Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
XKLS:6139'
s Pretax Margin % Range Over the Past 10 Years
Min: 12.32 Med: 16.53 Max: 34.19
Current: 19.87
XKLS:6139's Pretax Margin % is ranked better than 74.45% of 501
companies
in the Insurance industry
Industry Median: 11.88
vs XKLS:6139: 19.87
Syarikat Takaful Malaysia Keluarga Bhd (XKLS:6139) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Syarikat Takaful Malaysia Keluarga Bhd Pretax Margin % Related Terms
Syarikat Takaful Malaysia Keluarga Bhd Pretax Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Syarikat Takaful Malaysia Keluarga Bhd Pretax Margin % Chart
Syarikat Takaful Malaysia Keluarga Bhd Annual Data
XKLS:6139 vs FNF, AXS, FAF: Pretax Margin % Comparison
For the Insurance - Specialty subindustry, Syarikat Takaful Malaysia Keluarga Bhd's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Syarikat Takaful Malaysia Keluarga Bhd Pretax Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Syarikat Takaful Malaysia Keluarga Bhd's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Syarikat Takaful Malaysia Keluarga Bhd's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Syarikat Takaful Malaysia Keluarga Bhd (XKLS:6139) has a Pretax Margin % of 17.09% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Syarikat Takaful Malaysia Keluarga Bhd and its competitors. This is near median its historical median of 16.53. Over the past decade, Syarikat Takaful Malaysia Keluarga Bhd's Pretax Margin % has ranged from 12.32 to 34.19. According to the industry distribution chart, Syarikat Takaful Malaysia Keluarga Bhd ranks #128 out of 501 companies in the Insurance industry, placing it in the top 25.5%.
Is Syarikat Takaful Malaysia Keluarga Bhd's Pretax Margin % too high?
Syarikat Takaful Malaysia Keluarga Bhd's current Pretax Margin % of 17.09% is near median its 10-year median of 16.53. Over the past 10 years, this metric has ranged from a low of 12.32 to a high of 34.19. The Insurance industry median Pretax Margin % is 11.88. Syarikat Takaful Malaysia Keluarga Bhd's value of 17.09% is 43.9% above this industry median. Based on the distribution chart, Syarikat Takaful Malaysia Keluarga Bhd ranks #128 out of 501 companies in the Insurance industry, which is above the industry midpoint. Overall, Syarikat Takaful Malaysia Keluarga Bhd has a GF Score™ of 79/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Syarikat Takaful Malaysia Keluarga Bhd's Pretax Margin % compare to FNF and AXS?
According to the Insurance industry distribution chart, Syarikat Takaful Malaysia Keluarga Bhd ranks #128 out of 501 companies for Pretax Margin %. This puts Syarikat Takaful Malaysia Keluarga Bhd in the upper half of its industry. The industry median Pretax Margin % is 11.88. Syarikat Takaful Malaysia Keluarga Bhd's value of 17.09% is 43.9% above this benchmark. Historically, Syarikat Takaful Malaysia Keluarga Bhd's own Pretax Margin % has ranged from 12.32 to 34.19 over the past decade. While the company's 10-year median is 16.53 vs. the industry median of 11.88, Syarikat Takaful Malaysia Keluarga Bhd has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for an Insurance company?
The median Pretax Margin % among Insurance companies is 11.88, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Syarikat Takaful Malaysia Keluarga Bhd's current Pretax Margin % of 17.09% is 43.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Syarikat Takaful Malaysia Keluarga Bhd and its competitors. For the Insurance industry, the median Pretax Margin % is 11.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Syarikat Takaful Malaysia Keluarga Bhd's current Pretax Margin % is 17.09%, which is near median its own 10-year median of 16.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Syarikat Takaful Malaysia Keluarga Bhd stock overvalued right now?
Based on GuruFocus' analysis, Syarikat Takaful Malaysia Keluarga Bhd (XKLS:6139) is currently considered Significantly Undervalued. The stock's GF Value™ is RM5.02, compared to a current price of RM3.20 — trading 36.3% below its estimated fair value. The current Pretax Margin % is 17.09%, which is near median its 10-year median of 16.53 and 43.9% above the Insurance industry median of 11.88. Syarikat Takaful Malaysia Keluarga Bhd's overall GF Score™ is 79/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Syarikat Takaful Malaysia Keluarga Bhd (XKLS:6139), the current Pretax Margin % is 17.09% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Syarikat Takaful Malaysia Keluarga Bhd (XKLS:6139) Overvalued in 2026?
Based on GuruFocus' analysis, Syarikat Takaful Malaysia Keluarga Bhd stock appears to be undervalued.
The current stock price of RM3.20 is trading 36.3% below its estimated GF Value™ of RM5.02.
GuruFocus considers Syarikat Takaful Malaysia Keluarga Bhd to be Significantly Undervalued.
Key valuation signals for XKLS:6139:
Pretax Margin %: 17.09% (near median its 10-year median of 16.53)
GF Value™: RM5.02 vs. price of RM3.20 (36.3% below fair value)
Industry Position: 43.9% above the Insurance median (#128 of 501)
No single metric tells the full story. See the XKLS:6139 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Syarikat Takaful Malaysia Keluarga Bhd Business Description
Syarikat Takaful Malaysia Keluarga Bhd is a takaful insurance provider in Malaysia and Indonesia. Like insurancetakaful protects participants from loss, but unlike traditional insurance, it adheres to a business model that conforms to Islamic religious law. The company's business includes participants who pool their money into a Participant Risk Fund, which then has funds available to disburse when a participant is facing a loss. For managing the takaful fund, the company receives a service fee on participant contributions. Syarikat Takaful Malaysia manages family and general takaful businesses, which include medical, motor and home takaful. The vast majority of the company's revenue comes from customers in Malaysia.
79GF Score
Get the complete analysis for XKLS:6139
Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
XKLS:6139 has been successfully added to your 
