Syarikat Takaful Malaysia Keluarga Bhd (XKLS:6139) GF Score: 79/100 (As of Jul. 16, 2026) — 22% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XKLS:6139 Syarikat Takaful Malaysia Keluarga Bhd XKLS:6139
79 GF Score
Price RM3.20
GF Value RM5.02
Valuation Significantly Undervalued
! 2 Warning Signs
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What is Syarikat Takaful Malaysia Keluarga Bhd GF Score?

Syarikat Takaful Malaysia Keluarga Bhd XKLS:6139 -1.84% 79 GF Score is 79 as of Jul. 16, 2026, which is 22% above its 10-year median of 65.00. GuruFocus rates XKLS:6139 with a GF Score™ of 79/100 and a GF Value™ of RM5.02 (Significantly Undervalued). The stock has 2 warning signs investors should review.

Syarikat Takaful Malaysia Keluarga Bhd has the GF Score of 79, which implies that the company is Likely to have average performance.

The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.

GF Score takes following five key aspects into consideration:

1. Financial Strength : 5/10
2. Profitability Rank : 5/10
3. Growth Rank : 7/10
4. GF Value Rank : 8/10
5. Momentum Rank : 8/10

Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.

Based on research and backtesting result, GuruFocus believes Syarikat Takaful Malaysia Keluarga Bhd is Likely to have average performance.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.


Syarikat Takaful Malaysia Keluarga Bhd  (XKLS:6139) GF Score Explanation

Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:

GF Score Performance Potential and All-in-One Screener Examples (1)
91 - 100Highest outperformance potential
81 - 90Good outperformance potential
71 - 80Likely to have average performance
51 - 70Poor future performance potential
0 - 50Worst future performance potential, or not enough data

(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.


Syarikat Takaful Malaysia Keluarga Bhd GF Score Related Terms


XKLS:6139 vs FNF, AXS, FAF: GF Score Comparison

For the Insurance - Specialty subindustry, Syarikat Takaful Malaysia Keluarga Bhd's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Syarikat Takaful Malaysia Keluarga Bhd GF Score vs Insurance Industry

For the Insurance industry and Financial Services sector, Syarikat Takaful Malaysia Keluarga Bhd's GF Score distribution charts can be found below:

* The bar in red indicates where Syarikat Takaful Malaysia Keluarga Bhd's GF Score falls into.


XKLS:6139
79GF Score
Syarikat Takaful Malaysia Keluarga Bhd XKLS:6139
GF Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Score →
What does a GF Score of 79 mean?
Syarikat Takaful Malaysia Keluarga Bhd (XKLS:6139) has a GF Score of 79 as of Jul. 16, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Syarikat Takaful Malaysia Keluarga Bhd and its competitors. This is 22% above median its historical median of 65.00. Over the past decade, Syarikat Takaful Malaysia Keluarga Bhd's GF Score has ranged from 31.00 to 83.00.
Is Syarikat Takaful Malaysia Keluarga Bhd's GF Score too high?
Syarikat Takaful Malaysia Keluarga Bhd's current GF Score of 79 is 22% above median its 10-year median of 65.00. Over the past 10 years, this metric has ranged from a low of 31.00 to a high of 83.00. Overall, Syarikat Takaful Malaysia Keluarga Bhd has a GF Score™ of 79/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Syarikat Takaful Malaysia Keluarga Bhd's GF Score compare to FNF and AXS?
Syarikat Takaful Malaysia Keluarga Bhd's GF Score of 79 can be compared against companies in the Insurance industry. Historically, Syarikat Takaful Malaysia Keluarga Bhd's own GF Score has ranged from 31.00 to 83.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for an Insurance company?
A good GF Score depends on the Insurance industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Syarikat Takaful Malaysia Keluarga Bhd and its competitors. Syarikat Takaful Malaysia Keluarga Bhd's current GF Score is 79, which is 22% above median its own 10-year median of 65.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Syarikat Takaful Malaysia Keluarga Bhd stock overvalued right now?
Based on GuruFocus' analysis, Syarikat Takaful Malaysia Keluarga Bhd (XKLS:6139) is currently considered Significantly Undervalued. The stock's GF Value™ is RM5.02, compared to a current price of RM3.20 — trading 36.3% below its estimated fair value. The current GF Score is 79, which is 22% above median its 10-year median of 65.00. Syarikat Takaful Malaysia Keluarga Bhd's overall GF Score™ is 79/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For Syarikat Takaful Malaysia Keluarga Bhd (XKLS:6139), the current GF Score is 79 as of Jul. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Syarikat Takaful Malaysia Keluarga Bhd (XKLS:6139) Overvalued in 2026?

Based on GuruFocus' analysis, Syarikat Takaful Malaysia Keluarga Bhd stock appears to be undervalued. The current stock price of RM3.20 is trading 36.3% below its estimated GF Value™ of RM5.02. GuruFocus considers Syarikat Takaful Malaysia Keluarga Bhd to be Significantly Undervalued.

Key valuation signals for XKLS:6139:

  • GF Score: 79 (22% above median its 10-year median of 65.00)
  • GF Value™: RM5.02 vs. price of RM3.20 (36.3% below fair value)
  • GF Score™: 79/100 with 2 warning signs

No single metric tells the full story. See the XKLS:6139 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Syarikat Takaful Malaysia Keluarga Bhd Business Description

Address No. 4, Jalan Sultan Sulaiman, 27th Floor, Annexe Block, P.O.Box 11483, Menara Takafu, Kuala Lumpur, SGR, MYS, 50000
Syarikat Takaful Malaysia Keluarga Bhd is a takaful insurance provider in Malaysia and Indonesia. Like insurancetakaful protects participants from loss, but unlike traditional insurance, it adheres to a business model that conforms to Islamic religious law. The company's business includes participants who pool their money into a Participant Risk Fund, which then has funds available to disburse when a participant is facing a loss. For managing the takaful fund, the company receives a service fee on participant contributions. Syarikat Takaful Malaysia manages family and general takaful businesses, which include medical, motor and home takaful. The vast majority of the company's revenue comes from customers in Malaysia.
79GF Score

Get the complete analysis for XKLS:6139

GF Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM3.20
Price
RM5.02
GF Value