* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for Asia Commercial Joint Stock Bank's PEG Ratio or its related term are showing as below:
STC:ACB'
s PEG Ratio Range Over the Past 10 Years
Min: 0.15 Med: 0.89 Max: 7.71
Current: 0.37
During the past 13 years, Asia Commercial Joint Stock Bank's highest PEG Ratio was 7.71. The lowest was 0.15. And the median was 0.89.
STC:ACB's PEG Ratio is ranked better than 92.69% of 1231
companies
in the Banks industry
Industry Median: 1.52
vs STC:ACB: 0.37
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
Asia Commercial Joint Stock Bank (STC:ACB) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
Asia Commercial Joint Stock Bank PEG Ratio Related Terms
Asia Commercial Joint Stock Bank PEG Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Asia Commercial Joint Stock Bank PEG Ratio Competitor Comparison
For the Banks - Regional subindustry, Asia Commercial Joint Stock Bank's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Asia Commercial Joint Stock Bank PEG Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Asia Commercial Joint Stock Bank's PEG Ratio distribution charts can be found below:
* The bar in red indicates where Asia Commercial Joint Stock Bank's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
Asia Commercial Joint Stock Bank (STC:ACB) has a PEG Ratio of 0.37 as of Jun. 28, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Asia Commercial Joint Stock Bank and its competitors. This is 58% below median its historical median of 0.89. Over the past decade, Asia Commercial Joint Stock Bank's PEG Ratio has ranged from 0.15 to 7.71. According to the industry distribution chart, Asia Commercial Joint Stock Bank ranks #90 out of 1231 companies in the Banks industry, placing it in the top 7.3%.
Is Asia Commercial Joint Stock Bank's PEG Ratio too high?
Asia Commercial Joint Stock Bank's current PEG Ratio of 0.37 is 58% below median its 10-year median of 0.89. Over the past 10 years, this metric has ranged from a low of 0.15 to a high of 7.71. The Banks industry median PEG Ratio is 1.52. Asia Commercial Joint Stock Bank's value of 0.37 is 75.7% below this industry median. Based on the distribution chart, Asia Commercial Joint Stock Bank ranks #90 out of 1231 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Asia Commercial Joint Stock Bank has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Asia Commercial Joint Stock Bank's PEG Ratio compare to competitors?
According to the Banks industry distribution chart, Asia Commercial Joint Stock Bank ranks #90 out of 1231 companies for PEG Ratio. This places Asia Commercial Joint Stock Bank in the top 7% of its industry — outperforming the majority of peers. The industry median PEG Ratio is 1.52. Asia Commercial Joint Stock Bank's value of 0.37 is 75.7% below this benchmark. Historically, Asia Commercial Joint Stock Bank's own PEG Ratio has ranged from 0.15 to 7.71 over the past decade. While the company's 10-year median is 0.89 vs. the industry median of 1.52, Asia Commercial Joint Stock Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.52, based on 1,231 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Asia Commercial Joint Stock Bank's current PEG Ratio of 0.37 is 75.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Asia Commercial Joint Stock Bank and its competitors. For the Banks industry, the median PEG Ratio is 1.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Asia Commercial Joint Stock Bank's current PEG Ratio is 0.37, which is 58% below median its own 10-year median of 0.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Asia Commercial Joint Stock Bank stock overvalued right now?
Based on GuruFocus' analysis, Asia Commercial Joint Stock Bank (STC:ACB) is currently considered Fairly Valued. The stock's GF Value™ is ₫21,058.80, compared to a current price of ₫22,600.00 — trading 7.3% above its estimated fair value. The current PEG Ratio is 0.37, which is 58% below median its 10-year median of 0.89 and 75.7% below the Banks industry median of 1.52. Asia Commercial Joint Stock Bank's overall GF Score™ is 73/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Asia Commercial Joint Stock Bank (STC:ACB), the current PEG Ratio is 0.37 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Asia Commercial Joint Stock Bank (STC:ACB) Overvalued in 2026?
Based on GuruFocus' analysis, Asia Commercial Joint Stock Bank stock appears to be overvalued.
The current stock price of ₫22,600.00 is trading 7.3% above its estimated GF Value™ of ₫21,058.80.
GuruFocus considers Asia Commercial Joint Stock Bank to be Fairly Valued.
Key valuation signals for STC:ACB:
PEG Ratio: 0.37 (58% below median its 10-year median of 0.89)
GF Value™: ₫21,058.80 vs. price of ₫22,600.00 (7.3% above fair value)
Industry Position: 75.7% below the Banks median (#90 of 1231)
No single metric tells the full story. See the STC:ACB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Asia Commercial Joint Stock Bank Business Description
Asia Commercial Joint Stock Bank and its subsidiaries (the Group) mobilise short, medium, and long-term funds, receive entrusted investment funds, borrow from financial institutions, grant loans, discount commercial papers and bonds, provide settlement services, trade foreign currencies and gold, offer trade finance, and perform approved overseas services. The Group also conducts debt factoring, bond trading, fiduciary activities, commodity derivatives, insurance agency, securities depository and clearing, finance leasing, securities trading and consultancy, corporate finance services, investment fund and asset management. Its segments are Banking, Securities trading, Asset management, Finance Leasing, and Fund Management, operating in the northern, central, and southern regions.
73GF Score
Get the complete analysis for STC:ACB
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