Syarikat Takaful Malaysia Keluarga Bhd (XKLS:6139) Net Margin %: 10.91% (As of Mar. 2026) — 18% Below Median

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XKLS:6139 Syarikat Takaful Malaysia Keluarga Bhd XKLS:6139
79 GF Score
Price RM3.20
GF Value RM5.02
Valuation Significantly Undervalued
! 2 Warning Signs
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What is Syarikat Takaful Malaysia Keluarga Bhd Net Margin %?

Syarikat Takaful Malaysia Keluarga Bhd XKLS:6139 -1.84% 79 Net Margin % is 10.91% as of Mar. 2026, which is 18% below its 10-year median of 13.27. GuruFocus rates XKLS:6139 with a GF Score™ of 79/100 and a GF Value™ of RM5.02 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 501 Insurance companies, Syarikat Takaful Malaysia Keluarga Bhd ranks better than 65.27% on this metric.

Net margin is calculated as Net Income divided by its Revenue. Syarikat Takaful Malaysia Keluarga Bhd's Net Income for the three months ended in Mar. 2026 was RM101 Mil. Syarikat Takaful Malaysia Keluarga Bhd's Revenue for the three months ended in Mar. 2026 was RM926 Mil. Therefore, Syarikat Takaful Malaysia Keluarga Bhd's net margin for the quarter that ended in Mar. 2026 was 10.91%.

The historical rank and industry rank for Syarikat Takaful Malaysia Keluarga Bhd's Net Margin % or its related term are showing as below:

XKLS:6139' s Net Margin % Range Over the Past 10 Years
Min: 9.83   Med: 13.27   Max: 22.88
Current: 12.48


XKLS:6139's Net Margin % is ranked better than
65.27% of 501 companies
in the Insurance industry
Industry Median: 9.15 vs XKLS:6139: 12.48

Syarikat Takaful Malaysia Keluarga Bhd  (XKLS:6139) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Syarikat Takaful Malaysia Keluarga Bhd Net Margin % Related Terms


Syarikat Takaful Malaysia Keluarga Bhd Net Margin % Historical Data

* Premium members only.

The historical data trend for Syarikat Takaful Malaysia Keluarga Bhd's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Syarikat Takaful Malaysia Keluarga Bhd Net Margin % Chart

Syarikat Takaful Malaysia Keluarga Bhd Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 15.43 21.35 22.88 11.14 10.38

Syarikat Takaful Malaysia Keluarga Bhd Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.61 12.11 12.03 16.33 10.91

XKLS:6139 vs FNF, AXS, FAF: Net Margin % Comparison

For the Insurance - Specialty subindustry, Syarikat Takaful Malaysia Keluarga Bhd's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Syarikat Takaful Malaysia Keluarga Bhd Net Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Syarikat Takaful Malaysia Keluarga Bhd's Net Margin % distribution charts can be found below:

* The bar in red indicates where Syarikat Takaful Malaysia Keluarga Bhd's Net Margin % falls into.


XKLS:6139
79GF Score
Syarikat Takaful Malaysia Keluarga Bhd XKLS:6139
Net Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Syarikat Takaful Malaysia Keluarga Bhd Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Syarikat Takaful Malaysia Keluarga Bhd's Net Margin for the fiscal year that ended in Dec. 2025 is calculated as

Net Margin=Net Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=384.719/3707.354
=10.38 %

Syarikat Takaful Malaysia Keluarga Bhd's Net Margin for the quarter that ended in Mar. 2026 is calculated as

Net Margin=Net Income (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=100.971/925.726
=10.91 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of 10.91% mean?
Syarikat Takaful Malaysia Keluarga Bhd (XKLS:6139) has a Net Margin % of 10.91% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Syarikat Takaful Malaysia Keluarga Bhd and its competitors. This is 18% below median its historical median of 13.27. Over the past decade, Syarikat Takaful Malaysia Keluarga Bhd's Net Margin % has ranged from 9.83 to 22.88. According to the industry distribution chart, Syarikat Takaful Malaysia Keluarga Bhd ranks #174 out of 501 companies in the Insurance industry, placing it in the top 34.7%.
Is Syarikat Takaful Malaysia Keluarga Bhd's Net Margin % too high?
Syarikat Takaful Malaysia Keluarga Bhd's current Net Margin % of 10.91% is 18% below median its 10-year median of 13.27. Over the past 10 years, this metric has ranged from a low of 9.83 to a high of 22.88. The Insurance industry median Net Margin % is 9.15. Syarikat Takaful Malaysia Keluarga Bhd's value of 10.91% is 19.2% above this industry median. Based on the distribution chart, Syarikat Takaful Malaysia Keluarga Bhd ranks #174 out of 501 companies in the Insurance industry, which is above the industry midpoint. Overall, Syarikat Takaful Malaysia Keluarga Bhd has a GF Score™ of 79/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Syarikat Takaful Malaysia Keluarga Bhd's Net Margin % compare to FNF and AXS?
According to the Insurance industry distribution chart, Syarikat Takaful Malaysia Keluarga Bhd ranks #174 out of 501 companies for Net Margin %. This puts Syarikat Takaful Malaysia Keluarga Bhd in the upper half of its industry. The industry median Net Margin % is 9.15. Syarikat Takaful Malaysia Keluarga Bhd's value of 10.91% is 19.2% above this benchmark. Historically, Syarikat Takaful Malaysia Keluarga Bhd's own Net Margin % has ranged from 9.83 to 22.88 over the past decade. While the company's 10-year median is 13.27 vs. the industry median of 9.15, Syarikat Takaful Malaysia Keluarga Bhd has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Insurance company?
The median Net Margin % among Insurance companies is 9.15, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Syarikat Takaful Malaysia Keluarga Bhd's current Net Margin % of 10.91% is 19.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Syarikat Takaful Malaysia Keluarga Bhd and its competitors. For the Insurance industry, the median Net Margin % is 9.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Syarikat Takaful Malaysia Keluarga Bhd's current Net Margin % is 10.91%, which is 18% below median its own 10-year median of 13.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Syarikat Takaful Malaysia Keluarga Bhd stock overvalued right now?
Based on GuruFocus' analysis, Syarikat Takaful Malaysia Keluarga Bhd (XKLS:6139) is currently considered Significantly Undervalued. The stock's GF Value™ is RM5.02, compared to a current price of RM3.20 — trading 36.3% below its estimated fair value. The current Net Margin % is 10.91%, which is 18% below median its 10-year median of 13.27 and 19.2% above the Insurance industry median of 9.15. Syarikat Takaful Malaysia Keluarga Bhd's overall GF Score™ is 79/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Syarikat Takaful Malaysia Keluarga Bhd (XKLS:6139), the current Net Margin % is 10.91% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Syarikat Takaful Malaysia Keluarga Bhd (XKLS:6139) Overvalued in 2026?

Based on GuruFocus' analysis, Syarikat Takaful Malaysia Keluarga Bhd stock appears to be undervalued. The current stock price of RM3.20 is trading 36.3% below its estimated GF Value™ of RM5.02. GuruFocus considers Syarikat Takaful Malaysia Keluarga Bhd to be Significantly Undervalued.

Key valuation signals for XKLS:6139:

  • Net Margin %: 10.91% (18% below median its 10-year median of 13.27)
  • GF Value™: RM5.02 vs. price of RM3.20 (36.3% below fair value)
  • GF Score™: 79/100 with 2 warning signs
  • Industry Position: 19.2% above the Insurance median (#174 of 501)

No single metric tells the full story. See the XKLS:6139 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Syarikat Takaful Malaysia Keluarga Bhd Business Description

Address No. 4, Jalan Sultan Sulaiman, 27th Floor, Annexe Block, P.O.Box 11483, Menara Takafu, Kuala Lumpur, SGR, MYS, 50000
Syarikat Takaful Malaysia Keluarga Bhd is a takaful insurance provider in Malaysia and Indonesia. Like insurancetakaful protects participants from loss, but unlike traditional insurance, it adheres to a business model that conforms to Islamic religious law. The company's business includes participants who pool their money into a Participant Risk Fund, which then has funds available to disburse when a participant is facing a loss. For managing the takaful fund, the company receives a service fee on participant contributions. Syarikat Takaful Malaysia manages family and general takaful businesses, which include medical, motor and home takaful. The vast majority of the company's revenue comes from customers in Malaysia.
79GF Score

Get the complete analysis for XKLS:6139

Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM3.20
Price
RM5.02
GF Value