Philippine Trust CoPHS:PTC 63 3-1 Month Momentum % is 2.04% as of Jul. 10, 2026. GuruFocus rates PHS:PTC with a GF Score™ of 63/100 and a GF Value™ of ₱100.71 (Modestly Undervalued). Among 1,567 Banks companies, Philippine Trust Co ranks better than 55.52% on this metric.
3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-07-10), Philippine Trust Co's 3-1 Month Momentum % is 2.04%.
The industry rank for Philippine Trust Co's 3-1 Month Momentum % or its related term are showing as below:
PHS:PTC's 3-1 Month Momentum % is ranked better than 55.52% of 1567
companies
in the Banks industry
Industry Median: 0.96
vs PHS:PTC: 2.04
Philippine Trust Co (PHS:PTC) 3-1 Month Momentum % Explanation
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
Philippine Trust Co 3-1 Month Momentum % Related Terms
Philippine Trust Co 3-1 Month Momentum % Competitor Comparison
For the Banks - Regional subindustry, Philippine Trust Co's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Philippine Trust Co 3-1 Month Momentum % vs Banks Industry
For the Banks industry and Financial Services sector, Philippine Trust Co's 3-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where Philippine Trust Co's 3-1 Month Momentum % falls into.
Philippine Trust Co (PHS:PTC) 3-1 Month Momentum % Calculation
3-1 Month Momentum % is calculated as following:
3-1 Month Momentum %
=
( Price 1-month ago
/
Price 3-month ago
- 1 )
*
100 %
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Philippine Trust Co (PHS:PTC) has a 3-1 Month Momentum % of 2.04% as of Jul. 10, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Philippine Trust Co and its competitors. According to the industry distribution chart, Philippine Trust Co ranks #697 out of 1567 companies in the Banks industry, placing it in the top 44.5%.
Is Philippine Trust Co's 3-1 Month Momentum % too high?
Philippine Trust Co's current 3-1 Month Momentum % is 2.04%. The Banks industry median 3-1 Month Momentum % is 0.96. Philippine Trust Co's value of 2.04% is 112.5% above this industry median. Based on the distribution chart, Philippine Trust Co ranks #697 out of 1567 companies in the Banks industry, which is above the industry midpoint. Overall, Philippine Trust Co has a GF Score™ of 63/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Philippine Trust Co's 3-1 Month Momentum % compare to competitors?
According to the Banks industry distribution chart, Philippine Trust Co ranks #697 out of 1567 companies for 3-1 Month Momentum %. This puts Philippine Trust Co in the upper half of its industry. The industry median 3-1 Month Momentum % is 0.96. Philippine Trust Co's value of 2.04% is 112.5% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 0.96, based on 1,567 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Philippine Trust Co's current 3-1 Month Momentum % of 2.04% is 112.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Philippine Trust Co and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 0.96 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Philippine Trust Co's current 3-1 Month Momentum % is 2.04%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Philippine Trust Co stock overvalued right now?
Based on GuruFocus' analysis, Philippine Trust Co (PHS:PTC) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱100.71, compared to a current price of ₱90.00 — trading 10.6% below its estimated fair value. The current 3-1 Month Momentum % is 2.04% and 112.5% above the Banks industry median of 0.96. Philippine Trust Co's overall GF Score™ is 63/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Philippine Trust Co (PHS:PTC), the current 3-1 Month Momentum % is 2.04% as of Jul. 10, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Philippine Trust Co (PHS:PTC) Overvalued in 2026?
Based on GuruFocus' analysis, Philippine Trust Co stock appears to be undervalued.
The current stock price of ₱90.00 is trading 10.6% below its estimated GF Value™ of ₱100.71.
GuruFocus considers Philippine Trust Co to be Modestly Undervalued.
Key valuation signals for PHS:PTC:
3-1 Month Momentum %: 2.04%
GF Value™: ₱100.71 vs. price of ₱90.00 (10.6% below fair value)
Industry Position: 112.5% above the Banks median (#697 of 1567)
No single metric tells the full story. See the PHS:PTC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Philippine Trust Co is engaged in the commercial banking business. It offers various products and services such as deposit products, loans, international services, treasury, and trust functions. The company also provides investment management, estate administration, escrow services, insurance and pension plans, stock registry, and transfer services. Its services are offered through a network of branch offices and ATMs located across different regions in the Philippines. The company operates in two key business segments: Lending, which generates maximum revenue, and Treasury operations.
63GF Score
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