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EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, EVN Finance JSC's Enterprise Value is ₫64,073,686 Mil.
EVN Finance JSC's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 was ₫-9,836,637 Mil. Therefore, EVN Finance JSC's EV-to-FCF for today is -6.51.
The historical rank and industry rank for EVN Finance JSC's EV-to-FCF or its related term are showing as below:
STC:EVF'
s EV-to-FCF Range Over the Past 10 Years
Min: -28.31 Med: -2.83 Max: 1149.33
Current: -27.87
During the past 9 years, the highest EV-to-FCF of EVN Finance JSC was 1149.33. The lowest was -28.31. And the median was -2.83.
STC:EVF's EV-to-FCF is ranked worse than 100% of 121
companies
in the Diversified Financial Services industry
Industry Median: 3.8
vs STC:EVF: -27.87
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EVN Finance JSC's PE Ratio (TTM) for today is calculated as:
EVN Finance JSC's share price for today is ₫11800.00.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. EVN Finance JSC's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was ₫1233.920.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
EVN Finance JSC EV-to-FCF Related Terms
EVN Finance JSC EV-to-FCF Historical Data
* Premium members only.
The historical data trend for EVN Finance JSC's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Financial Conglomerates subindustry, EVN Finance JSC's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
EVN Finance JSC EV-to-FCF vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, EVN Finance JSC's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where EVN Finance JSC's EV-to-FCF falls into.
EVN Finance JSC's current Enterprise Value is ₫64,073,686 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. EVN Finance JSC's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 was ₫-9,836,637 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
EVN Finance JSC (STC:EVF) has a EV-to-FCF of -6.51 as of Sep. 21, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on EVN Finance JSC and its competitors. According to the industry distribution chart, EVN Finance JSC ranks #999999 out of 121 companies in the Diversified Financial Services industry.
Is EVN Finance JSC's EV-to-FCF too high?
EVN Finance JSC's current EV-to-FCF is -6.51. Based on the distribution chart, EVN Finance JSC ranks #999999 out of 121 companies in the Diversified Financial Services industry, which is in the bottom quartile relative to peers. Overall, EVN Finance JSC has a GF Score™ of 61/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does EVN Finance JSC's EV-to-FCF compare to FRHC and VOYA?
According to the Diversified Financial Services industry distribution chart, EVN Finance JSC ranks #999999 out of 121 companies for EV-to-FCF. This places EVN Finance JSC in the lower half of its industry. The industry median EV-to-FCF is 3.80. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Diversified Financial Services company?
The median EV-to-FCF among Diversified Financial Services companies is 3.80, based on 121 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on EVN Finance JSC and its competitors. For the Diversified Financial Services industry, the median EV-to-FCF is 3.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. EVN Finance JSC's current EV-to-FCF is -6.51. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is EVN Finance JSC stock overvalued right now?
Based on GuruFocus' analysis, EVN Finance JSC (STC:EVF) is currently considered Significantly Overvalued. The stock's GF Value™ is ₫8,539.27, compared to a current price of ₫11,800.00 — trading 38.2% above its estimated fair value. The current EV-to-FCF is -6.51. EVN Finance JSC's overall GF Score™ is 61/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For EVN Finance JSC (STC:EVF), the current EV-to-FCF is -6.51 as of Sep. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is EVN Finance JSC (STC:EVF) Overvalued in 2026?
Based on GuruFocus' analysis, EVN Finance JSC stock appears to be overvalued.
The current stock price of ₫11,800.00 is trading 38.2% above its estimated GF Value™ of ₫8,539.27.
GuruFocus considers EVN Finance JSC to be Significantly Overvalued.
Key valuation signals for STC:EVF:
EV-to-FCF: -6.51
GF Value™: ₫8,539.27 vs. price of ₫11,800.00 (38.2% above fair value)
No single metric tells the full story. See the STC:EVF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
EVN Finance JSC operates in the field of finance and currency business in Vietnam. The primary activities of the company include: i) Capital mobilization includes receiving deposits, issuing certificates of deposits, bills, and bonds; borrowing from domestic and foreign financial organizations and credit institutions, ii) Credit activities include providing loans and consumer credit; discounting, re-discounting commercial papers and other valuable papers, iii) Other finance and banking activities include opening and managing deposit accounts and credit accounts for customers; contributing capital and purchasing shares; providing insurance agency services; providing consultancy services; providing asset management services; trading treasury bonds; trading foreign currencies; trading debts.
61GF Score
Get the complete analysis for STC:EVF
EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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