Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
The historical rank and industry rank for Asia Commercial Joint Stock Bank's 3-Year Dividend Growth Rate or its related term are showing as below:
STC:ACB's 3-Year Dividend Growth Rate is not ranked *
in the Banks industry.
Industry Median: 10.1 * Ranked among companies with meaningful 3-Year Dividend Growth Rate only.
During the past 12 months, Asia Commercial Joint Stock Bank's average Dividends Per Share Growth Rate was -20.90% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
During the past 13 years, the highest Dividend Payout Ratio of Asia Commercial Joint Stock Bank was 0.33. The lowest was 0.24. And the median was 0.27.
2. Dividend Yield % measures how much a company pays out in dividends each year relative to its share price.
Asia Commercial Joint Stock Bank Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
VND 700.000000
2026-06-15
2026-06-16
2026-06-23
Cash Dividend
annually
VND:VND 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
Asia Commercial Joint Stock Bank's Dividend Yield (%) for Today is calculated as
Current Share Price is ₫22300.00.
Asia Commercial Joint Stock Bank's Dividends per Share for the trailing twelve months (TTM) ended in Today is ₫700.
During the past 13 years, the highest Dividend Yield of Asia Commercial Joint Stock Bank was 4.67%. The lowest was 2.97%. And the median was 4.02%.
Warning Sign:
Asia Commercial Joint Stock Bank stock Dividend Yield % is close to 5-year low.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Asia Commercial Joint Stock Bank 3-Year Dividend Growth Rate Related Terms>
Asia Commercial Joint Stock Bank 3-Year Dividend Growth Rate Competitor Comparison
For the Banks - Regional subindustry, Asia Commercial Joint Stock Bank's 3-Year Dividend Growth Rate, along with its competitors' market caps and 3-Year Dividend Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Asia Commercial Joint Stock Bank 3-Year Dividend Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Asia Commercial Joint Stock Bank's 3-Year Dividend Growth Rate distribution charts can be found below:
* The bar in red indicates where Asia Commercial Joint Stock Bank's 3-Year Dividend Growth Rate falls into.
Asia Commercial Joint Stock Bank 3-Year Dividend Growth Rate Calculation
This is the average annual rate that a company has been raising its dividends. The growth rate is calculated with expontential compound based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
What does a 3-Year Dividend Growth Rate of 0.00% mean?
Asia Commercial Joint Stock Bank (STC:ACB) has a 3-Year Dividend Growth Rate of 0.00% as of Jun. 2026. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on Asia Commercial Joint Stock Bank and its competitors. According to the industry distribution chart, Asia Commercial Joint Stock Bank ranks #999999 out of 958 companies in the Banks industry.
Is Asia Commercial Joint Stock Bank's 3-Year Dividend Growth Rate too high?
Asia Commercial Joint Stock Bank's current 3-Year Dividend Growth Rate is 0.00%. Based on the distribution chart, Asia Commercial Joint Stock Bank ranks #999999 out of 958 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Asia Commercial Joint Stock Bank has a GF Score™ of 72/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Asia Commercial Joint Stock Bank's 3-Year Dividend Growth Rate compare to competitors?
According to the Banks industry distribution chart, Asia Commercial Joint Stock Bank ranks #999999 out of 958 companies for 3-Year Dividend Growth Rate. This places Asia Commercial Joint Stock Bank in the lower half of its industry. The industry median 3-Year Dividend Growth Rate is 10.10. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Dividend Growth Rate for a Banks company?
The median 3-Year Dividend Growth Rate among Banks companies is 10.10, based on 958 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Dividend Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Dividend Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Dividend Growth Rate mean?
A high 3-Year Dividend Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on Asia Commercial Joint Stock Bank and its competitors. For the Banks industry, the median 3-Year Dividend Growth Rate is 10.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Asia Commercial Joint Stock Bank's current 3-Year Dividend Growth Rate is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Asia Commercial Joint Stock Bank stock overvalued right now?
Based on GuruFocus' analysis, Asia Commercial Joint Stock Bank (STC:ACB) is currently considered Fairly Valued. The stock's GF Value™ is ₫21,054.26, compared to a current price of ₫22,300.00 — trading 5.9% above its estimated fair value. The current 3-Year Dividend Growth Rate is 0.00%. Asia Commercial Joint Stock Bank's overall GF Score™ is 72/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Dividend Growth Rate calculated?
3-Year Dividend Growth Rate is calculated from a company's financial statements. For Asia Commercial Joint Stock Bank (STC:ACB), the current 3-Year Dividend Growth Rate is 0.00% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Asia Commercial Joint Stock Bank (STC:ACB) Overvalued in 2026?
Based on GuruFocus' analysis, Asia Commercial Joint Stock Bank stock appears to be overvalued.
The current stock price of ₫22,300.00 is trading 5.9% above its estimated GF Value™ of ₫21,054.26.
GuruFocus considers Asia Commercial Joint Stock Bank to be Fairly Valued.
Key valuation signals for STC:ACB:
3-Year Dividend Growth Rate: 0.00%
GF Value™: ₫21,054.26 vs. price of ₫22,300.00 (5.9% above fair value)
No single metric tells the full story. See the STC:ACB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Asia Commercial Joint Stock Bank and its subsidiaries (the Group) mobilise short, medium, and long-term funds, receive entrusted investment funds, borrow from financial institutions, grant loans, discount commercial papers and bonds, provide settlement services, trade foreign currencies and gold, offer trade finance, and perform approved overseas services. The Group also conducts debt factoring, bond trading, fiduciary activities, commodity derivatives, insurance agency, securities depository and clearing, finance leasing, securities trading and consultancy, corporate finance services, investment fund and asset management. Its segments are Banking, Securities trading, Asset management, Finance Leasing, and Fund Management, operating in the northern, central, and southern regions.
72GF Score
Get the complete analysis for STC:ACB
3-Year Dividend Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
STC:ACB has been successfully added to your 
