Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
XKLS:6139'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0 Med: 0 Max: 0.22
Current: 0.21
During the past 13 years, the highest Debt-to-Equity Ratio of Syarikat Takaful Malaysia Keluarga Bhd was 0.22. The lowest was 0.00. And the median was 0.00.
XKLS:6139's Debt-to-Equity is ranked better than 50.38% of 395
companies
in the Insurance industry
Industry Median: 0.21
vs XKLS:6139: 0.21
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Syarikat Takaful Malaysia Keluarga Bhd Debt-to-Equity Related Terms
Syarikat Takaful Malaysia Keluarga Bhd Debt-to-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Syarikat Takaful Malaysia Keluarga Bhd Debt-to-Equity Chart
Syarikat Takaful Malaysia Keluarga Bhd Annual Data
XKLS:6139 vs FNF, RYAN, FAF: Debt-to-Equity Comparison
For the Insurance - Specialty subindustry, Syarikat Takaful Malaysia Keluarga Bhd's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Syarikat Takaful Malaysia Keluarga Bhd Debt-to-Equity vs Insurance Industry
For the Insurance industry and Financial Services sector, Syarikat Takaful Malaysia Keluarga Bhd's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Syarikat Takaful Malaysia Keluarga Bhd's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Syarikat Takaful Malaysia Keluarga Bhd (XKLS:6139) has a Debt-to-Equity of 0.21 as of Jun. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Syarikat Takaful Malaysia Keluarga Bhd and its competitors. According to the industry distribution chart, Syarikat Takaful Malaysia Keluarga Bhd ranks #196 out of 395 companies in the Insurance industry, placing it in the top 49.6%.
Is Syarikat Takaful Malaysia Keluarga Bhd's Debt-to-Equity too high?
Syarikat Takaful Malaysia Keluarga Bhd's current Debt-to-Equity is 0.21. The Insurance industry median Debt-to-Equity is 0.21. Syarikat Takaful Malaysia Keluarga Bhd's value of 0.21 is 0% at this industry median. Based on the distribution chart, Syarikat Takaful Malaysia Keluarga Bhd ranks #196 out of 395 companies in the Insurance industry, which is above the industry midpoint. Overall, Syarikat Takaful Malaysia Keluarga Bhd has a GF Score™ of 79/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Syarikat Takaful Malaysia Keluarga Bhd's Debt-to-Equity compare to FNF and RYAN?
According to the Insurance industry distribution chart, Syarikat Takaful Malaysia Keluarga Bhd ranks #196 out of 395 companies for Debt-to-Equity. This puts Syarikat Takaful Malaysia Keluarga Bhd in the upper half of its industry. The industry median Debt-to-Equity is 0.21. Syarikat Takaful Malaysia Keluarga Bhd's value of 0.21 is 0% at this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for an Insurance company?
The median Debt-to-Equity among Insurance companies is 0.21, based on 395 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Syarikat Takaful Malaysia Keluarga Bhd's current Debt-to-Equity of 0.21 is 0% at the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Syarikat Takaful Malaysia Keluarga Bhd and its competitors. For the Insurance industry, the median Debt-to-Equity is 0.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Syarikat Takaful Malaysia Keluarga Bhd's current Debt-to-Equity is 0.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Syarikat Takaful Malaysia Keluarga Bhd stock overvalued right now?
Based on GuruFocus' analysis, Syarikat Takaful Malaysia Keluarga Bhd (XKLS:6139) is currently considered Modestly Undervalued. The stock's GF Value™ is RM4.20, compared to a current price of RM3.09 — trading 26.4% below its estimated fair value. The current Debt-to-Equity is 0.21 and 0% at the Insurance industry median of 0.21. Syarikat Takaful Malaysia Keluarga Bhd's overall GF Score™ is 79/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Syarikat Takaful Malaysia Keluarga Bhd (XKLS:6139), the current Debt-to-Equity is 0.21 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Syarikat Takaful Malaysia Keluarga Bhd (XKLS:6139) Overvalued in 2026?
Based on GuruFocus' analysis, Syarikat Takaful Malaysia Keluarga Bhd stock appears to be undervalued.
The current stock price of RM3.09 is trading 26.4% below its estimated GF Value™ of RM4.20.
GuruFocus considers Syarikat Takaful Malaysia Keluarga Bhd to be Modestly Undervalued.
Key valuation signals for XKLS:6139:
Debt-to-Equity: 0.21
GF Value™: RM4.20 vs. price of RM3.09 (26.4% below fair value)
Industry Position: 0% at the Insurance median (#196 of 395)
No single metric tells the full story. See the XKLS:6139 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Syarikat Takaful Malaysia Keluarga Bhd is a takaful insurance provider in Malaysia and Indonesia. Like insurancetakaful protects participants from loss, but unlike traditional insurance, it adheres to a business model that conforms to Islamic religious law. The company's business includes participants who pool their money into a Participant Risk Fund, which then has funds available to disburse when a participant is facing a loss. For managing the takaful fund, the company receives a service fee on participant contributions. Syarikat Takaful Malaysia manages family and general takaful businesses, which include medical, motor and home takaful. The vast majority of the company's revenue comes from customers in Malaysia.
79GF Score
Get the complete analysis for XKLS:6139
Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
XKLS:6139 has been successfully added to your 
