Syarikat Takaful Malaysia Keluarga Bhd (XKLS:6139) Owner Earnings per Share (TTM): 0.25 (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XKLS:6139 Syarikat Takaful Malaysia Keluarga Bhd XKLS:6139
79 GF Score
Price RM3.09
GF Value RM4.21
Valuation Modestly Undervalued
! 1 Warning Sign
View Full Analysis

What is Syarikat Takaful Malaysia Keluarga Bhd Owner Earnings per Share (TTM)?

Syarikat Takaful Malaysia Keluarga Bhd XKLS:6139 79 Owner Earnings per Share (TTM) is 0.25 as of Jun. 2026. GuruFocus rates XKLS:6139 with a GF Score™ of 79/100 and a GF Value™ of RM4.21 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 346 Insurance companies, Syarikat Takaful Malaysia Keluarga Bhd ranks worse than 68.79% on this metric.

In 1986 Berkshire Hathaway Shareholder Letter, Warren Buffett defined owner earnings as follows:

"These represent (a) reported earnings plus (b) depreciation, depletion, amortization, and certain other non-cash charges...less (c) the average annual amount of capitalized expenditures for plant and equipment, etc. that the business requires to fully maintain its long-term competitive position and its unit volume (If the business requires additional working capital to maintain its competitive position and unit volume, the increment also should be included in (c))...Our owner-earnings equation does not yield the deceptively precise figures provided by GAAP, since (c) must be a guess - and one sometimes very difficult to make. Despite this problem, we consider the owner earnings figure, not the GAAP figure, to be the relevant item for valuation purposes - both for investors in buying stocks and for managers in buying entire businesses...All of this points up the absurdity of the 'cash flow' numbers that are often set forth in Wall Street reports. These numbers routinely include (a) plus (b) - but do not subtract (c)."

Syarikat Takaful Malaysia Keluarga Bhd's Owner Earnings per Share (TTM) ended in Jun. 2026 was RM0.25. It's Price-to-Owner-Earnings ratio for today is 12.36.


The historical rank and industry rank for Syarikat Takaful Malaysia Keluarga Bhd's Owner Earnings per Share (TTM) or its related term are showing as below:

XKLS:6139' s Price-to-Owner-Earnings Range Over the Past 10 Years
Min: 0.8   Med: 3.62   Max: 277.39
Current: 12.61


During the past 13 years, the highest Price-to-Owner-Earnings ratio of Syarikat Takaful Malaysia Keluarga Bhd was 277.39. The lowest was 0.80. And the median was 3.62.


XKLS:6139's Price-to-Owner-Earnings is ranked worse than
68.79% of 346 companies
in the Insurance industry
Industry Median: 7.64 vs XKLS:6139: 12.61

Syarikat Takaful Malaysia Keluarga Bhd's Earnings per Share (Diluted) for the three months ended in Jun. 2026 was RM0.10. Its Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was RM0.45. It's PE Ratio (TTM) ratio for today is 6.81.

Syarikat Takaful Malaysia Keluarga Bhd's EPS without NRI for the three months ended in Jun. 2026 was RM0.10. Its EPS without NRI for the trailing twelve months (TTM) ended in Jun. 2026 was RM0.45. It's PE Ratio without NRI ratio for today is 6.81.


Be Aware

Assumption: Companies usually do not report maintenance capital expenditures and growth capital expenditures separately. Here we use estimated numbers and average them over 5 years. The method to estimate maintenance capital expenditures can be found in above part 4.

Note: GuruFocus' Change In Working Capital is provided by Morningstar. It is calculated by adding the items under "Change in operating assets and liabilities" (may refer to a different name for different company) section in Cash Flow Statement from original financial report. And it includes non-current parts of assets and liabilities.


Syarikat Takaful Malaysia Keluarga Bhd Owner Earnings per Share (TTM) Related Terms


Syarikat Takaful Malaysia Keluarga Bhd Owner Earnings per Share (TTM) Historical Data

* Premium members only.

The historical data trend for Syarikat Takaful Malaysia Keluarga Bhd's Owner Earnings per Share (TTM) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Syarikat Takaful Malaysia Keluarga Bhd Owner Earnings per Share (TTM) Chart

Syarikat Takaful Malaysia Keluarga Bhd Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Owner Earnings per Share (TTM)
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.72 3.10 -0.94 1.53 0.96

Syarikat Takaful Malaysia Keluarga Bhd Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Owner Earnings per Share (TTM) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.14 1.35 0.96 0.83 0.25

XKLS:6139 vs FNF, RYAN, FAF: Owner Earnings per Share (TTM) Comparison

For the Insurance - Specialty subindustry, Syarikat Takaful Malaysia Keluarga Bhd's Price-to-Owner-Earnings, along with its competitors' market caps and Price-to-Owner-Earnings data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Syarikat Takaful Malaysia Keluarga Bhd Price-to-Owner-Earnings vs Insurance Industry

For the Insurance industry and Financial Services sector, Syarikat Takaful Malaysia Keluarga Bhd's Price-to-Owner-Earnings distribution charts can be found below:

* The bar in red indicates where Syarikat Takaful Malaysia Keluarga Bhd's Price-to-Owner-Earnings falls into.


XKLS:6139
79GF Score
Syarikat Takaful Malaysia Keluarga Bhd XKLS:6139
Owner Earnings per Share (TTM) is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Syarikat Takaful Malaysia Keluarga Bhd Owner Earnings per Share (TTM) Calculation

In 1986 Berkshire Hathaway Shareholder Letter, Warren Buffett defined owner earnings as follows:

"These represent (a) reported earnings plus (b) depreciation, depletion, amortization, and certain other non-cash charges...less (c) the average annual amount of capitalized expenditures for plant and equipment, etc. that the business requires to fully maintain its long-term competitive position and its unit volume. (If the business requires additional working capital to maintain its competitive position and unit volume, the increment also should be included in (c))...Our owner-earnings equation does not yield the deceptively precise figures provided by GAAP, since (c) must be a guess - and one sometimes very difficult to make. Despite this problem, we consider the owner earnings figure, not the GAAP figure, to be the relevant item for valuation purposes - both for investors in buying stocks and for managers in buying entire businesses...All of this points up the absurdity of the 'cash flow' numbers that are often set forth in Wall Street reports. These numbers routinely include (a) plus (b) - but do not subtract (c)."

To make it simple, then you will have:

Owner Earnings per Share (TTM) = (Net Income + Depreciation, Depletion and Amortization + Change In Deferred Tax - 5Y Average of Maintenance Capital Expenditure + Change In Working Capital) / Shares Outstanding (Diluted Average)

Syarikat Takaful Malaysia Keluarga Bhd's Owner Earnings per Share (TTM) Calculation:

TTM / Last Quarter Average of Last 20 Quarters
Net Income 396
Depreciation, Depletion and Amortization 8
Change In Deferred Tax 0
5Y Average of Maintenance Capital Expenditure 4
Change In Working Capital -188
Shares Outstanding (Diluted Average) 872

1. Start with "Net Income" from income statement. Syarikat Takaful Malaysia Keluarga Bhd's Net Income for the trailing twelve months (TTM) ended in Jun. 2026 was RM396 Mil.

2. "Depreciation, Depletion and Amortization" is from cashflow statement. Syarikat Takaful Malaysia Keluarga Bhd's Depreciation, Depletion and Amortization for the trailing twelve months (TTM) ended in Jun. 2026 was RM8 Mil. This needs to be added back because company does not actually need to pay cash for it. It is a non-cash item.

3. Other non-cash charges usually include "Stock Based Compensation" and "Change In Deferred Tax":
However, to be conservative, GuruFocus will not add Stock Based Compensation back to net income. Syarikat Takaful Malaysia Keluarga Bhd's Change In Deferred Tax for the trailing twelve months (TTM) ended in Jun. 2026 was RM0 Mil.

4. Average maintenance capital expenditure over a business/industry cycle: 5-Year Average Maintenance Capital Expenditure = RM4 Mil

It is usually best to take a long-term average of maintenance capital expenditure. Ideally this would be as long as 10 years and include at least one economic downturn. However, since many companies do not have as long as 10-year history, here GuruFocus uses the latest 5 years data to do the calculation. To smooth out unusual years but reflect recent developments, we take an average of the 5 year maintenance capital expenditure.

The following shows how to get maintenance capital expenditure.

First, calculate the revenue change regarding to the previous quarter. If the revenue decreased from the previous quarter, then the Maintenance Capital Expenditure = Capital Expenditure (positive).
Second, if the revenue increased from the previous quarter, then calculate the percentage of Net PPE as of corresponding Revenue.
Growth Capital Expenditure = Percentage of Property, Plant and Equipment as of corresponding Revenue * Revenue Increase
Third, calculate Capital Expenditure (positive) - Growth Capital Expenditure.
If [Capital Expenditure (positive) - Growth Capital Expenditure] was negative, then the Maintenance Capital Expenditure = Capital Expenditure (positive).
If [Capital Expenditure (positive) - Growth Capital Expenditure] was positive, then the Maintenance Capital Expenditure = Capital Expenditure (positive) - Growth Capital Expenditure.
Fourth, get the average of the 5 years maintenance capital expenditure.

Syarikat Takaful Malaysia Keluarga Bhd's 5-Year Average Maintenance Capital Expenditure = RM4 Mil

5. "Change In Working Capital" is from cashflow statement. Syarikat Takaful Malaysia Keluarga Bhd's Change In Working Capital for the trailing twelve months (TTM) ended in Jun. 2026 was RM-188 Mil.
Note: GuruFocus' Change in Working Capital is provided by Morningstar. It is calculated by adding the items under "Change in operating assets and liabilities" (may refer to a different name for different company) section in Cash Flow Statement from original financial report. And sometimes it includes non-current parts of assets and liabilities.

6. Syarikat Takaful Malaysia Keluarga Bhd's Shares Outstanding (Diluted Average) for the months ended in Jun. 2026 was 872.183 Mil.

Syarikat Takaful Malaysia Keluarga Bhd's Onwer Earnings Per Share for Jun. 2026 is calculated as:

Owner Earnings per Share (TTM)
=( Net Income+Depreciation, Depletion and Amortization+Change In Deferred Tax
=( 396.167 +8.237+0
-5Y Avg of Maintenance CAPEX+Change In Working Capital )/Shares Outstanding (Diluted Average)
-3.6260264111617+-187.529)/872.183
=0.25

Price-to-Owner-Earnings=Current Price/Owner Earnings per Share (TTM)
=3.09/0.25
=12.36

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Owner Earnings per Share (TTM) of 0.25 mean?
Syarikat Takaful Malaysia Keluarga Bhd (XKLS:6139) has a Owner Earnings per Share (TTM) of 0.25 as of Jun. 2026. Warren Buffett defined owner earnings as reported earnings plus depreciation less average maintenance capital expenditure. View historical data on Syarikat Takaful Malaysia Keluarga Bhd. According to the industry distribution chart, Syarikat Takaful Malaysia Keluarga Bhd ranks #238 out of 346 companies in the Insurance industry, placing it in the top 68.8%.
Is Syarikat Takaful Malaysia Keluarga Bhd's Owner Earnings per Share (TTM) too high?
Syarikat Takaful Malaysia Keluarga Bhd's current Owner Earnings per Share (TTM) is 0.25. The Insurance industry median Owner Earnings per Share (TTM) is 7.64. Syarikat Takaful Malaysia Keluarga Bhd's value of 0.25 is 96.7% below this industry median. Based on the distribution chart, Syarikat Takaful Malaysia Keluarga Bhd ranks #238 out of 346 companies in the Insurance industry, which is below the industry midpoint. Overall, Syarikat Takaful Malaysia Keluarga Bhd has a GF Score™ of 79/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Syarikat Takaful Malaysia Keluarga Bhd's Owner Earnings per Share (TTM) compare to FNF and RYAN?
According to the Insurance industry distribution chart, Syarikat Takaful Malaysia Keluarga Bhd ranks #238 out of 346 companies for Owner Earnings per Share (TTM). This places Syarikat Takaful Malaysia Keluarga Bhd in the lower half of its industry. The industry median Owner Earnings per Share (TTM) is 7.64. Syarikat Takaful Malaysia Keluarga Bhd's value of 0.25 is 96.7% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Owner Earnings per Share (TTM) for an Insurance company?
The median Owner Earnings per Share (TTM) among Insurance companies is 7.64, based on 346 companies in the industry. Companies in the top quartile (top 25%) have a Owner Earnings per Share (TTM) significantly above this median, while those in the bottom quartile fall well below. However, Owner Earnings per Share (TTM) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Syarikat Takaful Malaysia Keluarga Bhd's current Owner Earnings per Share (TTM) of 0.25 is 96.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Owner Earnings per Share (TTM) mean?
A high Owner Earnings per Share (TTM) can signal that a stock is expensive relative to its fundamentals. Warren Buffett defined owner earnings as reported earnings plus depreciation less average maintenance capital expenditure. View historical data on Syarikat Takaful Malaysia Keluarga Bhd. For the Insurance industry, the median Owner Earnings per Share (TTM) is 7.64 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Syarikat Takaful Malaysia Keluarga Bhd's current Owner Earnings per Share (TTM) is 0.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Syarikat Takaful Malaysia Keluarga Bhd stock overvalued right now?
Based on GuruFocus' analysis, Syarikat Takaful Malaysia Keluarga Bhd (XKLS:6139) is currently considered Modestly Undervalued. The stock's GF Value™ is RM4.21, compared to a current price of RM3.09 — trading 26.6% below its estimated fair value. The current Owner Earnings per Share (TTM) is 0.25 and 96.7% below the Insurance industry median of 7.64. Syarikat Takaful Malaysia Keluarga Bhd's overall GF Score™ is 79/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Owner Earnings per Share (TTM) calculated?
Owner Earnings per Share (TTM) is calculated from a company's financial statements. For Syarikat Takaful Malaysia Keluarga Bhd (XKLS:6139), the current Owner Earnings per Share (TTM) is 0.25 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Syarikat Takaful Malaysia Keluarga Bhd (XKLS:6139) Overvalued in 2026?

Based on GuruFocus' analysis, Syarikat Takaful Malaysia Keluarga Bhd stock appears to be undervalued. The current stock price of RM3.09 is trading 26.6% below its estimated GF Value™ of RM4.21. GuruFocus considers Syarikat Takaful Malaysia Keluarga Bhd to be Modestly Undervalued.

Key valuation signals for XKLS:6139:

  • Owner Earnings per Share (TTM): 0.25
  • GF Value™: RM4.21 vs. price of RM3.09 (26.6% below fair value)
  • GF Score™: 79/100 with 1 warning sign
  • Industry Position: 96.7% below the Insurance median (#238 of 346)

No single metric tells the full story. See the XKLS:6139 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Syarikat Takaful Malaysia Keluarga Bhd Business Description

Address No. 4, Jalan Sultan Sulaiman, 27th Floor, Annexe Block, P.O.Box 11483, Menara Takafu, Kuala Lumpur, SGR, MYS, 50000
Syarikat Takaful Malaysia Keluarga Bhd is a takaful insurance provider in Malaysia and Indonesia. Like insurancetakaful protects participants from loss, but unlike traditional insurance, it adheres to a business model that conforms to Islamic religious law. The company's business includes participants who pool their money into a Participant Risk Fund, which then has funds available to disburse when a participant is facing a loss. For managing the takaful fund, the company receives a service fee on participant contributions. Syarikat Takaful Malaysia manages family and general takaful businesses, which include medical, motor and home takaful. The vast majority of the company's revenue comes from customers in Malaysia.
79GF Score

Get the complete analysis for XKLS:6139

Owner Earnings per Share (TTM) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM3.09
Price
RM4.21
GF Value