Dubai Insurance Co PSC (DFM:DIN) Financial Strength: 5 (As of Jun. 2026) — Near Median

Author: Vera Yuan Vera Yuan
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Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

DFM:DIN Dubai Insurance Co PSC DFM:DIN
76 GF Score
Price د.إ17.00
GF Value د.إ18.05
Valuation Fairly Valued
! 4 Warning Signs
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What is Dubai Insurance Co PSC Financial Strength?

Dubai Insurance Co PSC DFM:DIN 76 Financial Strength is 5 as of Jun. 2026, which is at its 10-year median of 5.00. GuruFocus rates DFM:DIN with a GF Score™ of 76/100 and a GF Value™ of د.إ18.05 (Fairly Valued). The stock has 4 warning signs investors should review.

Dubai Insurance Co PSC has the Financial Strength Rank of 5.

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.

A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

Dubai Insurance Co PSC did not have earnings to cover the interest expense. Dubai Insurance Co PSC's debt to revenue ratio for the quarter that ended in Jun. 2026 was 0.01. Altman Z-Score does not apply to banks and insurance companies.


Dubai Insurance Co PSC  (DFM:DIN) Financial Strength Explanation

The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

Dubai Insurance Co PSC has the Financial Strength Rank of 5.


Dubai Insurance Co PSC Financial Strength Related Terms

DFM:DIN
76GF Score
Dubai Insurance Co PSC DFM:DIN
Financial Strength is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Dubai Insurance Co PSC Financial Strength Calculation

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

Dubai Insurance Co PSC's Interest Expense for the months ended in Jun. 2026 was د.إ-14 Mil. Its Operating Income for the months ended in Jun. 2026 was د.إ0 Mil. And its Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was د.إ10 Mil.

Dubai Insurance Co PSC's Interest Coverage for the quarter that ended in Jun. 2026 is

The higher the ratio, the stronger the company's financial strength is.

2. Debt to revenue ratio. The lower, the better.

Dubai Insurance Co PSC's Debt to Revenue Ratio for the quarter that ended in Jun. 2026 is

Debt to Revenue Ratio=Total Debt (Q: Jun. 2026 ) / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(0 + 10.109) / 1550.972
=0.01

3. Altman Z-Score.

Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

The zones of discrimination were as such:

When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.

Altman Z-Score does not apply to banks and insurance companies.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Financial Strength →
What does a Financial Strength of 5 mean?
Dubai Insurance Co PSC (DFM:DIN) has a Financial Strength of 5 as of Jun. 2026. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Dubai Insurance Co PSC and its competitors. This is near median its historical median of 5.00. Over the past decade, Dubai Insurance Co PSC's Financial Strength has ranged from 3.00 to 9.00.
Is Dubai Insurance Co PSC's Financial Strength too high?
Dubai Insurance Co PSC's current Financial Strength of 5 is near median its 10-year median of 5.00. Over the past 10 years, this metric has ranged from a low of 3.00 to a high of 9.00. Overall, Dubai Insurance Co PSC has a GF Score™ of 76/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Dubai Insurance Co PSC's Financial Strength compare to BRK.A and AIG?
Dubai Insurance Co PSC's Financial Strength of 5 can be compared against companies in the Insurance industry. Historically, Dubai Insurance Co PSC's own Financial Strength has ranged from 3.00 to 9.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Financial Strength for an Insurance company?
A good Financial Strength depends on the Insurance industry context. However, Financial Strength should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Financial Strength mean?
A high Financial Strength can signal that a stock is expensive relative to its fundamentals. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Dubai Insurance Co PSC and its competitors. Dubai Insurance Co PSC's current Financial Strength is 5, which is near median its own 10-year median of 5.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dubai Insurance Co PSC stock overvalued right now?
Based on GuruFocus' analysis, Dubai Insurance Co PSC (DFM:DIN) is currently considered Fairly Valued. The stock's GF Value™ is د.إ18.05, compared to a current price of د.إ17.00 — trading 5.8% below its estimated fair value. The current Financial Strength is 5, which is near median its 10-year median of 5.00. Dubai Insurance Co PSC's overall GF Score™ is 76/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Financial Strength calculated?
Financial Strength is calculated from a company's financial statements. For Dubai Insurance Co PSC (DFM:DIN), the current Financial Strength is 5 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Dubai Insurance Co PSC (DFM:DIN) Overvalued in 2026?

Based on GuruFocus' analysis, Dubai Insurance Co PSC stock appears to be undervalued. The current stock price of د.إ17.00 is trading 5.8% below its estimated GF Value™ of د.إ18.05. GuruFocus considers Dubai Insurance Co PSC to be Fairly Valued.

Key valuation signals for DFM:DIN:

  • Financial Strength: 5 (near median its 10-year median of 5.00)
  • GF Value™: د.إ18.05 vs. price of د.إ17.00 (5.8% below fair value)
  • GF Score™: 76/100 with 4 warning signs

No single metric tells the full story. See the DFM:DIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Dubai Insurance Co PSC Business Description

Address 37 Al Riqqa Road, Deira, P.O. Box 3027, Al Muraqqabat, Deira, Dubai, ARE
Dubai Insurance Co PSC is an insurance company. The company issues short-term insurance contracts in connection with general insurance including motor, marine, fire, engineering, accident; and life insurance includes group life and individual life. The company operates in three segments: The Medical and life insurance segment offers short-term group health and life insurance. The Motor and general insurance segment comprises general and health insurance. Products offered under general insurance include motor, marine, fire, engineering, general accident, and medical. The company derives maximum revenue from Motor and general insurance segment.
76GF Score

Get the complete analysis for DFM:DIN

Financial Strength is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ17.00
Price
د.إ18.05
GF Value