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XKLS:6139'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 17.57 Med: 27.6 Max: 35.69
Current: 17.57
During the past 13 years, Syarikat Takaful Malaysia Keluarga Bhd's highest Return-on-Tangible-Equity was 35.69%. The lowest was 17.57%. And the median was 27.60%.
XKLS:6139's Return-on-Tangible-Equity is ranked better than 62.98% of 497
companies
in the Insurance industry
Industry Median: 13.5
vs XKLS:6139: 17.57
Syarikat Takaful Malaysia Keluarga Bhd (XKLS:6139) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Syarikat Takaful Malaysia Keluarga Bhd Return-on-Tangible-Equity Related Terms
Syarikat Takaful Malaysia Keluarga Bhd Return-on-Tangible-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Syarikat Takaful Malaysia Keluarga Bhd Return-on-Tangible-Equity Chart
Syarikat Takaful Malaysia Keluarga Bhd Annual Data
XKLS:6139 vs FNF, AXS, FAF: Return-on-Tangible-Equity Comparison
For the Insurance - Specialty subindustry, Syarikat Takaful Malaysia Keluarga Bhd's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Syarikat Takaful Malaysia Keluarga Bhd Return-on-Tangible-Equity vs Insurance Industry
For the Insurance industry and Financial Services sector, Syarikat Takaful Malaysia Keluarga Bhd's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Syarikat Takaful Malaysia Keluarga Bhd's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 17.79% mean?
Syarikat Takaful Malaysia Keluarga Bhd (XKLS:6139) has a Return-on-Tangible-Equity of 17.79% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Syarikat Takaful Malaysia Keluarga Bhd and its competitors. This is 36% below median its historical median of 27.60. Over the past decade, Syarikat Takaful Malaysia Keluarga Bhd's Return-on-Tangible-Equity has ranged from 17.57 to 35.69. According to the industry distribution chart, Syarikat Takaful Malaysia Keluarga Bhd ranks #184 out of 497 companies in the Insurance industry, placing it in the top 37%.
Is Syarikat Takaful Malaysia Keluarga Bhd's Return-on-Tangible-Equity too high?
Syarikat Takaful Malaysia Keluarga Bhd's current Return-on-Tangible-Equity of 17.79% is 36% below median its 10-year median of 27.60. Over the past 10 years, this metric has ranged from a low of 17.57 to a high of 35.69. The Insurance industry median Return-on-Tangible-Equity is 13.50. Syarikat Takaful Malaysia Keluarga Bhd's value of 17.79% is 31.8% above this industry median. Based on the distribution chart, Syarikat Takaful Malaysia Keluarga Bhd ranks #184 out of 497 companies in the Insurance industry, which is above the industry midpoint. Overall, Syarikat Takaful Malaysia Keluarga Bhd has a GF Score™ of 75/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Syarikat Takaful Malaysia Keluarga Bhd's Return-on-Tangible-Equity compare to FNF and AXS?
According to the Insurance industry distribution chart, Syarikat Takaful Malaysia Keluarga Bhd ranks #184 out of 497 companies for Return-on-Tangible-Equity. This puts Syarikat Takaful Malaysia Keluarga Bhd in the upper half of its industry. The industry median Return-on-Tangible-Equity is 13.50. Syarikat Takaful Malaysia Keluarga Bhd's value of 17.79% is 31.8% above this benchmark. Historically, Syarikat Takaful Malaysia Keluarga Bhd's own Return-on-Tangible-Equity has ranged from 17.57 to 35.69 over the past decade. While the company's 10-year median is 27.60 vs. the industry median of 13.50, Syarikat Takaful Malaysia Keluarga Bhd has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for an Insurance company?
The median Return-on-Tangible-Equity among Insurance companies is 13.50, based on 497 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Syarikat Takaful Malaysia Keluarga Bhd's current Return-on-Tangible-Equity of 17.79% is 31.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Syarikat Takaful Malaysia Keluarga Bhd and its competitors. For the Insurance industry, the median Return-on-Tangible-Equity is 13.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Syarikat Takaful Malaysia Keluarga Bhd's current Return-on-Tangible-Equity is 17.79%, which is 36% below median its own 10-year median of 27.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Syarikat Takaful Malaysia Keluarga Bhd stock overvalued right now?
Based on GuruFocus' analysis, Syarikat Takaful Malaysia Keluarga Bhd (XKLS:6139) is currently considered Significantly Undervalued. The stock's GF Value™ is RM5.04, compared to a current price of RM3.21 — trading 36.3% below its estimated fair value. The current Return-on-Tangible-Equity is 17.79%, which is 36% below median its 10-year median of 27.60 and 31.8% above the Insurance industry median of 13.50. Syarikat Takaful Malaysia Keluarga Bhd's overall GF Score™ is 75/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Syarikat Takaful Malaysia Keluarga Bhd (XKLS:6139), the current Return-on-Tangible-Equity is 17.79% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Syarikat Takaful Malaysia Keluarga Bhd (XKLS:6139) Overvalued in 2026?
Based on GuruFocus' analysis, Syarikat Takaful Malaysia Keluarga Bhd stock appears to be undervalued.
The current stock price of RM3.21 is trading 36.3% below its estimated GF Value™ of RM5.04.
GuruFocus considers Syarikat Takaful Malaysia Keluarga Bhd to be Significantly Undervalued.
Key valuation signals for XKLS:6139:
Return-on-Tangible-Equity: 17.79% (36% below median its 10-year median of 27.60)
GF Value™: RM5.04 vs. price of RM3.21 (36.3% below fair value)
Industry Position: 31.8% above the Insurance median (#184 of 497)
No single metric tells the full story. See the XKLS:6139 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Syarikat Takaful Malaysia Keluarga Bhd Business Description
Syarikat Takaful Malaysia Keluarga Bhd is a takaful insurance provider in Malaysia and Indonesia. Like insurancetakaful protects participants from loss, but unlike traditional insurance, it adheres to a business model that conforms to Islamic religious law. The company's business includes participants who pool their money into a Participant Risk Fund, which then has funds available to disburse when a participant is facing a loss. For managing the takaful fund, the company receives a service fee on participant contributions. Syarikat Takaful Malaysia manages family and general takaful businesses, which include medical, motor and home takaful. The vast majority of the company's revenue comes from customers in Malaysia.
75GF Score
Get the complete analysis for XKLS:6139
Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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