Asia Commercial Joint Stock BankSTC:ACB 73 Cyclically Adjusted PS Ratio is 3.23 as of Jul. 08, 2026, which is 12% above its 10-year median of 2.88. GuruFocus rates STC:ACB with a GF Score™ of 73/100 and a GF Value™ of ₫20,889.79 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,302 Banks companies, Asia Commercial Joint Stock Bank ranks better than 53.46% on this metric.
The historical rank and industry rank for Asia Commercial Joint Stock Bank's Cyclically Adjusted PS Ratio or its related term are showing as below:
STC:ACB'
s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 1.89 Med: 2.88 Max: 3.86
Current: 3.23
During the past years, Asia Commercial Joint Stock Bank's highest Cyclically Adjusted PS Ratio was 3.86. The lowest was 1.89. And the median was 2.88.
STC:ACB's Cyclically Adjusted PS Ratio is ranked better than 53.46% of 1302
companies
in the Banks industry
Industry Median: 3.32
vs STC:ACB: 3.23
The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.
Asia Commercial Joint Stock Bank's adjusted revenue per share data for the three months ended in Mar. 2026 was ₫1,551.091. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is ₫7,000.89 for the trailing ten years ended in Mar. 2026.
Shiller PE for Stocks: The True Measure of Stock Valuation
Asia Commercial Joint Stock Bank (STC:ACB) Cyclically Adjusted PS Ratio Explanation
Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.
Asia Commercial Joint Stock Bank Cyclically Adjusted PS Ratio Related Terms
Asia Commercial Joint Stock Bank Cyclically Adjusted PS Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Asia Commercial Joint Stock Bank Cyclically Adjusted PS Ratio Chart
Asia Commercial Joint Stock Bank Cyclically Adjusted PS Ratio Competitor Comparison
For the Banks - Regional subindustry, Asia Commercial Joint Stock Bank's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Asia Commercial Joint Stock Bank Cyclically Adjusted PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Asia Commercial Joint Stock Bank's Cyclically Adjusted PS Ratio distribution charts can be found below:
* The bar in red indicates where Asia Commercial Joint Stock Bank's Cyclically Adjusted PS Ratio falls into.
Asia Commercial Joint Stock Bank Cyclically Adjusted PS Ratio Calculation
Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
What does a Cyclically Adjusted PS Ratio of 3.23 mean?
Asia Commercial Joint Stock Bank (STC:ACB) has a Cyclically Adjusted PS Ratio of 3.23 as of Jul. 08, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Asia Commercial Joint Stock Bank and its competitors. This is 12% above median its historical median of 2.88. Over the past decade, Asia Commercial Joint Stock Bank's Cyclically Adjusted PS Ratio has ranged from 1.89 to 3.86. According to the industry distribution chart, Asia Commercial Joint Stock Bank ranks #606 out of 1302 companies in the Banks industry, placing it in the top 46.5%.
Is Asia Commercial Joint Stock Bank's Cyclically Adjusted PS Ratio too high?
Asia Commercial Joint Stock Bank's current Cyclically Adjusted PS Ratio of 3.23 is 12% above median its 10-year median of 2.88. Over the past 10 years, this metric has ranged from a low of 1.89 to a high of 3.86. The Banks industry median Cyclically Adjusted PS Ratio is 3.32. Asia Commercial Joint Stock Bank's value of 3.23 is 2.7% below this industry median. Based on the distribution chart, Asia Commercial Joint Stock Bank ranks #606 out of 1302 companies in the Banks industry, which is above the industry midpoint. Overall, Asia Commercial Joint Stock Bank has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Asia Commercial Joint Stock Bank's Cyclically Adjusted PS Ratio compare to competitors?
According to the Banks industry distribution chart, Asia Commercial Joint Stock Bank ranks #606 out of 1302 companies for Cyclically Adjusted PS Ratio. This puts Asia Commercial Joint Stock Bank in the upper half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.32. Asia Commercial Joint Stock Bank's value of 3.23 is 2.7% below this benchmark. Historically, Asia Commercial Joint Stock Bank's own Cyclically Adjusted PS Ratio has ranged from 1.89 to 3.86 over the past decade. While the company's 10-year median is 2.88 vs. the industry median of 3.32, Asia Commercial Joint Stock Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.32, based on 1,302 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Asia Commercial Joint Stock Bank's current Cyclically Adjusted PS Ratio of 3.23 is 2.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Asia Commercial Joint Stock Bank and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Asia Commercial Joint Stock Bank's current Cyclically Adjusted PS Ratio is 3.23, which is 12% above median its own 10-year median of 2.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Asia Commercial Joint Stock Bank stock overvalued right now?
Based on GuruFocus' analysis, Asia Commercial Joint Stock Bank (STC:ACB) is currently considered Fairly Valued. The stock's GF Value™ is ₫20,889.79, compared to a current price of ₫22,600.00 — trading 8.2% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 3.23, which is 12% above median its 10-year median of 2.88 and 2.7% below the Banks industry median of 3.32. Asia Commercial Joint Stock Bank's overall GF Score™ is 73/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Asia Commercial Joint Stock Bank (STC:ACB), the current Cyclically Adjusted PS Ratio is 3.23 as of Jul. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Asia Commercial Joint Stock Bank (STC:ACB) Overvalued in 2026?
Based on GuruFocus' analysis, Asia Commercial Joint Stock Bank stock appears to be overvalued.
The current stock price of ₫22,600.00 is trading 8.2% above its estimated GF Value™ of ₫20,889.79.
GuruFocus considers Asia Commercial Joint Stock Bank to be Fairly Valued.
Key valuation signals for STC:ACB:
Cyclically Adjusted PS Ratio: 3.23 (12% above median its 10-year median of 2.88)
GF Value™: ₫20,889.79 vs. price of ₫22,600.00 (8.2% above fair value)
Industry Position: 2.7% below the Banks median (#606 of 1302)
No single metric tells the full story. See the STC:ACB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Asia Commercial Joint Stock Bank Business Description
Asia Commercial Joint Stock Bank and its subsidiaries (the Group) mobilise short, medium, and long-term funds, receive entrusted investment funds, borrow from financial institutions, grant loans, discount commercial papers and bonds, provide settlement services, trade foreign currencies and gold, offer trade finance, and perform approved overseas services. The Group also conducts debt factoring, bond trading, fiduciary activities, commodity derivatives, insurance agency, securities depository and clearing, finance leasing, securities trading and consultancy, corporate finance services, investment fund and asset management. Its segments are Banking, Securities trading, Asset management, Finance Leasing, and Fund Management, operating in the northern, central, and southern regions.
73GF Score
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