Philippine Trust Co (PHS:PTC) Debt-to-Revenue : (As of Jun. 2026)

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PHS:PTC Philippine Trust Co PHS:PTC
66 GF Score
Price ₱88.55
GF Value ₱96.97
Valuation Fairly Valued
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What is Philippine Trust Co Debt-to-Revenue?

Debt-to-Revenue measures a company's ability to pay off its debt.

Philippine Trust Co's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was ₱251 Mil. Philippine Trust Co's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was ₱0 Mil. Philippine Trust Co's annualized Revenue for the quarter that ended in Jun. 2026 was ₱3,933 Mil. Philippine Trust Co's annualized Debt-to-Revenue for the quarter that ended in Jun. 2026 was 0.06.

Philippine Trust Co Debt-to-Revenue Historical Data

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The historical data trend for Philippine Trust Co's Debt-to-Revenue can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Philippine Trust Co Debt-to-Revenue Chart

Philippine Trust Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Revenue
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Philippine Trust Co Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
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Philippine Trust Co Debt-to-Revenue Competitor Comparison

For the Banks - Regional subindustry, Philippine Trust Co's Debt-to-Revenue, along with its competitors' market caps and Debt-to-Revenue data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Philippine Trust Co Debt-to-Revenue vs Banks Industry

For the Banks industry and Financial Services sector, Philippine Trust Co's Debt-to-Revenue distribution charts can be found below:

* The bar in red indicates where Philippine Trust Co's Debt-to-Revenue falls into.


PHS:PTC
66GF Score
Philippine Trust Co PHS:PTC
Debt-to-Revenue is just one metric. See GF Score™, valuation, warning signs, and more.
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Philippine Trust Co Debt-to-Revenue Calculation

Debt-to-Revenue measures a company's ability to pay off its debt.

Philippine Trust Co's Debt-to-Revenue for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-Revenue=Total Debt / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(140.153 + 79.552) / 3886.912
=0.06

Philippine Trust Co's annualized Debt-to-Revenue for the quarter that ended in Jun. 2026 is calculated as

Debt-to-Revenue=Total Debt / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(251.28256098 + 0) / 3933.44184984
=0.06

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-Revenue, the Revenue of the last fiscal year is used. In calculating the annualized quarterly data, the Revenue data used here is four times the quarterly (Jun. 2026) Revenue data.

Is Philippine Trust Co (PHS:PTC) Overvalued in 2026?

Based on GuruFocus' analysis, Philippine Trust Co stock appears to be undervalued. The current stock price of ₱88.55 is trading 8.7% below its estimated GF Value™ of ₱96.97. GuruFocus considers Philippine Trust Co to be Fairly Valued.

Key valuation signals for PHS:PTC:

  • Debt-to-Revenue:
  • GF Value™: ₱96.97 vs. price of ₱88.55 (8.7% below fair value)
  • GF Score™: 66/100

No single metric tells the full story. See the PHS:PTC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Philippine Trust Co Business Description

Address 1000 United Nations Avenue corner San Marcelino Street, Philtrust Bank Building, Manila, PHL, 1007
Philippine Trust Co is engaged in the commercial banking business. It offers various products and services such as deposit products, loans, international services, treasury, and trust functions. The company also provides investment management, estate administration, escrow services, insurance and pension plans, stock registry, and transfer services. Its services are offered through a network of branch offices and ATMs located across different regions in the Philippines. The company operates in two key business segments: Lending, which generates maximum revenue, and Treasury operations.
66GF Score

Get the complete analysis for PHS:PTC

Debt-to-Revenue is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱88.55
Price
₱96.97
GF Value