Philippine Trust Co (PHS:PTC) 1-Year Sharpe Ratio: 0.14 (As of Jul. 07, 2026)


PHS:PTC Philippine Trust Co PHS:PTC
63 GF Score
Price ₱90.00
GF Value ₱100.69
Valuation Modestly Undervalued
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What is Philippine Trust Co 1-Year Sharpe Ratio?

Philippine Trust Co PHS:PTC 63 1-Year Sharpe Ratio is 0.14 as of Jul. 07, 2026. GuruFocus rates PHS:PTC with a GF Score™ of 63/100 and a GF Value™ of ₱100.69 (Modestly Undervalued).

The 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk over the past year. As of today (2026-07-07), Philippine Trust Co's 1-Year Sharpe Ratio is 0.14.

Philippine Trust Co  (PHS:PTC) 1-Year Sharpe Ratio Explanation

The 1-Year Sharpe Ratio inidicates the risk-adjusted return of an investment over the past year. It is calculated as the annualized result of the average monthly excess return divided by its standard deviation over the past year. The monthly excess return is the monthly investment return minus the monthly risk-free rate (typically the 10-year Treasury Constant Maturity Rate). If the risk-free rate for a specific region is not available, U.S. data is used by default.

The greater a portfolio's Sharpe Ratio, the better its risk-adjusted performance. A negative Sharpe Ratio means the risk-free rate is greater than the portfolio’s historical or projected return, or else the portfolio's return is expected to be negative.

Philippine Trust Co 1-Year Sharpe Ratio Related Terms

Philippine Trust Co 1-Year Sharpe Ratio Competitor Comparison

For the Banks - Regional subindustry, Philippine Trust Co's 1-Year Sharpe Ratio, along with its competitors' market caps and 1-Year Sharpe Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Philippine Trust Co 1-Year Sharpe Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Philippine Trust Co's 1-Year Sharpe Ratio distribution charts can be found below:

* The bar in red indicates where Philippine Trust Co's 1-Year Sharpe Ratio falls into.


PHS:PTC
63GF Score
Philippine Trust Co PHS:PTC
1-Year Sharpe Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Philippine Trust Co 1-Year Sharpe Ratio Calculation

The 1-Year Sharpe Ratio measures the performance of an investment such as a stock or portfolio compared to a risk-free asset. A stock / portfolio's 1-Year Sharpe Ratio can be calculated by dividing the difference between the one-year returns of the investment and the risk-free rate, by the standard deviation of the investment returns over one year.

Frequently Asked Questions Learn more about 1-Year Sharpe Ratio →
What does a 1-Year Sharpe Ratio of 0.14 mean?
Philippine Trust Co (PHS:PTC) has a 1-Year Sharpe Ratio of 0.14 as of Jul. 07, 2026. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for Philippine Trust Co and its competitors.
Is Philippine Trust Co's 1-Year Sharpe Ratio too high?
Philippine Trust Co's current 1-Year Sharpe Ratio is 0.14. Overall, Philippine Trust Co has a GF Score™ of 63/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Philippine Trust Co's 1-Year Sharpe Ratio compare to competitors?
Philippine Trust Co's 1-Year Sharpe Ratio of 0.14 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 1-Year Sharpe Ratio for a Banks company?
A good 1-Year Sharpe Ratio depends on the Banks industry context. However, 1-Year Sharpe Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 1-Year Sharpe Ratio mean?
A high 1-Year Sharpe Ratio can signal that a stock is expensive relative to its fundamentals. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for Philippine Trust Co and its competitors. Philippine Trust Co's current 1-Year Sharpe Ratio is 0.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Philippine Trust Co stock overvalued right now?
Based on GuruFocus' analysis, Philippine Trust Co (PHS:PTC) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱100.69, compared to a current price of ₱90.00 — trading 10.6% below its estimated fair value. The current 1-Year Sharpe Ratio is 0.14. Philippine Trust Co's overall GF Score™ is 63/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 1-Year Sharpe Ratio calculated?
1-Year Sharpe Ratio is calculated from a company's financial statements. For Philippine Trust Co (PHS:PTC), the current 1-Year Sharpe Ratio is 0.14 as of Jul. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Philippine Trust Co (PHS:PTC) Overvalued in 2026?

Based on GuruFocus' analysis, Philippine Trust Co stock appears to be undervalued. The current stock price of ₱90.00 is trading 10.6% below its estimated GF Value™ of ₱100.69. GuruFocus considers Philippine Trust Co to be Modestly Undervalued.

Key valuation signals for PHS:PTC:

  • 1-Year Sharpe Ratio: 0.14
  • GF Value™: ₱100.69 vs. price of ₱90.00 (10.6% below fair value)
  • GF Score™: 63/100

No single metric tells the full story. See the PHS:PTC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Philippine Trust Co Business Description

Address 1000 United Nations Avenue corner San Marcelino Street, Philtrust Bank Building, Manila, PHL, 1007
Philippine Trust Co is engaged in the commercial banking business. It offers various products and services such as deposit products, loans, international services, treasury, and trust functions. The company also provides investment management, estate administration, escrow services, insurance and pension plans, stock registry, and transfer services. Its services are offered through a network of branch offices and ATMs located across different regions in the Philippines. The company operates in two key business segments: Lending, which generates maximum revenue, and Treasury operations.
63GF Score

Get the complete analysis for PHS:PTC

1-Year Sharpe Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱90.00
Price
₱100.69
GF Value