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A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
XKLS:6139'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0 Med: 0.4 Max: 1
Current: 1
During the past 13 years, the highest Debt-to-EBITDA Ratio of Syarikat Takaful Malaysia Keluarga Bhd was 1.00. The lowest was 0.00. And the median was 0.40.
XKLS:6139's Debt-to-EBITDA is ranked better than 57.37% of 319
companies
in the Insurance industry
Industry Median: 1.26
vs XKLS:6139: 1.00
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Syarikat Takaful Malaysia Keluarga Bhd Debt-to-EBITDA Related Terms
Syarikat Takaful Malaysia Keluarga Bhd Debt-to-EBITDA Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Syarikat Takaful Malaysia Keluarga Bhd Debt-to-EBITDA Chart
Syarikat Takaful Malaysia Keluarga Bhd Annual Data
XKLS:6139 vs FNF, AXS, FAF: Debt-to-EBITDA Comparison
For the Insurance - Specialty subindustry, Syarikat Takaful Malaysia Keluarga Bhd's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Syarikat Takaful Malaysia Keluarga Bhd Debt-to-EBITDA vs Insurance Industry
For the Insurance industry and Financial Services sector, Syarikat Takaful Malaysia Keluarga Bhd's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Syarikat Takaful Malaysia Keluarga Bhd's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.
Syarikat Takaful Malaysia Keluarga Bhd (XKLS:6139) has a Debt-to-EBITDA of 0.75 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Syarikat Takaful Malaysia Keluarga Bhd. This is 88% above median its historical median of 0.40. According to the industry distribution chart, Syarikat Takaful Malaysia Keluarga Bhd ranks #136 out of 319 companies in the Insurance industry, placing it in the top 42.6%.
Is Syarikat Takaful Malaysia Keluarga Bhd's Debt-to-EBITDA too high?
Syarikat Takaful Malaysia Keluarga Bhd's current Debt-to-EBITDA of 0.75 is 88% above median its 10-year median of 0.40. The Insurance industry median Debt-to-EBITDA is 1.26. Syarikat Takaful Malaysia Keluarga Bhd's value of 0.75 is 40.5% below this industry median. Based on the distribution chart, Syarikat Takaful Malaysia Keluarga Bhd ranks #136 out of 319 companies in the Insurance industry, which is above the industry midpoint. Overall, Syarikat Takaful Malaysia Keluarga Bhd has a GF Score™ of 75/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Syarikat Takaful Malaysia Keluarga Bhd's Debt-to-EBITDA compare to FNF and AXS?
According to the Insurance industry distribution chart, Syarikat Takaful Malaysia Keluarga Bhd ranks #136 out of 319 companies for Debt-to-EBITDA. This puts Syarikat Takaful Malaysia Keluarga Bhd in the upper half of its industry. The industry median Debt-to-EBITDA is 1.26. Syarikat Takaful Malaysia Keluarga Bhd's value of 0.75 is 40.5% below this benchmark. While the company's 10-year median is 0.40 vs. the industry median of 1.26, Syarikat Takaful Malaysia Keluarga Bhd has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for an Insurance company?
The median Debt-to-EBITDA among Insurance companies is 1.26, based on 319 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Syarikat Takaful Malaysia Keluarga Bhd's current Debt-to-EBITDA of 0.75 is 40.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Syarikat Takaful Malaysia Keluarga Bhd. For the Insurance industry, the median Debt-to-EBITDA is 1.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Syarikat Takaful Malaysia Keluarga Bhd's current Debt-to-EBITDA is 0.75, which is 88% above median its own 10-year median of 0.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Syarikat Takaful Malaysia Keluarga Bhd stock overvalued right now?
Based on GuruFocus' analysis, Syarikat Takaful Malaysia Keluarga Bhd (XKLS:6139) is currently considered Significantly Undervalued. The stock's GF Value™ is RM5.17, compared to a current price of RM3.27 — trading 36.8% below its estimated fair value. The current Debt-to-EBITDA is 0.75, which is 88% above median its 10-year median of 0.40 and 40.5% below the Insurance industry median of 1.26. Syarikat Takaful Malaysia Keluarga Bhd's overall GF Score™ is 75/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Syarikat Takaful Malaysia Keluarga Bhd (XKLS:6139), the current Debt-to-EBITDA is 0.75 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Syarikat Takaful Malaysia Keluarga Bhd (XKLS:6139) Overvalued in 2026?
Based on GuruFocus' analysis, Syarikat Takaful Malaysia Keluarga Bhd stock appears to be undervalued.
The current stock price of RM3.27 is trading 36.8% below its estimated GF Value™ of RM5.17.
GuruFocus considers Syarikat Takaful Malaysia Keluarga Bhd to be Significantly Undervalued.
Key valuation signals for XKLS:6139:
Debt-to-EBITDA: 0.75 (88% above median its 10-year median of 0.40)
GF Value™: RM5.17 vs. price of RM3.27 (36.8% below fair value)
Industry Position: 40.5% below the Insurance median (#136 of 319)
No single metric tells the full story. See the XKLS:6139 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Syarikat Takaful Malaysia Keluarga Bhd is a takaful insurance provider in Malaysia and Indonesia. Like insurancetakaful protects participants from loss, but unlike traditional insurance, it adheres to a business model that conforms to Islamic religious law. The company's business includes participants who pool their money into a Participant Risk Fund, which then has funds available to disburse when a participant is facing a loss. For managing the takaful fund, the company receives a service fee on participant contributions. Syarikat Takaful Malaysia manages family and general takaful businesses, which include medical, motor and home takaful. The vast majority of the company's revenue comes from customers in Malaysia.
75GF Score
Get the complete analysis for XKLS:6139
Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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