Philippine Trust CoPHS:PTC 63 5-Year Yield-on-Cost % is 0.00 as of Jul. 01, 2026. GuruFocus rates PHS:PTC with a GF Score™ of 63/100 and a GF Value™ of ₱100.65 (Modestly Undervalued). Among 1,250 Banks companies, Philippine Trust Co ranks worse than 79999.92% on this metric.
Philippine Trust Co's yield on cost for the quarter that ended in Mar. 2026 was 0.00.
The historical rank and industry rank for Philippine Trust Co's 5-Year Yield-on-Cost % or its related term are showing as below:
During the past 13 years, Philippine Trust Co's highest Yield on Cost was 0.21. The lowest was 0.00. And the median was 0.17.
PHS:PTC's 5-Year Yield-on-Cost % is not ranked *
in the Banks industry.
Industry Median: 3.94 * Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
Philippine Trust Co (PHS:PTC) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Philippine Trust Co 5-Year Yield-on-Cost % Related Terms
Philippine Trust Co 5-Year Yield-on-Cost % Competitor Comparison
For the Banks - Regional subindustry, Philippine Trust Co's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Philippine Trust Co 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Philippine Trust Co's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Philippine Trust Co's 5-Year Yield-on-Cost % falls into.
Philippine Trust Co 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Philippine Trust Co (PHS:PTC) has a 5-Year Yield-on-Cost % of 0.00 as of Jul. 01, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Philippine Trust Co and its competitors. According to the industry distribution chart, Philippine Trust Co ranks #999999 out of 1250 companies in the Banks industry.
Is Philippine Trust Co's 5-Year Yield-on-Cost % too high?
Philippine Trust Co's current 5-Year Yield-on-Cost % is 0.00. Based on the distribution chart, Philippine Trust Co ranks #999999 out of 1250 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Philippine Trust Co has a GF Score™ of 63/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Philippine Trust Co's 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, Philippine Trust Co ranks #999999 out of 1250 companies for 5-Year Yield-on-Cost %. This places Philippine Trust Co in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.94. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.94, based on 1,250 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Philippine Trust Co and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.94 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Philippine Trust Co's current 5-Year Yield-on-Cost % is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Philippine Trust Co stock overvalued right now?
Based on GuruFocus' analysis, Philippine Trust Co (PHS:PTC) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱100.65, compared to a current price of ₱90.00 — trading 10.6% below its estimated fair value. The current 5-Year Yield-on-Cost % is 0.00. Philippine Trust Co's overall GF Score™ is 63/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Philippine Trust Co (PHS:PTC), the current 5-Year Yield-on-Cost % is 0.00 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Philippine Trust Co (PHS:PTC) Overvalued in 2026?
Based on GuruFocus' analysis, Philippine Trust Co stock appears to be undervalued.
The current stock price of ₱90.00 is trading 10.6% below its estimated GF Value™ of ₱100.65.
GuruFocus considers Philippine Trust Co to be Modestly Undervalued.
Key valuation signals for PHS:PTC:
5-Year Yield-on-Cost %: 0.00
GF Value™: ₱100.65 vs. price of ₱90.00 (10.6% below fair value)
No single metric tells the full story. See the PHS:PTC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Philippine Trust Co is engaged in the commercial banking business. It offers various products and services such as deposit products, loans, international services, treasury, and trust functions. The company also provides investment management, estate administration, escrow services, insurance and pension plans, stock registry, and transfer services. Its services are offered through a network of branch offices and ATMs located across different regions in the Philippines. The company operates in two key business segments: Lending, which generates maximum revenue, and Treasury operations.
63GF Score
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