current stock price of د.إ17.00 is trading 4.3% below its estimated GF Value™ of د.إ17.77. GuruFocus considers Dubai Insurance Co PSC to be Fairly Valued.

Key valuation signals for DFM:DIN:

  • 3-Year RORE %: 20.14
  • GF Value™: د.إ17.77 vs. price of د.إ17.00 (4.3% below fair value)
  • GF Score™: 75/100 with 5 warning signs
  • Industry Position: 69.7% above the Insurance median (#181 of 474)

No single metric tells the full story. See the DFM:DIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Dubai Insurance Co PSC Business Description

Address 37 Al Riqqa Road, Deira, P.O. Box 3027, Al Muraqqabat, Deira, Dubai, ARE
Dubai Insurance Co PSC is an insurance company. The company issues short-term insurance contracts in connection with general insurance including motor, marine, fire, engineering, accident; and life insurance includes group life and individual life. The company operates in three segments: The Medical and life insurance segment offers short-term group health and life insurance. The Motor and general insurance segment comprises general and health insurance. Products offered under general insurance include motor, marine, fire, engineering, general accident, and medical. The company derives maximum revenue from Motor and general insurance segment.
75GF Score

Get the complete analysis for DFM:DIN

3-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ17.00
Price
د.إ17.77
GF Value