EVN Finance JSC (STC:EVF) Moat Score: 0/10 (As of Jun. 29, 2026)


STC:EVF EVN Finance JSC STC:EVF
70 GF Score
Price ₫13,100.00
GF Value ₫14,165.19
Valuation Fairly Valued
! 1 Warning Sign
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What is EVN Finance JSC Moat Score?

EVN Finance JSC has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

EVN Finance JSC has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes EVN Finance JSC might have No Moat - No discernible moat.

EVN Finance JSC  (STC:EVF) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

EVN Finance JSC Moat Score Related Terms

STC:EVF
70GF Score
EVN Finance JSC STC:EVF
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is EVN Finance JSC (STC:EVF) Overvalued in 2026?

Based on GuruFocus' analysis, EVN Finance JSC stock appears to be undervalued. The current stock price of ₫13,100.00 is trading 7.5% below its estimated GF Value™ of ₫14,165.19. GuruFocus considers EVN Finance JSC to be Fairly Valued.

Key valuation signals for STC:EVF:

  • Moat Score: 0
  • GF Value™: ₫14,165.19 vs. price of ₫13,100.00 (7.5% below fair value)
  • GF Score™: 70/100 with 1 warning sign

No single metric tells the full story. See the STC:EVF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

EVN Finance JSC Business Description

Address Thaisquare Caliria Building - No. 11A Cat Linh, 6th and 7th Floors, O Cho Dua Ward, Hanoi, VNM
EVN Finance JSC operates in the field of finance and currency business in Vietnam. The primary activities of the company include: i) Capital mobilization includes receiving deposits, issuing certificates of deposits, bills, and bonds; borrowing from domestic and foreign financial organizations and credit institutions, ii) Credit activities include providing loans and consumer credit; discounting, re-discounting commercial papers and other valuable papers, iii) Other finance and banking activities include opening and managing deposit accounts and credit accounts for customers; contributing capital and purchasing shares; providing insurance agency services; providing consultancy services; providing asset management services; trading treasury bonds; trading foreign currencies; trading debts.
70GF Score

Get the complete analysis for STC:EVF

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫13,100.00
Price
₫14,165.19
GF Value