Philippine Trust CoPHS:PTC 69 Cyclically Adjusted PS Ratio is 19.48 as of Jul. 01, 2026, which is 12% below its 10-year median of 22.22. GuruFocus rates PHS:PTC with a GF Score™ of 69/100 and a GF Value™ of ₱100.65 (Modestly Undervalued). Among 1,303 Banks companies, Philippine Trust Co ranks worse than 99.16% on this metric.
The historical rank and industry rank for Philippine Trust Co's Cyclically Adjusted PS Ratio or its related term are showing as below:
PHS:PTC'
s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.33 Med: 22.22 Max: 29.93
Current: 19.5
During the past years, Philippine Trust Co's highest Cyclically Adjusted PS Ratio was 29.93. The lowest was 0.33. And the median was 22.22.
PHS:PTC's Cyclically Adjusted PS Ratio is ranked worse than 99.16% of 1303
companies
in the Banks industry
Industry Median: 3.28
vs PHS:PTC: 19.50
The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.
Philippine Trust Co's adjusted revenue per share data for the three months ended in Mar. 2026 was ₱1.088. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is ₱4.62 for the trailing ten years ended in Mar. 2026.
Shiller PE for Stocks: The True Measure of Stock Valuation
Philippine Trust Co (PHS:PTC) Cyclically Adjusted PS Ratio Explanation
Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.
Philippine Trust Co Cyclically Adjusted PS Ratio Related Terms
Philippine Trust Co Cyclically Adjusted PS Ratio Historical Data
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The historical data trend for Philippine Trust Co's Cyclically Adjusted PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Philippine Trust Co Cyclically Adjusted PS Ratio Chart
Philippine Trust Co Cyclically Adjusted PS Ratio Competitor Comparison
For the Banks - Regional subindustry, Philippine Trust Co's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Philippine Trust Co Cyclically Adjusted PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Philippine Trust Co's Cyclically Adjusted PS Ratio distribution charts can be found below:
* The bar in red indicates where Philippine Trust Co's Cyclically Adjusted PS Ratio falls into.
Philippine Trust Co Cyclically Adjusted PS Ratio Calculation
Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.
Philippine Trust Co's Cyclically Adjusted PS Ratio for today is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
What does a Cyclically Adjusted PS Ratio of 19.48 mean?
Philippine Trust Co (PHS:PTC) has a Cyclically Adjusted PS Ratio of 19.48 as of Jul. 01, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Philippine Trust Co and its competitors. This is 12% below median its historical median of 22.22. Over the past decade, Philippine Trust Co's Cyclically Adjusted PS Ratio has ranged from 0.33 to 29.93. According to the industry distribution chart, Philippine Trust Co ranks #1292 out of 1303 companies in the Banks industry, placing it in the top 99.2%.
Is Philippine Trust Co's Cyclically Adjusted PS Ratio too high?
Philippine Trust Co's current Cyclically Adjusted PS Ratio of 19.48 is 12% below median its 10-year median of 22.22. Over the past 10 years, this metric has ranged from a low of 0.33 to a high of 29.93. The Banks industry median Cyclically Adjusted PS Ratio is 3.28. Philippine Trust Co's value of 19.48 is 493.9% above this industry median. Based on the distribution chart, Philippine Trust Co ranks #1292 out of 1303 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Philippine Trust Co has a GF Score™ of 69/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Philippine Trust Co's Cyclically Adjusted PS Ratio compare to competitors?
According to the Banks industry distribution chart, Philippine Trust Co ranks #1292 out of 1303 companies for Cyclically Adjusted PS Ratio. This places Philippine Trust Co in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.28. Philippine Trust Co's value of 19.48 is 493.9% above this benchmark. Historically, Philippine Trust Co's own Cyclically Adjusted PS Ratio has ranged from 0.33 to 29.93 over the past decade. While the company's 10-year median is 22.22 vs. the industry median of 3.28, Philippine Trust Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.28, based on 1,303 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Philippine Trust Co's current Cyclically Adjusted PS Ratio of 19.48 is 493.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Philippine Trust Co and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.28 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Philippine Trust Co's current Cyclically Adjusted PS Ratio is 19.48, which is 12% below median its own 10-year median of 22.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Philippine Trust Co stock overvalued right now?
Based on GuruFocus' analysis, Philippine Trust Co (PHS:PTC) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱100.65, compared to a current price of ₱90.00 — trading 10.6% below its estimated fair value. The current Cyclically Adjusted PS Ratio is 19.48, which is 12% below median its 10-year median of 22.22 and 493.9% above the Banks industry median of 3.28. Philippine Trust Co's overall GF Score™ is 69/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Philippine Trust Co (PHS:PTC), the current Cyclically Adjusted PS Ratio is 19.48 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Philippine Trust Co (PHS:PTC) Overvalued in 2026?
Based on GuruFocus' analysis, Philippine Trust Co stock appears to be undervalued.
The current stock price of ₱90.00 is trading 10.6% below its estimated GF Value™ of ₱100.65.
GuruFocus considers Philippine Trust Co to be Modestly Undervalued.
Key valuation signals for PHS:PTC:
Cyclically Adjusted PS Ratio: 19.48 (12% below median its 10-year median of 22.22)
GF Value™: ₱100.65 vs. price of ₱90.00 (10.6% below fair value)
Industry Position: 493.9% above the Banks median (#1292 of 1303)
No single metric tells the full story. See the PHS:PTC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Philippine Trust Co is engaged in the commercial banking business. It offers various products and services such as deposit products, loans, international services, treasury, and trust functions. The company also provides investment management, estate administration, escrow services, insurance and pension plans, stock registry, and transfer services. Its services are offered through a network of branch offices and ATMs located across different regions in the Philippines. The company operates in two key business segments: Lending, which generates maximum revenue, and Treasury operations.
69GF Score
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