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Philippine Trust CoPHS:PTC 66 3-Year Revenue Growth Rate is 2.40% as of Jun. 2026, which is 60% above its 10-year median of 1.50. GuruFocus rates PHS:PTC with a GF Score™ of 66/100 and a GF Value™ of ₱96.90 (Fairly Valued). Among 1,477 Banks companies, Philippine Trust Co ranks worse than 73.19% on this metric.
During the past 12 months, Philippine Trust Co's average Revenue per Share Growth Rate was 4.00% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 2.40% per year.
During the past 5 years, the average Revenue per Share Growth Rate was -0.30% per year.
During the past 10 years, the average Revenue per Share Growth Rate was 0.70% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Revenue per Share growth rate.
During the past 13 years, the highest 3-Year average Revenue per Share Growth Rate of Philippine Trust Co was 29.30% per year. The lowest was -13.80% per year. And the median was 1.50% per year.
Philippine Trust Co (PHS:PTC) 3-Year Revenue Growth Rate Explanation
Revenue per Share is the amount of Revenue per outstanding share of the company's stock.
Revenue is income that a company receives from its normal business activities, usually from the sale of goods and services to customers. Revenue is often referred to as the "top line" due to its position on the income statement at the very top. Revenue per share growth rate is used in calculating Predictability Rank, companies with more consistent revenue and earnings growth are ranked high with predictability.
Philippine Trust Co 3-Year Revenue Growth Rate Related Terms
Philippine Trust Co 3-Year Revenue Growth Rate Competitor Comparison
For the Banks - Regional subindustry, Philippine Trust Co's 3-Year Revenue Growth Rate, along with its competitors' market caps and 3-Year Revenue Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Philippine Trust Co 3-Year Revenue Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Philippine Trust Co's 3-Year Revenue Growth Rate distribution charts can be found below:
* The bar in red indicates where Philippine Trust Co's 3-Year Revenue Growth Rate falls into.
Philippine Trust Co 3-Year Revenue Growth Rate Calculation
This is the 3-year average growth rate of Revenue per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Revenue per Share growth rate.
What does a 3-Year Revenue Growth Rate of 2.40% mean?
Philippine Trust Co (PHS:PTC) has a 3-Year Revenue Growth Rate of 2.40% as of Jun. 2026. 3-Year Revenue Growth Rate is the 3-year average growth rate of Revenue per share. View historical data for Philippine Trust Co and its competitors. This is 60% above median its historical median of 1.50. According to the industry distribution chart, Philippine Trust Co ranks #1081 out of 1477 companies in the Banks industry, placing it in the top 73.2%.
Is Philippine Trust Co's 3-Year Revenue Growth Rate too high?
Philippine Trust Co's current 3-Year Revenue Growth Rate of 2.40% is 60% above median its 10-year median of 1.50. The Banks industry median 3-Year Revenue Growth Rate is 7.00. Philippine Trust Co's value of 2.40% is 65.7% below this industry median. Based on the distribution chart, Philippine Trust Co ranks #1081 out of 1477 companies in the Banks industry, which is below the industry midpoint. Overall, Philippine Trust Co has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Philippine Trust Co's 3-Year Revenue Growth Rate compare to competitors?
According to the Banks industry distribution chart, Philippine Trust Co ranks #1081 out of 1477 companies for 3-Year Revenue Growth Rate. This places Philippine Trust Co in the lower half of its industry. The industry median 3-Year Revenue Growth Rate is 7.00. Philippine Trust Co's value of 2.40% is 65.7% below this benchmark. While the company's 10-year median is 1.50 vs. the industry median of 7.00, Philippine Trust Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Revenue Growth Rate for a Banks company?
The median 3-Year Revenue Growth Rate among Banks companies is 7.00, based on 1,477 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Revenue Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Revenue Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Philippine Trust Co's current 3-Year Revenue Growth Rate of 2.40% is 65.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Revenue Growth Rate mean?
A high 3-Year Revenue Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Revenue Growth Rate is the 3-year average growth rate of Revenue per share. View historical data for Philippine Trust Co and its competitors. For the Banks industry, the median 3-Year Revenue Growth Rate is 7.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Philippine Trust Co's current 3-Year Revenue Growth Rate is 2.40%, which is 60% above median its own 10-year median of 1.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Philippine Trust Co stock overvalued right now?
Based on GuruFocus' analysis, Philippine Trust Co (PHS:PTC) is currently considered Fairly Valued. The stock's GF Value™ is ₱96.90, compared to a current price of ₱88.55 — trading 8.6% below its estimated fair value. The current 3-Year Revenue Growth Rate is 2.40%, which is 60% above median its 10-year median of 1.50 and 65.7% below the Banks industry median of 7.00. Philippine Trust Co's overall GF Score™ is 66/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Revenue Growth Rate calculated?
3-Year Revenue Growth Rate is calculated from a company's financial statements. For Philippine Trust Co (PHS:PTC), the current 3-Year Revenue Growth Rate is 2.40% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Philippine Trust Co (PHS:PTC) Overvalued in 2026?
Based on GuruFocus' analysis, Philippine Trust Co stock appears to be undervalued.
The current stock price of ₱88.55 is trading 8.6% below its estimated GF Value™ of ₱96.90.
GuruFocus considers Philippine Trust Co to be Fairly Valued.
Key valuation signals for PHS:PTC:
3-Year Revenue Growth Rate: 2.40% (60% above median its 10-year median of 1.50)
GF Value™: ₱96.90 vs. price of ₱88.55 (8.6% below fair value)
Industry Position: 65.7% below the Banks median (#1081 of 1477)
No single metric tells the full story. See the PHS:PTC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Philippine Trust Co is engaged in the commercial banking business. It offers various products and services such as deposit products, loans, international services, treasury, and trust functions. The company also provides investment management, estate administration, escrow services, insurance and pension plans, stock registry, and transfer services. Its services are offered through a network of branch offices and ATMs located across different regions in the Philippines. The company operates in two key business segments: Lending, which generates maximum revenue, and Treasury operations.
66GF Score
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