Philippine Trust CoPHS:PTC 68 Median PS Value is ₱113.47 as of Jun. 26, 2026, which is 100% below its 10-year median of 1.03. GuruFocus rates PHS:PTC with a GF Score™ of 68/100 and a GF Value™ of ₱100.62 (Modestly Undervalued). Among 1,042 Banks companies, Philippine Trust Co ranks better than 84.26% on this metric.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
The historical rank and industry rank for Philippine Trust Co's Median PS Value or its related term are showing as below:
PHS:PTC'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.72 Med: 1.03 Max: 1.37
Current: 0.79
During the past 13 years, the highest Price to Median PS Value of Philippine Trust Co was 1.37. The lowest was 0.72. And the median was 1.03.
PHS:PTC's Price-to-Median-PS-Value is ranked better than 84.26% of 1042
companies
in the Banks industry
Industry Median: 1.1
vs PHS:PTC: 0.79
Philippine Trust Co (PHS:PTC) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
Philippine Trust Co's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
90.00
/
113.47
=
0.79
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Philippine Trust Co Median PS Value Related Terms
Philippine Trust Co Median PS Value Historical Data
* Premium members only.
The historical data trend for Philippine Trust Co's Median PS Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Philippine Trust Co Median PS Value Competitor Comparison
For the Banks - Regional subindustry, Philippine Trust Co's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Philippine Trust Co Price-to-Median-PS-Value vs Banks Industry
For the Banks industry and Financial Services sector, Philippine Trust Co's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where Philippine Trust Co's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 27.8045.
Philippine Trust Co's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₱4.081.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Philippine Trust Co (PHS:PTC) has a Median PS Value of ₱113.47 as of Jun. 26, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Philippine Trust Co and its competitors. This is 10917% above median its historical median of 1.03. Over the past decade, Philippine Trust Co's Median PS Value has ranged from 0.72 to 1.37. According to the industry distribution chart, Philippine Trust Co ranks #164 out of 1042 companies in the Banks industry, placing it in the top 15.7%.
Is Philippine Trust Co's Median PS Value too high?
Philippine Trust Co's current Median PS Value of ₱113.47 is 10917% above median its 10-year median of 1.03. Over the past 10 years, this metric has ranged from a low of 0.72 to a high of 1.37. Based on the distribution chart, Philippine Trust Co ranks #164 out of 1042 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Philippine Trust Co has a GF Score™ of 68/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Philippine Trust Co's Median PS Value compare to competitors?
According to the Banks industry distribution chart, Philippine Trust Co ranks #164 out of 1042 companies for Median PS Value. This places Philippine Trust Co in the top 16% of its industry — outperforming the majority of peers. The industry median Median PS Value is 1.10. Historically, Philippine Trust Co's own Median PS Value has ranged from 0.72 to 1.37 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Banks company?
The median Median PS Value among Banks companies is 1.10, based on 1,042 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Philippine Trust Co and its competitors. For the Banks industry, the median Median PS Value is 1.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Philippine Trust Co's current Median PS Value is ₱113.47, which is 10917% above median its own 10-year median of 1.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Philippine Trust Co stock overvalued right now?
Based on GuruFocus' analysis, Philippine Trust Co (PHS:PTC) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱100.62, compared to a current price of ₱90.00 — trading 10.6% below its estimated fair value. The current Median PS Value is ₱113.47, which is 10917% above median its 10-year median of 1.03. Philippine Trust Co's overall GF Score™ is 68/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For Philippine Trust Co (PHS:PTC), the current Median PS Value is ₱113.47 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Philippine Trust Co (PHS:PTC) Overvalued in 2026?
Based on GuruFocus' analysis, Philippine Trust Co stock appears to be undervalued.
The current stock price of ₱90.00 is trading 10.6% below its estimated GF Value™ of ₱100.62.
GuruFocus considers Philippine Trust Co to be Modestly Undervalued.
Key valuation signals for PHS:PTC:
Median PS Value: ₱113.47 (10917% above median its 10-year median of 1.03)
GF Value™: ₱100.62 vs. price of ₱90.00 (10.6% below fair value)
No single metric tells the full story. See the PHS:PTC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Philippine Trust Co is engaged in the commercial banking business. It offers various products and services such as deposit products, loans, international services, treasury, and trust functions. The company also provides investment management, estate administration, escrow services, insurance and pension plans, stock registry, and transfer services. Its services are offered through a network of branch offices and ATMs located across different regions in the Philippines. The company operates in two key business segments: Lending, which generates maximum revenue, and Treasury operations.
68GF Score
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