EVN Finance JSC (STC:EVF) Degree of Operating Leverage : 0.00 (As of Jun. 2026)

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Director of Data and Quant Analytics at GuruFocus
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STC:EVF EVN Finance JSC STC:EVF
61 GF Score
Price ₫11,450.00
GF Value ₫8,538.22
Valuation Significantly Overvalued
! 2 Warning Signs
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What is EVN Finance JSC Degree of Operating Leverage?

EVN Finance JSC STC:EVF +0.85% 61 Degree of Operating Leverage is 0.00 as of Jun. 2026. GuruFocus rates STC:EVF with a GF Score™ of 61/100 and a GF Value™ of ₫8,538.22 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 74 Diversified Financial Services companies, EVN Finance JSC ranks worse than 1351350% on this metric.

Degree of Operating Leverage (DOL) measures the percentage change in EBIT for a unit change in Revenue. EVN Finance JSC's Degree of Operating Leverage for the quarter that ended in Jun. 2026 was 0.00. The higher Degree of Operating Leverage, the higher operating risk the company will take.

The industry rank for EVN Finance JSC's Degree of Operating Leverage or its related term are showing as below:

STC:EVF's Degree of Operating Leverage is not ranked *
in the Diversified Financial Services industry.
Industry Median: 0.85
* Ranked among companies with meaningful Degree of Operating Leverage only.

EVN Finance JSC  (STC:EVF) Degree of Operating Leverage Explanation

Degree of Operating Leverage (DOL) is a leverage ratio that measures the sensitivity of a company’s operting income, also referred to as Earnings Before Interest and Taxes (EBIT), to fluctuations in its Revenue. DOL is a method used to quantify a company’s operating risk. This risk is related to the company's structure of variable costs and fixed costs. Since the fixed costs do not allow the company to adjust the operating costs, the operating risk rises with a higher fixed-to-variable costs proportion.

A high Degree of Operating Leverage indicates that the company’s fixed costs exceed its variable costs. By increasing the sales, the company can earn more profits. In addition, the company must be able to maintain relatively high sales to cover all fixed costs.

Be Aware

The use of operating leverage varies across different industries and business sectors, and the application of Degree of Operating Leverage (DOL) should be adjusted accordingly.


EVN Finance JSC Degree of Operating Leverage Related Terms


EVN Finance JSC Degree of Operating Leverage Historical Data

* Premium members only.

The historical data trend for EVN Finance JSC's Degree of Operating Leverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

EVN Finance JSC Degree of Operating Leverage Chart

EVN Finance JSC Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Degree of Operating Leverage
Get a 7-Day Free Trial Premium Member Only 0.49 0.42 0.57 -6.89 1.02

EVN Finance JSC Semi-Annual Data
Jun18 Dec18 Jun19 Dec19 Jun20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
Degree of Operating Leverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.51 -6.89 2.99 1.02 0.78

STC:EVF vs FRHC, VOYA, HTH: Degree of Operating Leverage Comparison

For the Financial Conglomerates subindustry, EVN Finance JSC's Degree of Operating Leverage, along with its competitors' market caps and Degree of Operating Leverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


EVN Finance JSC Degree of Operating Leverage vs Diversified Financial Services Industry

For the Diversified Financial Services industry and Financial Services sector, EVN Finance JSC's Degree of Operating Leverage distribution charts can be found below:

* The bar in red indicates where EVN Finance JSC's Degree of Operating Leverage falls into.


STC:EVF
61GF Score
EVN Finance JSC STC:EVF
Degree of Operating Leverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

EVN Finance JSC Degree of Operating Leverage Calculation

EVN Finance JSC's Degree of Operating Leverage for the quarter that ended in Jun. 2026 is calculated as:

Degree of Operating Leverage=% Change in EBIT**/% Change in Revenue
=( 2089674 (Jun. 2026) / 1592015 (Jun. 2025) - 1 )/( 6789860 (Jun. 2026) / 4847347 (Jun. 2025) - 1 )
=0.3126/0.4007
=0.78***

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** TTM data of EBIT and Revenue was used to calculate Degree of Operating Leverage.
*** Please be aware that the Degree of Operating Leverage calculations are based on company-level data using the primary share class. The calculated data provided is for demonstration purposes and may slightly differ from the results displayed in the title due to potential variations caused by currency exchange rate differences throughout the year.

What does a Degree of Operating Leverage of 0.00 mean?
EVN Finance JSC (STC:EVF) has a Degree of Operating Leverage of 0.00 as of Jun. 2026. Degree of Operating Leverage (DOL) measures the percentage change in EBIT for a unit change in Revenue. View historical data for EVN Finance JSC and its competitors. According to the industry distribution chart, EVN Finance JSC ranks #999999 out of 74 companies in the Diversified Financial Services industry.
Is EVN Finance JSC's Degree of Operating Leverage too high?
EVN Finance JSC's current Degree of Operating Leverage is 0.00. Based on the distribution chart, EVN Finance JSC ranks #999999 out of 74 companies in the Diversified Financial Services industry, which is in the bottom quartile relative to peers. Overall, EVN Finance JSC has a GF Score™ of 61/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does EVN Finance JSC's Degree of Operating Leverage compare to FRHC and VOYA?
According to the Diversified Financial Services industry distribution chart, EVN Finance JSC ranks #999999 out of 74 companies for Degree of Operating Leverage. This places EVN Finance JSC in the lower half of its industry. The industry median Degree of Operating Leverage is 0.85. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Degree of Operating Leverage for a Diversified Financial Services company?
The median Degree of Operating Leverage among Diversified Financial Services companies is 0.85, based on 74 companies in the industry. Companies in the top quartile (top 25%) have a Degree of Operating Leverage significantly above this median, while those in the bottom quartile fall well below. However, Degree of Operating Leverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Degree of Operating Leverage mean?
A high Degree of Operating Leverage can signal that a stock is expensive relative to its fundamentals. Degree of Operating Leverage (DOL) measures the percentage change in EBIT for a unit change in Revenue. View historical data for EVN Finance JSC and its competitors. For the Diversified Financial Services industry, the median Degree of Operating Leverage is 0.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. EVN Finance JSC's current Degree of Operating Leverage is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is EVN Finance JSC stock overvalued right now?
Based on GuruFocus' analysis, EVN Finance JSC (STC:EVF) is currently considered Significantly Overvalued. The stock's GF Value™ is ₫8,538.22, compared to a current price of ₫11,450.00 — trading 34.1% above its estimated fair value. The current Degree of Operating Leverage is 0.00. EVN Finance JSC's overall GF Score™ is 61/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Degree of Operating Leverage calculated?
Degree of Operating Leverage is calculated from a company's financial statements. For EVN Finance JSC (STC:EVF), the current Degree of Operating Leverage is 0.00 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is EVN Finance JSC (STC:EVF) Overvalued in 2026?

Based on GuruFocus' analysis, EVN Finance JSC stock appears to be overvalued. The current stock price of ₫11,450.00 is trading 34.1% above its estimated GF Value™ of ₫8,538.22. GuruFocus considers EVN Finance JSC to be Significantly Overvalued.

Key valuation signals for STC:EVF:

  • Degree of Operating Leverage: 0.00
  • GF Value™: ₫8,538.22 vs. price of ₫11,450.00 (34.1% above fair value)
  • GF Score™: 61/100 with 2 warning signs

No single metric tells the full story. See the STC:EVF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


EVN Finance JSC Business Description

Address Thaisquare Caliria Building - No. 11A Cat Linh, 6th and 7th Floors, O Cho Dua Ward, Hanoi, VNM
EVN Finance JSC operates in the field of finance and currency business in Vietnam. The primary activities of the company include: i) Capital mobilization includes receiving deposits, issuing certificates of deposits, bills, and bonds; borrowing from domestic and foreign financial organizations and credit institutions, ii) Credit activities include providing loans and consumer credit; discounting, re-discounting commercial papers and other valuable papers, iii) Other finance and banking activities include opening and managing deposit accounts and credit accounts for customers; contributing capital and purchasing shares; providing insurance agency services; providing consultancy services; providing asset management services; trading treasury bonds; trading foreign currencies; trading debts.
61GF Score

Get the complete analysis for STC:EVF

Degree of Operating Leverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫11,450.00
Price
₫8,538.22
GF Value