Dubai Insurance Co PSC (DFM:DIN) Net Margin %: 18.04% (As of Mar. 2026) — 12% Below Median


DFM:DIN Dubai Insurance Co PSC DFM:DIN
73 GF Score
Price د.إ17.00
GF Value د.إ17.69
Valuation Fairly Valued
! 5 Warning Signs
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What is Dubai Insurance Co PSC Net Margin %?

Dubai Insurance Co PSC DFM:DIN 73 Net Margin % is 18.04% as of Mar. 2026, which is 12% below its 10-year median of 20.52. GuruFocus rates DFM:DIN with a GF Score™ of 73/100 and a GF Value™ of د.إ17.69 (Fairly Valued). The stock has 5 warning signs investors should review. Among 501 Insurance companies, Dubai Insurance Co PSC ranks better than 71.06% on this metric.

Net margin is calculated as Net Income divided by its Revenue. Dubai Insurance Co PSC's Net Income for the three months ended in Mar. 2026 was د.إ70 Mil. Dubai Insurance Co PSC's Revenue for the three months ended in Mar. 2026 was د.إ390 Mil. Therefore, Dubai Insurance Co PSC's net margin for the quarter that ended in Mar. 2026 was 18.04%.

The historical rank and industry rank for Dubai Insurance Co PSC's Net Margin % or its related term are showing as below:

DFM:DIN' s Net Margin % Range Over the Past 10 Years
Min: 10.6   Med: 20.52   Max: 30.49
Current: 14.47


DFM:DIN's Net Margin % is ranked better than
71.06% of 501 companies
in the Insurance industry
Industry Median: 9.29 vs DFM:DIN: 14.47

Dubai Insurance Co PSC  (DFM:DIN) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Dubai Insurance Co PSC Net Margin % Related Terms


Dubai Insurance Co PSC Net Margin % Historical Data

* Premium members only.

The historical data trend for Dubai Insurance Co PSC's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Dubai Insurance Co PSC Net Margin % Chart

Dubai Insurance Co PSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 20.46 20.57 15.90 10.60 13.51

Dubai Insurance Co PSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 14.57 14.18 12.33 13.19 18.04

DFM:DIN vs BRK.A, AIG, HIG: Net Margin % Comparison

For the Insurance - Diversified subindustry, Dubai Insurance Co PSC's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Dubai Insurance Co PSC Net Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Dubai Insurance Co PSC's Net Margin % distribution charts can be found below:

* The bar in red indicates where Dubai Insurance Co PSC's Net Margin % falls into.


DFM:DIN
73GF Score
Dubai Insurance Co PSC DFM:DIN
Net Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Dubai Insurance Co PSC Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Dubai Insurance Co PSC's Net Margin for the fiscal year that ended in Dec. 2025 is calculated as

Net Margin=Net Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=190.65/1411.483
=13.51 %

Dubai Insurance Co PSC's Net Margin for the quarter that ended in Mar. 2026 is calculated as

Net Margin=Net Income (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=70.438/390.475
=18.04 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of 18.04% mean?
Dubai Insurance Co PSC (DFM:DIN) has a Net Margin % of 18.04% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Dubai Insurance Co PSC and its competitors. This is 12% below median its historical median of 20.52. Over the past decade, Dubai Insurance Co PSC's Net Margin % has ranged from 10.60 to 30.49. According to the industry distribution chart, Dubai Insurance Co PSC ranks #145 out of 501 companies in the Insurance industry, placing it in the top 28.9%.
Is Dubai Insurance Co PSC's Net Margin % too high?
Dubai Insurance Co PSC's current Net Margin % of 18.04% is 12% below median its 10-year median of 20.52. Over the past 10 years, this metric has ranged from a low of 10.60 to a high of 30.49. The Insurance industry median Net Margin % is 9.29. Dubai Insurance Co PSC's value of 18.04% is 94.2% above this industry median. Based on the distribution chart, Dubai Insurance Co PSC ranks #145 out of 501 companies in the Insurance industry, which is above the industry midpoint. Overall, Dubai Insurance Co PSC has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Dubai Insurance Co PSC's Net Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Dubai Insurance Co PSC ranks #145 out of 501 companies for Net Margin %. This puts Dubai Insurance Co PSC in the upper half of its industry. The industry median Net Margin % is 9.29. Dubai Insurance Co PSC's value of 18.04% is 94.2% above this benchmark. Historically, Dubai Insurance Co PSC's own Net Margin % has ranged from 10.60 to 30.49 over the past decade. While the company's 10-year median is 20.52 vs. the industry median of 9.29, Dubai Insurance Co PSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Insurance company?
The median Net Margin % among Insurance companies is 9.29, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dubai Insurance Co PSC's current Net Margin % of 18.04% is 94.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Dubai Insurance Co PSC and its competitors. For the Insurance industry, the median Net Margin % is 9.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dubai Insurance Co PSC's current Net Margin % is 18.04%, which is 12% below median its own 10-year median of 20.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dubai Insurance Co PSC stock overvalued right now?
Based on GuruFocus' analysis, Dubai Insurance Co PSC (DFM:DIN) is currently considered Fairly Valued. The stock's GF Value™ is د.إ17.69, compared to a current price of د.إ17.00 — trading 3.9% below its estimated fair value. The current Net Margin % is 18.04%, which is 12% below median its 10-year median of 20.52 and 94.2% above the Insurance industry median of 9.29. Dubai Insurance Co PSC's overall GF Score™ is 73/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Dubai Insurance Co PSC (DFM:DIN), the current Net Margin % is 18.04% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Dubai Insurance Co PSC (DFM:DIN) Overvalued in 2026?

Based on GuruFocus' analysis, Dubai Insurance Co PSC stock appears to be undervalued. The current stock price of د.إ17.00 is trading 3.9% below its estimated GF Value™ of د.إ17.69. GuruFocus considers Dubai Insurance Co PSC to be Fairly Valued.

Key valuation signals for DFM:DIN:

  • Net Margin %: 18.04% (12% below median its 10-year median of 20.52)
  • GF Value™: د.إ17.69 vs. price of د.إ17.00 (3.9% below fair value)
  • GF Score™: 73/100 with 5 warning signs
  • Industry Position: 94.2% above the Insurance median (#145 of 501)

No single metric tells the full story. See the DFM:DIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Dubai Insurance Co PSC Business Description

Address 37 Al Riqqa Road, Deira, P.O. Box 3027, Al Muraqqabat, Deira, Dubai, ARE
Dubai Insurance Co PSC is an insurance company. The company issues short-term insurance contracts in connection with general insurance including motor, marine, fire, engineering, accident; and life insurance includes group life and individual life. The company operates in three segments: The Medical and life insurance segment offers short-term group health and life insurance. The Motor and general insurance segment comprises general and health insurance. Products offered under general insurance include motor, marine, fire, engineering, general accident, and medical. The company derives maximum revenue from Motor and general insurance segment.
73GF Score

Get the complete analysis for DFM:DIN

Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ17.00
Price
د.إ17.69
GF Value