Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Syarikat Takaful Malaysia Keluarga Bhd's retained earnings for the quarter that ended in Mar. 2026 was RM1,971 Mil.
Syarikat Takaful Malaysia Keluarga Bhd's quarterly retained earnings
declined
from Sep. 2025 (RM1,940 Mil) to Dec. 2025 (RM1,870 Mil) but then
increased
from Dec. 2025 (RM1,870 Mil) to Mar. 2026 (RM1,971 Mil).
Syarikat Takaful Malaysia Keluarga Bhd's annual retained earnings
increased
from Dec. 2023 (RM1,411 Mil) to Dec. 2024 (RM1,647 Mil) and
increased
from Dec. 2024 (RM1,647 Mil) to Dec. 2025 (RM1,870 Mil).
Syarikat Takaful Malaysia Keluarga Bhd (XKLS:6139) Retained Earnings Explanation
Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.
For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.
If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.
Of course, many companies with negative retained earnings have indeed lost money in the past.
Retained Earnings: Warren Buffett's Secret.
One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.
If the company loses more than it has accumulated, retained earnings is negative.
If a company isn't adding to its retained earnings, it isn't growing its net worth.
Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.
Microsoft is negative because it chose to buyback stock and pay dividends.
The more earnings retained, the faster it grows and increases growth rate for future earnings.
Syarikat Takaful Malaysia Keluarga Bhd Retained Earnings Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Syarikat Takaful Malaysia Keluarga Bhd Retained Earnings Chart
Syarikat Takaful Malaysia Keluarga Bhd Annual Data
Syarikat Takaful Malaysia Keluarga Bhd Retained Earnings Calculation
Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.
Of course, if a company loses, it is called retained losses, or accumulated losses.
What does a Retained Earnings of RM1,971 Mil mean?
Syarikat Takaful Malaysia Keluarga Bhd (XKLS:6139) has a Retained Earnings of RM1,971 Mil as of Mar. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on Syarikat Takaful Malaysia Keluarga Bhd and its competitors.
Is Syarikat Takaful Malaysia Keluarga Bhd's Retained Earnings too high?
Syarikat Takaful Malaysia Keluarga Bhd's current Retained Earnings is RM1,971 Mil. Overall, Syarikat Takaful Malaysia Keluarga Bhd has a GF Score™ of 74/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Syarikat Takaful Malaysia Keluarga Bhd's Retained Earnings compare to FNF and AXS?
Syarikat Takaful Malaysia Keluarga Bhd's Retained Earnings of RM1,971 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for an Insurance company?
A good Retained Earnings depends on the Insurance industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Syarikat Takaful Malaysia Keluarga Bhd and its competitors. Syarikat Takaful Malaysia Keluarga Bhd's current Retained Earnings is RM1,971 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Syarikat Takaful Malaysia Keluarga Bhd stock overvalued right now?
Based on GuruFocus' analysis, Syarikat Takaful Malaysia Keluarga Bhd (XKLS:6139) is currently considered Significantly Undervalued. The stock's GF Value™ is RM5.12, compared to a current price of RM3.17 — trading 38.1% below its estimated fair value. The current Retained Earnings is RM1,971 Mil. Syarikat Takaful Malaysia Keluarga Bhd's overall GF Score™ is 74/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Syarikat Takaful Malaysia Keluarga Bhd (XKLS:6139), the current Retained Earnings is RM1,971 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Syarikat Takaful Malaysia Keluarga Bhd (XKLS:6139) Overvalued in 2026?
Based on GuruFocus' analysis, Syarikat Takaful Malaysia Keluarga Bhd stock appears to be undervalued.
The current stock price of RM3.17 is trading 38.1% below its estimated GF Value™ of RM5.12.
GuruFocus considers Syarikat Takaful Malaysia Keluarga Bhd to be Significantly Undervalued.
Key valuation signals for XKLS:6139:
Retained Earnings: RM1,971 Mil
GF Value™: RM5.12 vs. price of RM3.17 (38.1% below fair value)
No single metric tells the full story. See the XKLS:6139 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Syarikat Takaful Malaysia Keluarga Bhd is a takaful insurance provider in Malaysia and Indonesia. Like insurancetakaful protects participants from loss, but unlike traditional insurance, it adheres to a business model that conforms to Islamic religious law. The company's business includes participants who pool their money into a Participant Risk Fund, which then has funds available to disburse when a participant is facing a loss. For managing the takaful fund, the company receives a service fee on participant contributions. Syarikat Takaful Malaysia manages family and general takaful businesses, which include medical, motor and home takaful. The vast majority of the company's revenue comes from customers in Malaysia.
74GF Score
Get the complete analysis for XKLS:6139
Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
XKLS:6139 has been successfully added to your 
