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XKLS:6139'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 2.21 Med: 2.55 Max: 3.82
Current: 2.21
During the past 13 years, Syarikat Takaful Malaysia Keluarga Bhd's highest Return-on-Tangible-Asset was 3.82%. The lowest was 2.21%. And the median was 2.55%.
XKLS:6139's Return-on-Tangible-Asset is ranked worse than 55.84% of 505
companies
in the Insurance industry
Industry Median: 2.88
vs XKLS:6139: 2.21
Syarikat Takaful Malaysia Keluarga Bhd (XKLS:6139) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Syarikat Takaful Malaysia Keluarga Bhd Return-on-Tangible-Asset Related Terms
Syarikat Takaful Malaysia Keluarga Bhd Return-on-Tangible-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Syarikat Takaful Malaysia Keluarga Bhd Return-on-Tangible-Asset Chart
Syarikat Takaful Malaysia Keluarga Bhd Annual Data
XKLS:6139 vs FNF, AXS, FAF: Return-on-Tangible-Asset Comparison
For the Insurance - Specialty subindustry, Syarikat Takaful Malaysia Keluarga Bhd's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Syarikat Takaful Malaysia Keluarga Bhd Return-on-Tangible-Asset vs Insurance Industry
For the Insurance industry and Financial Services sector, Syarikat Takaful Malaysia Keluarga Bhd's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Syarikat Takaful Malaysia Keluarga Bhd's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
What does a Return-on-Tangible-Asset of 2.23% mean?
Syarikat Takaful Malaysia Keluarga Bhd (XKLS:6139) has a Return-on-Tangible-Asset of 2.23% as of Mar. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Syarikat Takaful Malaysia Keluarga Bhd and its competitors. This is 13% below median its historical median of 2.55. Over the past decade, Syarikat Takaful Malaysia Keluarga Bhd's Return-on-Tangible-Asset has ranged from 2.21 to 3.82. According to the industry distribution chart, Syarikat Takaful Malaysia Keluarga Bhd ranks #282 out of 505 companies in the Insurance industry, placing it in the top 55.8%.
Is Syarikat Takaful Malaysia Keluarga Bhd's Return-on-Tangible-Asset too high?
Syarikat Takaful Malaysia Keluarga Bhd's current Return-on-Tangible-Asset of 2.23% is 13% below median its 10-year median of 2.55. Over the past 10 years, this metric has ranged from a low of 2.21 to a high of 3.82. The Insurance industry median Return-on-Tangible-Asset is 2.88. Syarikat Takaful Malaysia Keluarga Bhd's value of 2.23% is 22.6% below this industry median. Based on the distribution chart, Syarikat Takaful Malaysia Keluarga Bhd ranks #282 out of 505 companies in the Insurance industry, which is below the industry midpoint. Overall, Syarikat Takaful Malaysia Keluarga Bhd has a GF Score™ of 74/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Syarikat Takaful Malaysia Keluarga Bhd's Return-on-Tangible-Asset compare to FNF and AXS?
According to the Insurance industry distribution chart, Syarikat Takaful Malaysia Keluarga Bhd ranks #282 out of 505 companies for Return-on-Tangible-Asset. This places Syarikat Takaful Malaysia Keluarga Bhd in the lower half of its industry. The industry median Return-on-Tangible-Asset is 2.88. Syarikat Takaful Malaysia Keluarga Bhd's value of 2.23% is 22.6% below this benchmark. Historically, Syarikat Takaful Malaysia Keluarga Bhd's own Return-on-Tangible-Asset has ranged from 2.21 to 3.82 over the past decade. While the company's 10-year median is 2.55 vs. the industry median of 2.88, Syarikat Takaful Malaysia Keluarga Bhd has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for an Insurance company?
The median Return-on-Tangible-Asset among Insurance companies is 2.88, based on 505 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Syarikat Takaful Malaysia Keluarga Bhd's current Return-on-Tangible-Asset of 2.23% is 22.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Syarikat Takaful Malaysia Keluarga Bhd and its competitors. For the Insurance industry, the median Return-on-Tangible-Asset is 2.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Syarikat Takaful Malaysia Keluarga Bhd's current Return-on-Tangible-Asset is 2.23%, which is 13% below median its own 10-year median of 2.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Syarikat Takaful Malaysia Keluarga Bhd stock overvalued right now?
Based on GuruFocus' analysis, Syarikat Takaful Malaysia Keluarga Bhd (XKLS:6139) is currently considered Significantly Undervalued. The stock's GF Value™ is RM5.10, compared to a current price of RM3.20 — trading 37.3% below its estimated fair value. The current Return-on-Tangible-Asset is 2.23%, which is 13% below median its 10-year median of 2.55 and 22.6% below the Insurance industry median of 2.88. Syarikat Takaful Malaysia Keluarga Bhd's overall GF Score™ is 74/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Syarikat Takaful Malaysia Keluarga Bhd (XKLS:6139), the current Return-on-Tangible-Asset is 2.23% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Syarikat Takaful Malaysia Keluarga Bhd (XKLS:6139) Overvalued in 2026?
Based on GuruFocus' analysis, Syarikat Takaful Malaysia Keluarga Bhd stock appears to be undervalued.
The current stock price of RM3.20 is trading 37.3% below its estimated GF Value™ of RM5.10.
GuruFocus considers Syarikat Takaful Malaysia Keluarga Bhd to be Significantly Undervalued.
Key valuation signals for XKLS:6139:
Return-on-Tangible-Asset: 2.23% (13% below median its 10-year median of 2.55)
GF Value™: RM5.10 vs. price of RM3.20 (37.3% below fair value)
Industry Position: 22.6% below the Insurance median (#282 of 505)
No single metric tells the full story. See the XKLS:6139 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Syarikat Takaful Malaysia Keluarga Bhd is a takaful insurance provider in Malaysia and Indonesia. Like insurancetakaful protects participants from loss, but unlike traditional insurance, it adheres to a business model that conforms to Islamic religious law. The company's business includes participants who pool their money into a Participant Risk Fund, which then has funds available to disburse when a participant is facing a loss. For managing the takaful fund, the company receives a service fee on participant contributions. Syarikat Takaful Malaysia manages family and general takaful businesses, which include medical, motor and home takaful. The vast majority of the company's revenue comes from customers in Malaysia.
74GF Score
Get the complete analysis for XKLS:6139
Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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