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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.
The historical rank and industry rank for Dubai Insurance Co PSC's Intrinsic Value: Projected FCF or its related term are showing as below:
DFM:DIN'
s Price-to-Projected-FCF Range Over the Past 10 Years
Min: 0.29 Med: 0.45 Max: 0.69
Current: 0.68
During the past 13 years, the highest Price-to-Intrinsic-Value-Projected-FCF of Dubai Insurance Co PSC was 0.69. The lowest was 0.29. And the median was 0.45.
DFM:DIN's Price-to-Projected-FCF is ranked better than 56.28% of 398
companies
in the Insurance industry
Industry Median: 0.76
vs DFM:DIN: 0.68
Dubai Insurance Co PSC (DFM:DIN) Intrinsic Value: Projected FCF Explanation
The growth multiple is capped between 8.35 and 17.74.
Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.
Dubai Insurance Co PSC's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as
Price-to-Intrinsic-Value-Projected-FCF
=
Share Price
/
Intrinsic Value: Projected FCF
=
17.02
/
40.091448006706
=
0.42
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Dubai Insurance Co PSC Intrinsic Value: Projected FCF Related Terms
Dubai Insurance Co PSC Intrinsic Value: Projected FCF Historical Data
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The historical data trend for Dubai Insurance Co PSC's Intrinsic Value: Projected FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Dubai Insurance Co PSC Intrinsic Value: Projected FCF Chart
DFM:DIN vs BRK.A, AIG, HIG: Intrinsic Value: Projected FCF Comparison
For the Insurance - Diversified subindustry, Dubai Insurance Co PSC's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Dubai Insurance Co PSC Price-to-Projected-FCF vs Insurance Industry
For the Insurance industry and Financial Services sector, Dubai Insurance Co PSC's Price-to-Projected-FCF distribution charts can be found below:
* The bar in red indicates where Dubai Insurance Co PSC's Price-to-Projected-FCF falls into.
Dubai Insurance Co PSC Intrinsic Value: Projected FCF Calculation
Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.
The details of how we calculate the intrinsic value of stocks are described in detail here.
This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Intrinsic Value: Projected FCF of د.إ25.09 mean?
Dubai Insurance Co PSC (DFM:DIN) has a Intrinsic Value: Projected FCF of د.إ25.09 as of Sep. 21, 2026. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on Dubai Insurance Co PSC and its competitors. According to the industry distribution chart, Dubai Insurance Co PSC ranks #174 out of 398 companies in the Insurance industry, placing it in the top 43.7%.
Is Dubai Insurance Co PSC's Intrinsic Value: Projected FCF too high?
Dubai Insurance Co PSC's current Intrinsic Value: Projected FCF is د.إ25.09. Based on the distribution chart, Dubai Insurance Co PSC ranks #174 out of 398 companies in the Insurance industry, which is above the industry midpoint. Overall, Dubai Insurance Co PSC has a GF Score™ of 76/100, reflecting its overall financial health beyond just this single metric.
How does Dubai Insurance Co PSC's Intrinsic Value: Projected FCF compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Dubai Insurance Co PSC ranks #174 out of 398 companies for Intrinsic Value: Projected FCF. This puts Dubai Insurance Co PSC in the upper half of its industry. The industry median Intrinsic Value: Projected FCF is 0.76. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Intrinsic Value: Projected FCF for an Insurance company?
The median Intrinsic Value: Projected FCF among Insurance companies is 0.76, based on 398 companies in the industry. Companies in the top quartile (top 25%) have a Intrinsic Value: Projected FCF significantly above this median, while those in the bottom quartile fall well below. However, Intrinsic Value: Projected FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Intrinsic Value: Projected FCF mean?
A high Intrinsic Value: Projected FCF can signal that a stock is expensive relative to its fundamentals. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on Dubai Insurance Co PSC and its competitors. For the Insurance industry, the median Intrinsic Value: Projected FCF is 0.76 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dubai Insurance Co PSC's current Intrinsic Value: Projected FCF is د.إ25.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dubai Insurance Co PSC stock overvalued right now?
Dubai Insurance Co PSC (DFM:DIN) has a current Intrinsic Value: Projected FCF of د.إ25.09. The stock's GF Value™ is د.إ18.23, compared to a current price of د.إ17.02 — trading 6.6% below its estimated fair value. The current Intrinsic Value: Projected FCF is د.إ25.09. Dubai Insurance Co PSC's overall GF Score™ is 76/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Intrinsic Value: Projected FCF calculated?
Intrinsic Value: Projected FCF is calculated from a company's financial statements. For Dubai Insurance Co PSC (DFM:DIN), the current Intrinsic Value: Projected FCF is د.إ25.09 as of Sep. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Dubai Insurance Co PSC (DFM:DIN) Overvalued in 2026?
Based on GuruFocus' analysis, Dubai Insurance Co PSC stock appears to be undervalued.
The current stock price of د.إ17.02 is trading 6.6% below its estimated GF Value™ of د.إ18.23.
Key valuation signals for DFM:DIN:
Intrinsic Value: Projected FCF: د.إ25.09
GF Value™: د.إ18.23 vs. price of د.إ17.02 (6.6% below fair value)
No single metric tells the full story. See the DFM:DIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Dubai Insurance Co PSC is an insurance company. The company issues short-term insurance contracts in connection with general insurance including motor, marine, fire, engineering, accident; and life insurance includes group life and individual life. The company operates in three segments: The Medical and life insurance segment offers short-term group health and life insurance. The Motor and general insurance segment comprises general and health insurance. Products offered under general insurance include motor, marine, fire, engineering, general accident, and medical. The company derives maximum revenue from Motor and general insurance segment.
76GF Score
Get the complete analysis for DFM:DIN
Intrinsic Value: Projected FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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