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Dubai Insurance Co PSCDFM:DIN 75 Debt-to-Equity is 0.02 as of Mar. 2026, which is 33% below its 10-year median of 0.03. GuruFocus rates DFM:DIN with a GF Score™ of 75/100 and a GF Value™ of د.إ17.98 (Fairly Valued). The stock has 5 warning signs investors should review. Among 407 Insurance companies, Dubai Insurance Co PSC ranks better than 88.7% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Dubai Insurance Co PSC's Debt-to-Equity or its related term are showing as below:
DFM:DIN'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0 Med: 0.03 Max: 0.1
Current: 0.02
During the past 13 years, the highest Debt-to-Equity Ratio of Dubai Insurance Co PSC was 0.10. The lowest was 0.00. And the median was 0.03.
DFM:DIN's Debt-to-Equity is ranked better than 88.7% of 407
companies
in the Insurance industry
Industry Median: 0.2
vs DFM:DIN: 0.02
Dubai Insurance Co PSC (DFM:DIN) Debt-to-Equity Explanation
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Dubai Insurance Co PSC Debt-to-Equity Related Terms
Dubai Insurance Co PSC Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Dubai Insurance Co PSC's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
DFM:DIN vs BRK.A, AIG, HIG: Debt-to-Equity Comparison
For the Insurance - Diversified subindustry, Dubai Insurance Co PSC's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Dubai Insurance Co PSC Debt-to-Equity vs Insurance Industry
For the Insurance industry and Financial Services sector, Dubai Insurance Co PSC's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Dubai Insurance Co PSC's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Dubai Insurance Co PSC (DFM:DIN) has a Debt-to-Equity of 0.02 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Dubai Insurance Co PSC and its competitors. This is 33% below median its historical median of 0.03. According to the industry distribution chart, Dubai Insurance Co PSC ranks #46 out of 407 companies in the Insurance industry, placing it in the top 11.3%.
Is Dubai Insurance Co PSC's Debt-to-Equity too high?
Dubai Insurance Co PSC's current Debt-to-Equity of 0.02 is 33% below median its 10-year median of 0.03. The Insurance industry median Debt-to-Equity is 0.20. Dubai Insurance Co PSC's value of 0.02 is 90% below this industry median. Based on the distribution chart, Dubai Insurance Co PSC ranks #46 out of 407 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Dubai Insurance Co PSC has a GF Score™ of 75/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Dubai Insurance Co PSC's Debt-to-Equity compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Dubai Insurance Co PSC ranks #46 out of 407 companies for Debt-to-Equity. This places Dubai Insurance Co PSC in the top 11% of its industry — outperforming the majority of peers. The industry median Debt-to-Equity is 0.20. Dubai Insurance Co PSC's value of 0.02 is 90% below this benchmark. While the company's 10-year median is 0.03 vs. the industry median of 0.20, Dubai Insurance Co PSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for an Insurance company?
The median Debt-to-Equity among Insurance companies is 0.20, based on 407 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dubai Insurance Co PSC's current Debt-to-Equity of 0.02 is 90% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Dubai Insurance Co PSC and its competitors. For the Insurance industry, the median Debt-to-Equity is 0.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dubai Insurance Co PSC's current Debt-to-Equity is 0.02, which is 33% below median its own 10-year median of 0.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dubai Insurance Co PSC stock overvalued right now?
Based on GuruFocus' analysis, Dubai Insurance Co PSC (DFM:DIN) is currently considered Fairly Valued. The stock's GF Value™ is د.إ17.98, compared to a current price of د.إ17.00 — trading 5.5% below its estimated fair value. The current Debt-to-Equity is 0.02, which is 33% below median its 10-year median of 0.03 and 90% below the Insurance industry median of 0.20. Dubai Insurance Co PSC's overall GF Score™ is 75/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Dubai Insurance Co PSC (DFM:DIN), the current Debt-to-Equity is 0.02 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Dubai Insurance Co PSC (DFM:DIN) Overvalued in 2026?
Based on GuruFocus' analysis, Dubai Insurance Co PSC stock appears to be undervalued.
The current stock price of د.إ17.00 is trading 5.5% below its estimated GF Value™ of د.إ17.98.
GuruFocus considers Dubai Insurance Co PSC to be Fairly Valued.
Key valuation signals for DFM:DIN:
Debt-to-Equity: 0.02 (33% below median its 10-year median of 0.03)
GF Value™: د.إ17.98 vs. price of د.إ17.00 (5.5% below fair value)
Industry Position: 90% below the Insurance median (#46 of 407)
No single metric tells the full story. See the DFM:DIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Dubai Insurance Co PSC is an insurance company. The company issues short-term insurance contracts in connection with general insurance including motor, marine, fire, engineering, accident; and life insurance includes group life and individual life. The company operates in three segments: The Medical and life insurance segment offers short-term group health and life insurance. The Motor and general insurance segment comprises general and health insurance. Products offered under general insurance include motor, marine, fire, engineering, general accident, and medical. The company derives maximum revenue from Motor and general insurance segment.
75GF Score
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