Syarikat Takaful Malaysia Keluarga Bhd (XKLS:6139) Cyclically Adjusted FCF per Share: RM-1.25 (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XKLS:6139 Syarikat Takaful Malaysia Keluarga Bhd XKLS:6139
74 GF Score
Price RM3.19
GF Value RM5.06
Valuation Significantly Undervalued
! 2 Warning Signs
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What is Syarikat Takaful Malaysia Keluarga Bhd Cyclically Adjusted FCF per Share?

Syarikat Takaful Malaysia Keluarga Bhd XKLS:6139 +0.63% 74 Cyclically Adjusted FCF per Share is RM-1.25 as of Mar. 2026. GuruFocus rates XKLS:6139 with a GF Score™ of 74/100 and a GF Value™ of RM5.06 (Significantly Undervalued). The stock has 2 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Syarikat Takaful Malaysia Keluarga Bhd's adjusted free cash flow per share for the three months ended in Mar. 2026 was RM0.423. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is RM-1.25 for the trailing ten years ended in Mar. 2026.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

As of today (2026-07-24), Syarikat Takaful Malaysia Keluarga Bhd's current stock price is RM3.19. Syarikat Takaful Malaysia Keluarga Bhd's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2026 was RM-1.25. Syarikat Takaful Malaysia Keluarga Bhd's Cyclically Adjusted Price-to-FCF of today is .

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Syarikat Takaful Malaysia Keluarga Bhd was 18.09. The lowest was 6.30. And the median was 14.30.


Syarikat Takaful Malaysia Keluarga Bhd  (XKLS:6139) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Syarikat Takaful Malaysia Keluarga Bhd was 18.09. The lowest was 6.30. And the median was 14.30.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Syarikat Takaful Malaysia Keluarga Bhd Cyclically Adjusted FCF per Share Related Terms


Syarikat Takaful Malaysia Keluarga Bhd Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Syarikat Takaful Malaysia Keluarga Bhd's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Syarikat Takaful Malaysia Keluarga Bhd Cyclically Adjusted FCF per Share Chart

Syarikat Takaful Malaysia Keluarga Bhd Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.33 0.00 -1.13 -1.20 -1.25

Syarikat Takaful Malaysia Keluarga Bhd Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -1.20 -1.16 -1.24 -1.25 -1.25

XKLS:6139 vs FNF, AXS, FAF: Cyclically Adjusted FCF per Share Comparison

For the Insurance - Specialty subindustry, Syarikat Takaful Malaysia Keluarga Bhd's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Syarikat Takaful Malaysia Keluarga Bhd Cyclically Adjusted Price-to-FCF vs Insurance Industry

For the Insurance industry and Financial Services sector, Syarikat Takaful Malaysia Keluarga Bhd's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Syarikat Takaful Malaysia Keluarga Bhd's Cyclically Adjusted Price-to-FCF falls into.


XKLS:6139
74GF Score
Syarikat Takaful Malaysia Keluarga Bhd XKLS:6139
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Syarikat Takaful Malaysia Keluarga Bhd Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Syarikat Takaful Malaysia Keluarga Bhd's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.423/330.2130*330.2130
=0.423

Current CPI (Mar. 2026) = 330.2130.

Syarikat Takaful Malaysia Keluarga Bhd Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201606 0.046 241.018 0.063
201609 0.001 241.428 0.001
201612 0.325 241.432 0.445
201703 -0.092 243.801 -0.125
201706 0.241 244.955 0.325
201709 0.147 246.819 0.197
201712 -0.163 246.524 -0.218
201803 0.147 249.554 0.195
201806 -0.059 251.989 -0.077
201809 -0.085 252.439 -0.111
201812 0.240 251.233 0.315
201903 -0.148 254.202 -0.192
201906 -0.127 256.143 -0.164
201909 -0.125 256.759 -0.161
201912 0.251 256.974 0.323
202003 -0.036 258.115 -0.046
202006 0.164 257.797 0.210
202009 -0.214 260.280 -0.271
202012 0.221 260.474 0.280
202103 0.106 264.877 0.132
202106 -0.163 271.696 -0.198
202109 0.279 274.310 0.336
202112 0.065 278.802 0.077
202203 1.582 287.504 1.817
202206 0.001 296.311 0.001
202209 0.000 296.808 0.000
202212 0.000 296.797 0.000
202303 -1.191 301.836 -1.303
202306 -1,487.337 305.109 -1,609.713
202309 1,487.242 307.789 1,595.595
202312 -0.039 306.746 -0.042
202403 -0.091 312.332 -0.096
202406 -0.055 314.175 -0.058
202409 0.063 315.301 0.066
202412 0.001 315.605 0.001
202503 0.069 319.799 0.071
202506 0.599 322.561 0.613
202509 -0.562 324.800 -0.571
202512 -0.034 324.054 -0.035
202603 0.423 330.213 0.423

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of RM-1.25 mean?
Syarikat Takaful Malaysia Keluarga Bhd (XKLS:6139) has a Cyclically Adjusted FCF per Share of RM-1.25 as of Mar. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Syarikat Takaful Malaysia Keluarga Bhd and its competitors.
Is Syarikat Takaful Malaysia Keluarga Bhd's Cyclically Adjusted FCF per Share too high?
Syarikat Takaful Malaysia Keluarga Bhd's current Cyclically Adjusted FCF per Share is RM-1.25. Overall, Syarikat Takaful Malaysia Keluarga Bhd has a GF Score™ of 74/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Syarikat Takaful Malaysia Keluarga Bhd's Cyclically Adjusted FCF per Share compare to FNF and AXS?
Syarikat Takaful Malaysia Keluarga Bhd's Cyclically Adjusted FCF per Share of RM-1.25 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for an Insurance company?
A good Cyclically Adjusted FCF per Share depends on the Insurance industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Syarikat Takaful Malaysia Keluarga Bhd and its competitors. Syarikat Takaful Malaysia Keluarga Bhd's current Cyclically Adjusted FCF per Share is RM-1.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Syarikat Takaful Malaysia Keluarga Bhd stock overvalued right now?
Based on GuruFocus' analysis, Syarikat Takaful Malaysia Keluarga Bhd (XKLS:6139) is currently considered Significantly Undervalued. The stock's GF Value™ is RM5.06, compared to a current price of RM3.19 — trading 37% below its estimated fair value. The current Cyclically Adjusted FCF per Share is RM-1.25. Syarikat Takaful Malaysia Keluarga Bhd's overall GF Score™ is 74/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Syarikat Takaful Malaysia Keluarga Bhd (XKLS:6139), the current Cyclically Adjusted FCF per Share is RM-1.25 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Syarikat Takaful Malaysia Keluarga Bhd (XKLS:6139) Overvalued in 2026?

Based on GuruFocus' analysis, Syarikat Takaful Malaysia Keluarga Bhd stock appears to be undervalued. The current stock price of RM3.19 is trading 37% below its estimated GF Value™ of RM5.06. GuruFocus considers Syarikat Takaful Malaysia Keluarga Bhd to be Significantly Undervalued.

Key valuation signals for XKLS:6139:

  • Cyclically Adjusted FCF per Share: RM-1.25
  • GF Value™: RM5.06 vs. price of RM3.19 (37% below fair value)
  • GF Score™: 74/100 with 2 warning signs

No single metric tells the full story. See the XKLS:6139 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Syarikat Takaful Malaysia Keluarga Bhd Business Description

Address No. 4, Jalan Sultan Sulaiman, 27th Floor, Annexe Block, P.O.Box 11483, Menara Takafu, Kuala Lumpur, SGR, MYS, 50000
Syarikat Takaful Malaysia Keluarga Bhd is a takaful insurance provider in Malaysia and Indonesia. Like insurancetakaful protects participants from loss, but unlike traditional insurance, it adheres to a business model that conforms to Islamic religious law. The company's business includes participants who pool their money into a Participant Risk Fund, which then has funds available to disburse when a participant is facing a loss. For managing the takaful fund, the company receives a service fee on participant contributions. Syarikat Takaful Malaysia manages family and general takaful businesses, which include medical, motor and home takaful. The vast majority of the company's revenue comes from customers in Malaysia.
74GF Score

Get the complete analysis for XKLS:6139

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM3.19
Price
RM5.06
GF Value