Philippine Trust Co (PHS:PTC) OCF Yield %: -3.90 (As of Jun. 25, 2026)


PHS:PTC Philippine Trust Co PHS:PTC
68 GF Score
Price ₱90.00
GF Value ₱100.61
Valuation Modestly Undervalued
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What is Philippine Trust Co OCF Yield %?

Philippine Trust Co PHS:PTC 68 OCF Yield % is -3.90 as of Jun. 25, 2026. GuruFocus rates PHS:PTC with a GF Score™ of 68/100 and a GF Value™ of ₱100.61 (Modestly Undervalued). Among 1,501 Banks companies, Philippine Trust Co ranks worse than 79.15% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, Philippine Trust Co's Trailing 12-Month Cash Flow from Operations is ₱-3,508 Mil, and Market Cap is ₱90,000 Mil. Therefore, Philippine Trust Co's OCF Yield % for today is -3.90%.

The historical rank and industry rank for Philippine Trust Co's OCF Yield % or its related term are showing as below:

PHS:PTC' s OCF Yield % Range Over the Past 10 Years
Min: -19.93   Med: 1.74   Max: 23.35
Current: -3.9


During the past 13 years, the highest OCF Yield % of Philippine Trust Co was 23.35%. The lowest was -19.93%. And the median was 1.74%.

PHS:PTC's OCF Yield % is ranked worse than
79.15% of 1501 companies
in the Banks industry
Industry Median: 9.25 vs PHS:PTC: -3.90

Philippine Trust Co's OCF Margin % for the quarter that ended in Mar. 2026 was %.


Philippine Trust Co OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Philippine Trust Co OCF Yield % Related Terms


Philippine Trust Co OCF Yield % Historical Data

* Premium members only.

The historical data trend for Philippine Trust Co's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Philippine Trust Co OCF Yield % Chart

Philippine Trust Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.56 -0.43 1.28 -3.46 -7.16

Philippine Trust Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.92 -1.65 -4.51 -23.49 22.04

Philippine Trust Co OCF Yield % Competitor Comparison

For the Banks - Regional subindustry, Philippine Trust Co's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Philippine Trust Co OCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Philippine Trust Co's OCF Yield % distribution charts can be found below:

* The bar in red indicates where Philippine Trust Co's OCF Yield % falls into.


PHS:PTC
68GF Score
Philippine Trust Co PHS:PTC
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Philippine Trust Co OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

Philippine Trust Co's OCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=-8594.187 / 120000
=-7.16%

Philippine Trust Co's annualized OCF Yield % for the quarter that ended in Mar. 2026 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=4860.762 * 4 / 88200
=22.04%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of -3.90 mean?
Philippine Trust Co (PHS:PTC) has a OCF Yield % of -3.90 as of Jun. 25, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Philippine Trust Co and its competitors. According to the industry distribution chart, Philippine Trust Co ranks #1188 out of 1501 companies in the Banks industry, placing it in the top 79.1%.
Is Philippine Trust Co's OCF Yield % too high?
Philippine Trust Co's current OCF Yield % is -3.90. Based on the distribution chart, Philippine Trust Co ranks #1188 out of 1501 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Philippine Trust Co has a GF Score™ of 68/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Philippine Trust Co's OCF Yield % compare to competitors?
According to the Banks industry distribution chart, Philippine Trust Co ranks #1188 out of 1501 companies for OCF Yield %. This places Philippine Trust Co in the lower half of its industry. The industry median OCF Yield % is 9.25. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.25, based on 1,501 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Philippine Trust Co and its competitors. For the Banks industry, the median OCF Yield % is 9.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Philippine Trust Co's current OCF Yield % is -3.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Philippine Trust Co stock overvalued right now?
Based on GuruFocus' analysis, Philippine Trust Co (PHS:PTC) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱100.61, compared to a current price of ₱90.00 — trading 10.5% below its estimated fair value. The current OCF Yield % is -3.90. Philippine Trust Co's overall GF Score™ is 68/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Philippine Trust Co (PHS:PTC), the current OCF Yield % is -3.90 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Philippine Trust Co (PHS:PTC) Overvalued in 2026?

Based on GuruFocus' analysis, Philippine Trust Co stock appears to be undervalued. The current stock price of ₱90.00 is trading 10.5% below its estimated GF Value™ of ₱100.61. GuruFocus considers Philippine Trust Co to be Modestly Undervalued.

Key valuation signals for PHS:PTC:

  • OCF Yield %: -3.90
  • GF Value™: ₱100.61 vs. price of ₱90.00 (10.5% below fair value)
  • GF Score™: 68/100

No single metric tells the full story. See the PHS:PTC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Philippine Trust Co Business Description

Address 1000 United Nations Avenue corner San Marcelino Street, Philtrust Bank Building, Manila, PHL, 1007
Philippine Trust Co is engaged in the commercial banking business. It offers various products and services such as deposit products, loans, international services, treasury, and trust functions. The company also provides investment management, estate administration, escrow services, insurance and pension plans, stock registry, and transfer services. Its services are offered through a network of branch offices and ATMs located across different regions in the Philippines. The company operates in two key business segments: Lending, which generates maximum revenue, and Treasury operations.
68GF Score

Get the complete analysis for PHS:PTC

OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱90.00
Price
₱100.61
GF Value