Philippine Trust Co (PHS:PTC) Growth Rank: 4 (As of Jul. 10, 2026) — 100% Above Median


PHS:PTC Philippine Trust Co PHS:PTC
63 GF Score
Price ₱90.00
GF Value ₱100.71
Valuation Modestly Undervalued
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What is Philippine Trust Co Growth Rank?

Philippine Trust Co PHS:PTC 63 Growth Rank is 4 as of Jul. 10, 2026, which is 100% above its 10-year median of 2.00. GuruFocus rates PHS:PTC with a GF Score™ of 63/100 and a GF Value™ of ₱100.71 (Modestly Undervalued).

Philippine Trust Co has the Growth Rank of 4.

GuruFocus Growth Rank measures the growth of a company in terms of its revenue and profitability, rated on a scale from 1 to 10. Historically, the companies with the highest growth ranks performed the best over the long term. It is calculated using the following criteria:

1. 5-year revenue growth rate, the higher, the better.
2. 3-year revenue growth rate, the higher, the better.
3. 5-year EBITDA growth rate, the higher, the better.
4. The predictability of 5-year revenue. The most consistent it is, the higher the rank.

A higher score reflects a greater ability to drive business growth, with companies considered to have strong and sustainable expansion potential. Conversely, a lower score indicates challenges in achieving consistent growth and scalability.

GuruFocus found that the Growth Rank is the second of the two most-sensitive parameters among the five parameters checked. Please click GF Score to see more details on GF Score's 5 Key Aspects of Analysis.

Please note that we are using the five-year EBITDA growth rate as a parameter, so the company needs to have had positive growth over that time. The reason we use EBITDA instead of earnings per share is that with EBITDA, we can rank a lot more companies since a company may have positive EBITDA but negative EPS. Since we are looking at the growth here, EBITDA gives us a pretty clear picture about the growth in the company's business operations.

Philippine Trust Co Growth Rank Related Terms

Philippine Trust Co Growth Rank Competitor Comparison

For the Banks - Regional subindustry, Philippine Trust Co's Growth Rank, along with its competitors' market caps and Growth Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Philippine Trust Co Growth Rank vs Banks Industry

For the Banks industry and Financial Services sector, Philippine Trust Co's Growth Rank distribution charts can be found below:

* The bar in red indicates where Philippine Trust Co's Growth Rank falls into.


PHS:PTC
63GF Score
Philippine Trust Co PHS:PTC
Growth Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Growth Rank →
What does a Growth Rank of 4 mean?
Philippine Trust Co (PHS:PTC) has a Growth Rank of 4 as of Jul. 10, 2026. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Philippine Trust Co and its competitors. This is 100% above median its historical median of 2.00. Over the past decade, Philippine Trust Co's Growth Rank has ranged from 1.00 to 4.00.
Is Philippine Trust Co's Growth Rank too high?
Philippine Trust Co's current Growth Rank of 4 is 100% above median its 10-year median of 2.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 4.00. Overall, Philippine Trust Co has a GF Score™ of 63/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Philippine Trust Co's Growth Rank compare to competitors?
Philippine Trust Co's Growth Rank of 4 can be compared against companies in the Banks industry. Historically, Philippine Trust Co's own Growth Rank has ranged from 1.00 to 4.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Growth Rank for a Banks company?
A good Growth Rank depends on the Banks industry context. However, Growth Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Growth Rank mean?
A high Growth Rank can signal that a stock is expensive relative to its fundamentals. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Philippine Trust Co and its competitors. Philippine Trust Co's current Growth Rank is 4, which is 100% above median its own 10-year median of 2.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Philippine Trust Co stock overvalued right now?
Based on GuruFocus' analysis, Philippine Trust Co (PHS:PTC) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱100.71, compared to a current price of ₱90.00 — trading 10.6% below its estimated fair value. The current Growth Rank is 4, which is 100% above median its 10-year median of 2.00. Philippine Trust Co's overall GF Score™ is 63/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Growth Rank calculated?
Growth Rank is calculated from a company's financial statements. For Philippine Trust Co (PHS:PTC), the current Growth Rank is 4 as of Jul. 10, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Philippine Trust Co (PHS:PTC) Overvalued in 2026?

Based on GuruFocus' analysis, Philippine Trust Co stock appears to be undervalued. The current stock price of ₱90.00 is trading 10.6% below its estimated GF Value™ of ₱100.71. GuruFocus considers Philippine Trust Co to be Modestly Undervalued.

Key valuation signals for PHS:PTC:

  • Growth Rank: 4 (100% above median its 10-year median of 2.00)
  • GF Value™: ₱100.71 vs. price of ₱90.00 (10.6% below fair value)
  • GF Score™: 63/100

No single metric tells the full story. See the PHS:PTC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Philippine Trust Co Business Description

Address 1000 United Nations Avenue corner San Marcelino Street, Philtrust Bank Building, Manila, PHL, 1007
Philippine Trust Co is engaged in the commercial banking business. It offers various products and services such as deposit products, loans, international services, treasury, and trust functions. The company also provides investment management, estate administration, escrow services, insurance and pension plans, stock registry, and transfer services. Its services are offered through a network of branch offices and ATMs located across different regions in the Philippines. The company operates in two key business segments: Lending, which generates maximum revenue, and Treasury operations.
63GF Score

Get the complete analysis for PHS:PTC

Growth Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱90.00
Price
₱100.71
GF Value