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XKLS:6139's ROE % is ranked better than 70.92% of 502
companies
in the Insurance industry
Industry Median: 11.635
vs XKLS:6139: 17.29
Syarikat Takaful Malaysia Keluarga Bhd (XKLS:6139) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
Syarikat Takaful Malaysia Keluarga Bhd ROE % Related Terms
Syarikat Takaful Malaysia Keluarga Bhd ROE % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Syarikat Takaful Malaysia Keluarga Bhd ROE % Chart
Syarikat Takaful Malaysia Keluarga Bhd Annual Data
For the Insurance - Specialty subindustry, Syarikat Takaful Malaysia Keluarga Bhd's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Syarikat Takaful Malaysia Keluarga Bhd ROE % vs Insurance Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
ROE % is displayed in the 30-year financial page.
Syarikat Takaful Malaysia Keluarga Bhd (XKLS:6139) has a ROE % of 17.50% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Syarikat Takaful Malaysia Keluarga Bhd and its competitors. This is 32% below median its historical median of 25.71. Over the past decade, Syarikat Takaful Malaysia Keluarga Bhd's ROE % has ranged from 17.29 to 33.07. According to the industry distribution chart, Syarikat Takaful Malaysia Keluarga Bhd ranks #146 out of 502 companies in the Insurance industry, placing it in the top 29.1%.
Is Syarikat Takaful Malaysia Keluarga Bhd's ROE % too high?
Syarikat Takaful Malaysia Keluarga Bhd's current ROE % of 17.50% is 32% below median its 10-year median of 25.71. Over the past 10 years, this metric has ranged from a low of 17.29 to a high of 33.07. The Insurance industry median ROE % is 11.64. Syarikat Takaful Malaysia Keluarga Bhd's value of 17.50% is 50.4% above this industry median. Based on the distribution chart, Syarikat Takaful Malaysia Keluarga Bhd ranks #146 out of 502 companies in the Insurance industry, which is above the industry midpoint. Overall, Syarikat Takaful Malaysia Keluarga Bhd has a GF Score™ of 79/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Syarikat Takaful Malaysia Keluarga Bhd's ROE % compare to FNF and AXS?
According to the Insurance industry distribution chart, Syarikat Takaful Malaysia Keluarga Bhd ranks #146 out of 502 companies for ROE %. This puts Syarikat Takaful Malaysia Keluarga Bhd in the upper half of its industry. The industry median ROE % is 11.64. Syarikat Takaful Malaysia Keluarga Bhd's value of 17.50% is 50.4% above this benchmark. Historically, Syarikat Takaful Malaysia Keluarga Bhd's own ROE % has ranged from 17.29 to 33.07 over the past decade. While the company's 10-year median is 25.71 vs. the industry median of 11.64, Syarikat Takaful Malaysia Keluarga Bhd has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for an Insurance company?
The median ROE % among Insurance companies is 11.64, based on 502 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Syarikat Takaful Malaysia Keluarga Bhd's current ROE % of 17.50% is 50.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Syarikat Takaful Malaysia Keluarga Bhd and its competitors. For the Insurance industry, the median ROE % is 11.64 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Syarikat Takaful Malaysia Keluarga Bhd's current ROE % is 17.50%, which is 32% below median its own 10-year median of 25.71. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Syarikat Takaful Malaysia Keluarga Bhd stock overvalued right now?
Based on GuruFocus' analysis, Syarikat Takaful Malaysia Keluarga Bhd (XKLS:6139) is currently considered Significantly Undervalued. The stock's GF Value™ is RM5.02, compared to a current price of RM3.20 — trading 36.3% below its estimated fair value. The current ROE % is 17.50%, which is 32% below median its 10-year median of 25.71 and 50.4% above the Insurance industry median of 11.64. Syarikat Takaful Malaysia Keluarga Bhd's overall GF Score™ is 79/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Syarikat Takaful Malaysia Keluarga Bhd (XKLS:6139), the current ROE % is 17.50% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Syarikat Takaful Malaysia Keluarga Bhd (XKLS:6139) Overvalued in 2026?
Based on GuruFocus' analysis, Syarikat Takaful Malaysia Keluarga Bhd stock appears to be undervalued.
The current stock price of RM3.20 is trading 36.3% below its estimated GF Value™ of RM5.02.
GuruFocus considers Syarikat Takaful Malaysia Keluarga Bhd to be Significantly Undervalued.
Key valuation signals for XKLS:6139:
ROE %: 17.50% (32% below median its 10-year median of 25.71)
GF Value™: RM5.02 vs. price of RM3.20 (36.3% below fair value)
Industry Position: 50.4% above the Insurance median (#146 of 502)
No single metric tells the full story. See the XKLS:6139 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Syarikat Takaful Malaysia Keluarga Bhd Business Description
Syarikat Takaful Malaysia Keluarga Bhd is a takaful insurance provider in Malaysia and Indonesia. Like insurancetakaful protects participants from loss, but unlike traditional insurance, it adheres to a business model that conforms to Islamic religious law. The company's business includes participants who pool their money into a Participant Risk Fund, which then has funds available to disburse when a participant is facing a loss. For managing the takaful fund, the company receives a service fee on participant contributions. Syarikat Takaful Malaysia manages family and general takaful businesses, which include medical, motor and home takaful. The vast majority of the company's revenue comes from customers in Malaysia.
79GF Score
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