Philippine Trust CoPHS:PTC 68 FCF Margin % is 439.54% as of Mar. 2026, which is 1685% above its 10-year median of 24.63. GuruFocus rates PHS:PTC with a GF Score™ of 68/100 and a GF Value™ of ₱100.61 (Modestly Undervalued). Among 1,504 Banks companies, Philippine Trust Co ranks worse than 91.09% on this metric.
The historical rank and industry rank for Philippine Trust Co's FCF Margin % or its related term are showing as below:
PHS:PTC'
s FCF Margin % Range Over the Past 10 Years
Min: -222.79 Med: 24.63 Max: 438.9
Current: -88.44
During the past 13 years, the highest FCF Margin % of Philippine Trust Co was 438.90%. The lowest was -222.79%. And the median was 24.63%.
PHS:PTC's FCF Margin % is ranked worse than 91.09% of 1504
companies
in the Banks industry
Industry Median: 26.5
vs PHS:PTC: -88.44
Philippine Trust Co FCF Margin % Related Terms
Philippine Trust Co FCF Margin % Historical Data
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The historical data trend for Philippine Trust Co's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Philippine Trust Co FCF Margin % Competitor Comparison
For the Banks - Regional subindustry, Philippine Trust Co's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Philippine Trust Co FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Philippine Trust Co's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Philippine Trust Co's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Philippine Trust Co (PHS:PTC) has a FCF Margin % of 439.54% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Philippine Trust Co and its competitors. This is 1685% above median its historical median of 24.63. According to the industry distribution chart, Philippine Trust Co ranks #1370 out of 1504 companies in the Banks industry, placing it in the top 91.1%.
Is Philippine Trust Co's FCF Margin % too high?
Philippine Trust Co's current FCF Margin % of 439.54% is 1685% above median its 10-year median of 24.63. The Banks industry median FCF Margin % is 26.50. Philippine Trust Co's value of 439.54% is 1558.6% above this industry median. Based on the distribution chart, Philippine Trust Co ranks #1370 out of 1504 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Philippine Trust Co has a GF Score™ of 68/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Philippine Trust Co's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, Philippine Trust Co ranks #1370 out of 1504 companies for FCF Margin %. This places Philippine Trust Co in the lower half of its industry. The industry median FCF Margin % is 26.50. Philippine Trust Co's value of 439.54% is 1558.6% above this benchmark. While the company's 10-year median is 24.63 vs. the industry median of 26.50, Philippine Trust Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.50, based on 1,504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Philippine Trust Co's current FCF Margin % of 439.54% is 1558.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Philippine Trust Co and its competitors. For the Banks industry, the median FCF Margin % is 26.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Philippine Trust Co's current FCF Margin % is 439.54%, which is 1685% above median its own 10-year median of 24.63. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Philippine Trust Co stock overvalued right now?
Based on GuruFocus' analysis, Philippine Trust Co (PHS:PTC) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱100.61, compared to a current price of ₱90.00 — trading 10.5% below its estimated fair value. The current FCF Margin % is 439.54%, which is 1685% above median its 10-year median of 24.63 and 1558.6% above the Banks industry median of 26.50. Philippine Trust Co's overall GF Score™ is 68/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Philippine Trust Co (PHS:PTC), the current FCF Margin % is 439.54% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Philippine Trust Co (PHS:PTC) Overvalued in 2026?
Based on GuruFocus' analysis, Philippine Trust Co stock appears to be undervalued.
The current stock price of ₱90.00 is trading 10.5% below its estimated GF Value™ of ₱100.61.
GuruFocus considers Philippine Trust Co to be Modestly Undervalued.
Key valuation signals for PHS:PTC:
FCF Margin %: 439.54% (1685% above median its 10-year median of 24.63)
GF Value™: ₱100.61 vs. price of ₱90.00 (10.5% below fair value)
Industry Position: 1558.6% above the Banks median (#1370 of 1504)
No single metric tells the full story. See the PHS:PTC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Philippine Trust Co is engaged in the commercial banking business. It offers various products and services such as deposit products, loans, international services, treasury, and trust functions. The company also provides investment management, estate administration, escrow services, insurance and pension plans, stock registry, and transfer services. Its services are offered through a network of branch offices and ATMs located across different regions in the Philippines. The company operates in two key business segments: Lending, which generates maximum revenue, and Treasury operations.
68GF Score
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