Asia Commercial Joint Stock Bank (STC:ACB) OCF Yield %: 8.41 (As of Jun. 27, 2026) — 42% Below Median


STC:ACB Asia Commercial Joint Stock Bank STC:ACB
73 GF Score
Price ₫22,600.00
GF Value ₫21,058.80
Valuation Fairly Valued
! 5 Warning Signs
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What is Asia Commercial Joint Stock Bank OCF Yield %?

Asia Commercial Joint Stock Bank STC:ACB +0.89% 73 OCF Yield % is 8.41 as of Jun. 27, 2026, which is 42% below its 10-year median of 14.58. GuruFocus rates STC:ACB with a GF Score™ of 73/100 and a GF Value™ of ₫21,058.80 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,502 Banks companies, Asia Commercial Joint Stock Bank ranks worse than 54.13% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, Asia Commercial Joint Stock Bank's Trailing 12-Month Cash Flow from Operations is ₫11,030,954 Mil, and Market Cap is ₫131,179,936 Mil. Therefore, Asia Commercial Joint Stock Bank's OCF Yield % for today is 8.41%.

The historical rank and industry rank for Asia Commercial Joint Stock Bank's OCF Yield % or its related term are showing as below:

STC:ACB' s OCF Yield % Range Over the Past 10 Years
Min: -4.73   Med: 14.58   Max: 52.7
Current: 8.41


During the past 13 years, the highest OCF Yield % of Asia Commercial Joint Stock Bank was 52.70%. The lowest was -4.73%. And the median was 14.58%.

STC:ACB's OCF Yield % is ranked worse than
54.13% of 1502 companies
in the Banks industry
Industry Median: 9.24 vs STC:ACB: 8.41

Asia Commercial Joint Stock Bank's OCF Margin % for the quarter that ended in Mar. 2026 was %.


Asia Commercial Joint Stock Bank OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Asia Commercial Joint Stock Bank OCF Yield % Related Terms


Asia Commercial Joint Stock Bank OCF Yield % Historical Data

* Premium members only.

The historical data trend for Asia Commercial Joint Stock Bank's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Asia Commercial Joint Stock Bank OCF Yield % Chart

Asia Commercial Joint Stock Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 42.83 28.76 40.01 7.26 22.84

Asia Commercial Joint Stock Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -14.84 -20.07 -34.65 160.13 -70.89

Asia Commercial Joint Stock Bank OCF Yield % Competitor Comparison

For the Banks - Regional subindustry, Asia Commercial Joint Stock Bank's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Asia Commercial Joint Stock Bank OCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Asia Commercial Joint Stock Bank's OCF Yield % distribution charts can be found below:

* The bar in red indicates where Asia Commercial Joint Stock Bank's OCF Yield % falls into.


STC:ACB
73GF Score
Asia Commercial Joint Stock Bank STC:ACB
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Asia Commercial Joint Stock Bank OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

Asia Commercial Joint Stock Bank's OCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=28160074 / 123279759.29147
=22.84%

Asia Commercial Joint Stock Bank's annualized OCF Yield % for the quarter that ended in Mar. 2026 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=-21438814 * 4 / 120968263.80182
=-70.89%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of 8.41 mean?
Asia Commercial Joint Stock Bank (STC:ACB) has a OCF Yield % of 8.41 as of Jun. 27, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Asia Commercial Joint Stock Bank and its competitors. This is 42% below median its historical median of 14.58. According to the industry distribution chart, Asia Commercial Joint Stock Bank ranks #813 out of 1502 companies in the Banks industry, placing it in the top 54.1%.
Is Asia Commercial Joint Stock Bank's OCF Yield % too high?
Asia Commercial Joint Stock Bank's current OCF Yield % of 8.41 is 42% below median its 10-year median of 14.58. The Banks industry median OCF Yield % is 9.24. Asia Commercial Joint Stock Bank's value of 8.41 is 9% below this industry median. Based on the distribution chart, Asia Commercial Joint Stock Bank ranks #813 out of 1502 companies in the Banks industry, which is below the industry midpoint. Overall, Asia Commercial Joint Stock Bank has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Asia Commercial Joint Stock Bank's OCF Yield % compare to competitors?
According to the Banks industry distribution chart, Asia Commercial Joint Stock Bank ranks #813 out of 1502 companies for OCF Yield %. This places Asia Commercial Joint Stock Bank in the lower half of its industry. The industry median OCF Yield % is 9.24. Asia Commercial Joint Stock Bank's value of 8.41 is 9% below this benchmark. While the company's 10-year median is 14.58 vs. the industry median of 9.24, Asia Commercial Joint Stock Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.24, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Asia Commercial Joint Stock Bank's current OCF Yield % of 8.41 is 9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Asia Commercial Joint Stock Bank and its competitors. For the Banks industry, the median OCF Yield % is 9.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Asia Commercial Joint Stock Bank's current OCF Yield % is 8.41, which is 42% below median its own 10-year median of 14.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Asia Commercial Joint Stock Bank stock overvalued right now?
Based on GuruFocus' analysis, Asia Commercial Joint Stock Bank (STC:ACB) is currently considered Fairly Valued. The stock's GF Value™ is ₫21,058.80, compared to a current price of ₫22,600.00 — trading 7.3% above its estimated fair value. The current OCF Yield % is 8.41, which is 42% below median its 10-year median of 14.58 and 9% below the Banks industry median of 9.24. Asia Commercial Joint Stock Bank's overall GF Score™ is 73/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Asia Commercial Joint Stock Bank (STC:ACB), the current OCF Yield % is 8.41 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Asia Commercial Joint Stock Bank (STC:ACB) Overvalued in 2026?

Based on GuruFocus' analysis, Asia Commercial Joint Stock Bank stock appears to be overvalued. The current stock price of ₫22,600.00 is trading 7.3% above its estimated GF Value™ of ₫21,058.80. GuruFocus considers Asia Commercial Joint Stock Bank to be Fairly Valued.

Key valuation signals for STC:ACB:

  • OCF Yield %: 8.41 (42% below median its 10-year median of 14.58)
  • GF Value™: ₫21,058.80 vs. price of ₫22,600.00 (7.3% above fair value)
  • GF Score™: 73/100 with 5 warning signs
  • Industry Position: 9% below the Banks median (#813 of 1502)

No single metric tells the full story. See the STC:ACB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Asia Commercial Joint Stock Bank Business Description

Address 442 Nguyen Thi Minh Khai Street, Ward 5, District 3, Ho Chi Minh, VNM
Asia Commercial Joint Stock Bank and its subsidiaries (the Group) mobilise short, medium, and long-term funds, receive entrusted investment funds, borrow from financial institutions, grant loans, discount commercial papers and bonds, provide settlement services, trade foreign currencies and gold, offer trade finance, and perform approved overseas services. The Group also conducts debt factoring, bond trading, fiduciary activities, commodity derivatives, insurance agency, securities depository and clearing, finance leasing, securities trading and consultancy, corporate finance services, investment fund and asset management. Its segments are Banking, Securities trading, Asset management, Finance Leasing, and Fund Management, operating in the northern, central, and southern regions.
73GF Score

Get the complete analysis for STC:ACB

OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫22,600.00
Price
₫21,058.80
GF Value