Asia Commercial Joint Stock Bank (STC:ACB) EV-to-OCF: -55.58 (As of Aug. 13, 2026)

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STC:ACB Asia Commercial Joint Stock Bank STC:ACB
72 GF Score
Price ₫22,750.00
GF Value ₫21,078.46
Valuation Fairly Valued
! 6 Warning Signs
View Full Analysis

What is Asia Commercial Joint Stock Bank EV-to-OCF?

Asia Commercial Joint Stock Bank STC:ACB +0.44% 72 EV-to-OCF is -55.58 as of Aug. 13, 2026. GuruFocus rates STC:ACB with a GF Score™ of 72/100 and a GF Value™ of ₫21,078.46 (Fairly Valued). The stock has 6 warning signs investors should review. Among 1,497 Banks companies, Asia Commercial Joint Stock Bank ranks better than 97.19% on this metric.

EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Asia Commercial Joint Stock Bank's Enterprise Value is ₫245,340,135 Mil. Asia Commercial Joint Stock Bank's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was ₫-4,414,470 Mil. Therefore, Asia Commercial Joint Stock Bank's EV-to-OCF for today is -55.58.

The historical rank and industry rank for Asia Commercial Joint Stock Bank's EV-to-OCF or its related term are showing as below:

STC:ACB' s EV-to-OCF Range Over the Past 10 Years
Min: -56.63   Med: 3.73   Max: 38.77
Current: -54.79

During the past 13 years, the highest EV-to-OCF of Asia Commercial Joint Stock Bank was 38.77. The lowest was -56.63. And the median was 3.73.

STC:ACB's EV-to-OCF is ranked better than
97.19% of 1497 companies
in the Banks industry
Industry Median: 3.99 vs STC:ACB: -54.79

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-08-13), Asia Commercial Joint Stock Bank's stock price is ₫22750.00. Asia Commercial Joint Stock Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was ₫2700.989. Therefore, Asia Commercial Joint Stock Bank's PE Ratio (TTM) for today is 8.42.


Asia Commercial Joint Stock Bank  (STC:ACB) EV-to-OCF Explanation

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Asia Commercial Joint Stock Bank's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=22750.00/2700.989
=8.42

Asia Commercial Joint Stock Bank's share price for today is ₫22750.00.
Asia Commercial Joint Stock Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₫2700.989.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Asia Commercial Joint Stock Bank EV-to-OCF Related Terms


Asia Commercial Joint Stock Bank EV-to-OCF Historical Data

* Premium members only.

The historical data trend for Asia Commercial Joint Stock Bank's EV-to-OCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Asia Commercial Joint Stock Bank EV-to-OCF Chart

Asia Commercial Joint Stock Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-OCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.33 1.02 0.38 10.54 4.09

Asia Commercial Joint Stock Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EV-to-OCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.65 9.36 4.09 14.05 -55.44

Asia Commercial Joint Stock Bank EV-to-OCF Competitor Comparison

For the Banks - Regional subindustry, Asia Commercial Joint Stock Bank's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Asia Commercial Joint Stock Bank EV-to-OCF vs Banks Industry

For the Banks industry and Financial Services sector, Asia Commercial Joint Stock Bank's EV-to-OCF distribution charts can be found below:

* The bar in red indicates where Asia Commercial Joint Stock Bank's EV-to-OCF falls into.


STC:ACB
72GF Score
Asia Commercial Joint Stock Bank STC:ACB
EV-to-OCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Asia Commercial Joint Stock Bank EV-to-OCF Calculation

Asia Commercial Joint Stock Bank's EV-to-OCF for today is calculated as:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=245340134.522/-4414470
=-55.58

Asia Commercial Joint Stock Bank's current Enterprise Value is ₫245,340,135 Mil.
Asia Commercial Joint Stock Bank's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₫-4,414,470 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-OCF →
What does a EV-to-OCF of -55.58 mean?
Asia Commercial Joint Stock Bank (STC:ACB) has a EV-to-OCF of -55.58 as of Aug. 13, 2026. According to the industry distribution chart, Asia Commercial Joint Stock Bank ranks #42 out of 1497 companies in the Banks industry, placing it in the top 2.8%.
Is Asia Commercial Joint Stock Bank's EV-to-OCF too high?
Asia Commercial Joint Stock Bank's current EV-to-OCF is -55.58. Based on the distribution chart, Asia Commercial Joint Stock Bank ranks #42 out of 1497 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Asia Commercial Joint Stock Bank has a GF Score™ of 72/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Asia Commercial Joint Stock Bank's EV-to-OCF compare to competitors?
According to the Banks industry distribution chart, Asia Commercial Joint Stock Bank ranks #42 out of 1497 companies for EV-to-OCF. This places Asia Commercial Joint Stock Bank in the top 3% of its industry — outperforming the majority of peers. The industry median EV-to-OCF is 3.99. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 3.99, based on 1,497 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 3.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Asia Commercial Joint Stock Bank's current EV-to-OCF is -55.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Asia Commercial Joint Stock Bank stock overvalued right now?
Based on GuruFocus' analysis, Asia Commercial Joint Stock Bank (STC:ACB) is currently considered Fairly Valued. The stock's GF Value™ is ₫21,078.46, compared to a current price of ₫22,750.00 — trading 7.9% above its estimated fair value. The current EV-to-OCF is -55.58. Asia Commercial Joint Stock Bank's overall GF Score™ is 72/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Asia Commercial Joint Stock Bank (STC:ACB), the current EV-to-OCF is -55.58 as of Aug. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Asia Commercial Joint Stock Bank (STC:ACB) Overvalued in 2026?

Based on GuruFocus' analysis, Asia Commercial Joint Stock Bank stock appears to be overvalued. The current stock price of ₫22,750.00 is trading 7.9% above its estimated GF Value™ of ₫21,078.46. GuruFocus considers Asia Commercial Joint Stock Bank to be Fairly Valued.

Key valuation signals for STC:ACB:

  • EV-to-OCF: -55.58
  • GF Value™: ₫21,078.46 vs. price of ₫22,750.00 (7.9% above fair value)
  • GF Score™: 72/100 with 6 warning signs

No single metric tells the full story. See the STC:ACB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Asia Commercial Joint Stock Bank Business Description

Address 442 Nguyen Thi Minh Khai Street, Ward 5, District 3, Ho Chi Minh, VNM
Asia Commercial Joint Stock Bank and its subsidiaries (the Group) mobilise short, medium, and long-term funds, receive entrusted investment funds, borrow from financial institutions, grant loans, discount commercial papers and bonds, provide settlement services, trade foreign currencies and gold, offer trade finance, and perform approved overseas services. The Group also conducts debt factoring, bond trading, fiduciary activities, commodity derivatives, insurance agency, securities depository and clearing, finance leasing, securities trading and consultancy, corporate finance services, investment fund and asset management. Its segments are Banking, Securities trading, Asset management, Finance Leasing, and Fund Management, operating in the northern, central, and southern regions.
72GF Score

Get the complete analysis for STC:ACB

EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫22,750.00
Price
₫21,078.46
GF Value