Dubai Insurance Co PSC (DFM:DIN) E10: د.إ1.03 (As of Mar. 2026)


DFM:DIN Dubai Insurance Co PSC DFM:DIN
73 GF Score
Price د.إ17.00
GF Value د.إ17.69
Valuation Fairly Valued
! 5 Warning Signs
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What is Dubai Insurance Co PSC E10?

Dubai Insurance Co PSC DFM:DIN 73 E10 is د.إ1.03 as of Mar. 2026. GuruFocus rates DFM:DIN with a GF Score™ of 73/100 and a GF Value™ of د.إ17.69 (Fairly Valued). The stock has 5 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Dubai Insurance Co PSC's adjusted earnings per share data for the three months ended in Mar. 2026 was د.إ0.700. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is د.إ1.03 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Dubai Insurance Co PSC's average E10 Growth Rate was 24.10% per year. During the past 3 years, the average E10 Growth Rate was 20.10% per year. During the past 5 years, the average E10 Growth Rate was 17.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Dubai Insurance Co PSC was 20.10% per year. The lowest was 17.10% per year. And the median was 17.80% per year.

As of today (2026-06-25), Dubai Insurance Co PSC's current stock price is د.إ17.00. Dubai Insurance Co PSC's E10 for the quarter that ended in Mar. 2026 was د.إ1.03. Dubai Insurance Co PSC's Shiller PE Ratio of today is 16.50.

During the past 13 years, the highest Shiller PE Ratio of Dubai Insurance Co PSC was 19.40. The lowest was 9.68. And the median was 14.52.


Dubai Insurance Co PSC  (DFM:DIN) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Dubai Insurance Co PSC's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=17.00/1.03
=16.50

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Dubai Insurance Co PSC was 19.40. The lowest was 9.68. And the median was 14.52.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Dubai Insurance Co PSC E10 Related Terms


Dubai Insurance Co PSC E10 Historical Data

* Premium members only.

The historical data trend for Dubai Insurance Co PSC's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Dubai Insurance Co PSC E10 Chart

Dubai Insurance Co PSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.49 0.56 0.69 0.80 0.97

Dubai Insurance Co PSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.83 0.88 0.93 0.97 1.03

DFM:DIN vs BRK.A, AIG, HIG: E10 Comparison

For the Insurance - Diversified subindustry, Dubai Insurance Co PSC's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Dubai Insurance Co PSC Shiller PE Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Dubai Insurance Co PSC's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Dubai Insurance Co PSC's Shiller PE Ratio falls into.


DFM:DIN
73GF Score
Dubai Insurance Co PSC DFM:DIN
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Dubai Insurance Co PSC E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Dubai Insurance Co PSC's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.7/330.2130*330.2130
=0.700

Current CPI (Mar. 2026) = 330.2130.

Dubai Insurance Co PSC Quarterly Data

per share eps CPI Adj_EPS
201606 0.055 241.018 0.075
201609 0.057 241.428 0.078
201612 0.013 241.432 0.018
201703 0.140 243.801 0.190
201706 0.122 244.955 0.164
201709 0.028 246.819 0.037
201712 0.071 246.524 0.095
201803 0.100 249.554 0.132
201806 0.186 251.989 0.244
201809 0.063 252.439 0.082
201812 0.116 251.233 0.152
201903 0.240 254.202 0.312
201906 0.190 256.143 0.245
201909 0.140 256.759 0.180
201912 0.146 256.974 0.188
202003 0.220 258.115 0.281
202006 0.103 257.797 0.132
202009 0.162 260.280 0.206
202012 0.024 260.474 0.030
202103 0.270 264.877 0.337
202106 0.156 271.696 0.190
202109 0.166 274.310 0.200
202112 0.182 278.802 0.216
202203 0.140 287.504 0.161
202206 0.312 296.311 0.348
202209 0.279 296.808 0.310
202212 0.122 296.797 0.136
202303 0.200 301.836 0.219
202306 0.430 305.109 0.465
202309 0.487 307.789 0.522
202312 0.261 306.746 0.281
202403 0.440 312.332 0.465
202406 0.510 314.175 0.536
202409 0.098 315.301 0.103
202412 0.278 315.605 0.291
202503 0.460 319.799 0.475
202506 0.470 322.561 0.481
202509 0.462 324.800 0.470
202512 0.511 324.054 0.521
202603 0.700 330.213 0.700

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of د.إ1.03 mean?
Dubai Insurance Co PSC (DFM:DIN) has a E10 of د.إ1.03 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Dubai Insurance Co PSC and its competitors.
Is Dubai Insurance Co PSC's E10 too high?
Dubai Insurance Co PSC's current E10 is د.إ1.03. Overall, Dubai Insurance Co PSC has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Dubai Insurance Co PSC's E10 compare to BRK.A and AIG?
Dubai Insurance Co PSC's E10 of د.إ1.03 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for an Insurance company?
A good E10 depends on the Insurance industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Dubai Insurance Co PSC and its competitors. Dubai Insurance Co PSC's current E10 is د.إ1.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dubai Insurance Co PSC stock overvalued right now?
Based on GuruFocus' analysis, Dubai Insurance Co PSC (DFM:DIN) is currently considered Fairly Valued. The stock's GF Value™ is د.إ17.69, compared to a current price of د.إ17.00 — trading 3.9% below its estimated fair value. The current E10 is د.إ1.03. Dubai Insurance Co PSC's overall GF Score™ is 73/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Dubai Insurance Co PSC (DFM:DIN), the current E10 is د.إ1.03 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Dubai Insurance Co PSC (DFM:DIN) Overvalued in 2026?

Based on GuruFocus' analysis, Dubai Insurance Co PSC stock appears to be undervalued. The current stock price of د.إ17.00 is trading 3.9% below its estimated GF Value™ of د.إ17.69. GuruFocus considers Dubai Insurance Co PSC to be Fairly Valued.

Key valuation signals for DFM:DIN:

  • E10: د.إ1.03
  • GF Value™: د.إ17.69 vs. price of د.إ17.00 (3.9% below fair value)
  • GF Score™: 73/100 with 5 warning signs

No single metric tells the full story. See the DFM:DIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Dubai Insurance Co PSC Business Description

Address 37 Al Riqqa Road, Deira, P.O. Box 3027, Al Muraqqabat, Deira, Dubai, ARE
Dubai Insurance Co PSC is an insurance company. The company issues short-term insurance contracts in connection with general insurance including motor, marine, fire, engineering, accident; and life insurance includes group life and individual life. The company operates in three segments: The Medical and life insurance segment offers short-term group health and life insurance. The Motor and general insurance segment comprises general and health insurance. Products offered under general insurance include motor, marine, fire, engineering, general accident, and medical. The company derives maximum revenue from Motor and general insurance segment.
73GF Score

Get the complete analysis for DFM:DIN

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ17.00
Price
د.إ17.69
GF Value