EVN Finance JSC (STC:EVF) EV-to-OCF: -30.50 (As of Aug. 02, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STC:EVF EVN Finance JSC STC:EVF
67 GF Score
Price ₫12,200.00
GF Value ₫15,035.02
Valuation Modestly Undervalued
! 2 Warning Signs
View Full Analysis

What is EVN Finance JSC EV-to-OCF?

EVN Finance JSC STC:EVF -1.61% 67 EV-to-OCF is -30.50 as of Aug. 02, 2026. GuruFocus rates STC:EVF with a GF Score™ of 67/100 and a GF Value™ of ₫15,035.02 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 534 Diversified Financial Services companies, EVN Finance JSC ranks worse than 50.75% on this metric.

EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, EVN Finance JSC's Enterprise Value is ₫64,377,913 Mil. EVN Finance JSC's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was ₫-2,110,738 Mil. Therefore, EVN Finance JSC's EV-to-OCF for today is -30.50.

The historical rank and industry rank for EVN Finance JSC's EV-to-OCF or its related term are showing as below:

STC:EVF' s EV-to-OCF Range Over the Past 10 Years
Min: -30.86   Med: -2.77   Max: 545.78
Current: -30.41

During the past 6 years, the highest EV-to-OCF of EVN Finance JSC was 545.78. The lowest was -30.86. And the median was -2.77.

STC:EVF's EV-to-OCF is ranked worse than
50.75% of 534 companies
in the Diversified Financial Services industry
Industry Median: -32.525 vs STC:EVF: -30.41

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-08-02), EVN Finance JSC's stock price is ₫12200.00. EVN Finance JSC's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was ₫1242.759. Therefore, EVN Finance JSC's PE Ratio (TTM) for today is 9.82.


EVN Finance JSC  (STC:EVF) EV-to-OCF Explanation

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

EVN Finance JSC's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=12200.00/1242.759
=9.82

EVN Finance JSC's share price for today is ₫12200.00.
EVN Finance JSC's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₫1242.759.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.


EVN Finance JSC EV-to-OCF Related Terms


EVN Finance JSC EV-to-OCF Historical Data

* Premium members only.

The historical data trend for EVN Finance JSC's EV-to-OCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

EVN Finance JSC EV-to-OCF Chart

EVN Finance JSC Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-OCF
Get a 7-Day Free Trial 0.00 3.18 -10.08 -6.97 32.61

EVN Finance JSC Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EV-to-OCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.44 10.54 32.61 22.60 -30.82

STC:EVF vs FRHC, VOYA, HTH: EV-to-OCF Comparison

For the Financial Conglomerates subindustry, EVN Finance JSC's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


EVN Finance JSC EV-to-OCF vs Diversified Financial Services Industry

For the Diversified Financial Services industry and Financial Services sector, EVN Finance JSC's EV-to-OCF distribution charts can be found below:

* The bar in red indicates where EVN Finance JSC's EV-to-OCF falls into.


STC:EVF
67GF Score
EVN Finance JSC STC:EVF
EV-to-OCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

EVN Finance JSC EV-to-OCF Calculation

EVN Finance JSC's EV-to-OCF for today is calculated as:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=64377912.784/-2110738
=-30.50

EVN Finance JSC's current Enterprise Value is ₫64,377,913 Mil.
EVN Finance JSC's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₫-2,110,738 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-OCF →
What does a EV-to-OCF of -30.50 mean?
EVN Finance JSC (STC:EVF) has a EV-to-OCF of -30.50 as of Aug. 02, 2026. According to the industry distribution chart, EVN Finance JSC ranks #271 out of 534 companies in the Diversified Financial Services industry, placing it in the top 50.7%.
Is EVN Finance JSC's EV-to-OCF too high?
EVN Finance JSC's current EV-to-OCF is -30.50. Based on the distribution chart, EVN Finance JSC ranks #271 out of 534 companies in the Diversified Financial Services industry, which is below the industry midpoint. Overall, EVN Finance JSC has a GF Score™ of 67/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does EVN Finance JSC's EV-to-OCF compare to FRHC and VOYA?
According to the Diversified Financial Services industry distribution chart, EVN Finance JSC ranks #271 out of 534 companies for EV-to-OCF. This places EVN Finance JSC in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Diversified Financial Services company?
A good EV-to-OCF depends on the Diversified Financial Services industry context. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. EVN Finance JSC's current EV-to-OCF is -30.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is EVN Finance JSC stock overvalued right now?
Based on GuruFocus' analysis, EVN Finance JSC (STC:EVF) is currently considered Modestly Undervalued. The stock's GF Value™ is ₫15,035.02, compared to a current price of ₫12,200.00 — trading 18.9% below its estimated fair value. The current EV-to-OCF is -30.50. EVN Finance JSC's overall GF Score™ is 67/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For EVN Finance JSC (STC:EVF), the current EV-to-OCF is -30.50 as of Aug. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is EVN Finance JSC (STC:EVF) Overvalued in 2026?

Based on GuruFocus' analysis, EVN Finance JSC stock appears to be undervalued. The current stock price of ₫12,200.00 is trading 18.9% below its estimated GF Value™ of ₫15,035.02. GuruFocus considers EVN Finance JSC to be Modestly Undervalued.

Key valuation signals for STC:EVF:

  • EV-to-OCF: -30.50
  • GF Value™: ₫15,035.02 vs. price of ₫12,200.00 (18.9% below fair value)
  • GF Score™: 67/100 with 2 warning signs

No single metric tells the full story. See the STC:EVF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


EVN Finance JSC Business Description

Address Thaisquare Caliria Building - No. 11A Cat Linh, 6th and 7th Floors, O Cho Dua Ward, Hanoi, VNM
EVN Finance JSC operates in the field of finance and currency business in Vietnam. The primary activities of the company include: i) Capital mobilization includes receiving deposits, issuing certificates of deposits, bills, and bonds; borrowing from domestic and foreign financial organizations and credit institutions, ii) Credit activities include providing loans and consumer credit; discounting, re-discounting commercial papers and other valuable papers, iii) Other finance and banking activities include opening and managing deposit accounts and credit accounts for customers; contributing capital and purchasing shares; providing insurance agency services; providing consultancy services; providing asset management services; trading treasury bonds; trading foreign currencies; trading debts.
67GF Score

Get the complete analysis for STC:EVF

EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫12,200.00
Price
₫15,035.02
GF Value