Philippine Trust Co (PHS:PTC) EV-to-OCF: -22.14 (As of Jul. 14, 2026)

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Director of Data and Quant Analytics at GuruFocus
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PHS:PTC Philippine Trust Co PHS:PTC
62 GF Score
Price ₱90.00
GF Value ₱100.73
Valuation Modestly Undervalued
View Full Analysis

What is Philippine Trust Co EV-to-OCF?

Philippine Trust Co PHS:PTC 62 EV-to-OCF is -22.14 as of Jul. 14, 2026. GuruFocus rates PHS:PTC with a GF Score™ of 62/100 and a GF Value™ of ₱100.73 (Modestly Undervalued). Among 1,505 Banks companies, Philippine Trust Co ranks better than 94.15% on this metric.

EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Philippine Trust Co's Enterprise Value is ₱77,651 Mil. Philippine Trust Co's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was ₱-3,508 Mil. Therefore, Philippine Trust Co's EV-to-OCF for today is -22.14.

The historical rank and industry rank for Philippine Trust Co's EV-to-OCF or its related term are showing as below:

PHS:PTC' s EV-to-OCF Range Over the Past 10 Years
Min: -194.11   Med: 5.31   Max: 160.61
Current: -22.14

During the past 13 years, the highest EV-to-OCF of Philippine Trust Co was 160.61. The lowest was -194.11. And the median was 5.31.

PHS:PTC's EV-to-OCF is ranked better than
94.15% of 1505 companies
in the Banks industry
Industry Median: 3.73 vs PHS:PTC: -22.14

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-14), Philippine Trust Co's stock price is ₱90.00. Philippine Trust Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was ₱0.410. Therefore, Philippine Trust Co's PE Ratio (TTM) for today is 219.51.


Philippine Trust Co  (PHS:PTC) EV-to-OCF Explanation

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Philippine Trust Co's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=90.00/0.410
=219.51

Philippine Trust Co's share price for today is ₱90.00.
Philippine Trust Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₱0.410.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Philippine Trust Co EV-to-OCF Related Terms


Philippine Trust Co EV-to-OCF Historical Data

* Premium members only.

The historical data trend for Philippine Trust Co's EV-to-OCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Philippine Trust Co EV-to-OCF Chart

Philippine Trust Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-OCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 24.21 -194.11 69.38 -26.42 -11.69

Philippine Trust Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-OCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -8.45 -6.96 -19.24 -11.69 -21.59

Philippine Trust Co EV-to-OCF Competitor Comparison

For the Banks - Regional subindustry, Philippine Trust Co's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Philippine Trust Co EV-to-OCF vs Banks Industry

For the Banks industry and Financial Services sector, Philippine Trust Co's EV-to-OCF distribution charts can be found below:

* The bar in red indicates where Philippine Trust Co's EV-to-OCF falls into.


PHS:PTC
62GF Score
Philippine Trust Co PHS:PTC
EV-to-OCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Philippine Trust Co EV-to-OCF Calculation

Philippine Trust Co's EV-to-OCF for today is calculated as:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=77650.801/-3507.698
=-22.14

Philippine Trust Co's current Enterprise Value is ₱77,651 Mil.
Philippine Trust Co's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₱-3,508 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-OCF →
What does a EV-to-OCF of -22.14 mean?
Philippine Trust Co (PHS:PTC) has a EV-to-OCF of -22.14 as of Jul. 14, 2026. According to the industry distribution chart, Philippine Trust Co ranks #88 out of 1505 companies in the Banks industry, placing it in the top 5.8%.
Is Philippine Trust Co's EV-to-OCF too high?
Philippine Trust Co's current EV-to-OCF is -22.14. Based on the distribution chart, Philippine Trust Co ranks #88 out of 1505 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Philippine Trust Co has a GF Score™ of 62/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Philippine Trust Co's EV-to-OCF compare to competitors?
According to the Banks industry distribution chart, Philippine Trust Co ranks #88 out of 1505 companies for EV-to-OCF. This places Philippine Trust Co in the top 6% of its industry — outperforming the majority of peers. The industry median EV-to-OCF is 3.73. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 3.73, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 3.73 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Philippine Trust Co's current EV-to-OCF is -22.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Philippine Trust Co stock overvalued right now?
Based on GuruFocus' analysis, Philippine Trust Co (PHS:PTC) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱100.73, compared to a current price of ₱90.00 — trading 10.7% below its estimated fair value. The current EV-to-OCF is -22.14. Philippine Trust Co's overall GF Score™ is 62/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Philippine Trust Co (PHS:PTC), the current EV-to-OCF is -22.14 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Philippine Trust Co (PHS:PTC) Overvalued in 2026?

Based on GuruFocus' analysis, Philippine Trust Co stock appears to be undervalued. The current stock price of ₱90.00 is trading 10.7% below its estimated GF Value™ of ₱100.73. GuruFocus considers Philippine Trust Co to be Modestly Undervalued.

Key valuation signals for PHS:PTC:

  • EV-to-OCF: -22.14
  • GF Value™: ₱100.73 vs. price of ₱90.00 (10.7% below fair value)
  • GF Score™: 62/100

No single metric tells the full story. See the PHS:PTC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Philippine Trust Co Business Description

Address 1000 United Nations Avenue corner San Marcelino Street, Philtrust Bank Building, Manila, PHL, 1007
Philippine Trust Co is engaged in the commercial banking business. It offers various products and services such as deposit products, loans, international services, treasury, and trust functions. The company also provides investment management, estate administration, escrow services, insurance and pension plans, stock registry, and transfer services. Its services are offered through a network of branch offices and ATMs located across different regions in the Philippines. The company operates in two key business segments: Lending, which generates maximum revenue, and Treasury operations.
62GF Score

Get the complete analysis for PHS:PTC

EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱90.00
Price
₱100.73
GF Value