Asia Commercial Joint Stock Bank (STC:ACB) Dividend Payout Ratio: 0.00 (As of Mar. 2026)


STC:ACB Asia Commercial Joint Stock Bank STC:ACB
73 GF Score
Price ₫22,600.00
GF Value ₫21,058.80
Valuation Fairly Valued
! 5 Warning Signs
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What is Asia Commercial Joint Stock Bank Dividend Payout Ratio?

Asia Commercial Joint Stock Bank STC:ACB +0.89% 73 Dividend Payout Ratio is 0.00 as of Mar. 2026. GuruFocus rates STC:ACB with a GF Score™ of 73/100 and a GF Value™ of ₫21,058.80 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,168 Banks companies, Asia Commercial Joint Stock Bank ranks better than 51.54% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Asia Commercial Joint Stock Bank's Dividend Payout Ratio for the months ended in Mar. 2026 was 0.00.

The historical rank and industry rank for Asia Commercial Joint Stock Bank's Dividend Payout Ratio or its related term are showing as below:

STC:ACB' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.24   Med: 0.27   Max: 0.33
Current: 0.32


During the past 13 years, the highest Dividend Payout Ratio of Asia Commercial Joint Stock Bank was 0.33. The lowest was 0.24. And the median was 0.27.

STC:ACB's Dividend Payout Ratio is ranked better than
51.54% of 1168 companies
in the Banks industry
Industry Median: 0.32 vs STC:ACB: 0.32

As of today (2026-06-27), the Dividend Yield % of Asia Commercial Joint Stock Bank is 3.10%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Asia Commercial Joint Stock Bank was 4.67%. The lowest was 3.10%. And the median was 4.05%.

Asia Commercial Joint Stock Bank's Dividends per Share for the months ended in Mar. 2026 was ₫0.00.

During the past 12 months, Asia Commercial Joint Stock Bank's average Dividends Per Share Growth Rate was 15.00% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.


Asia Commercial Joint Stock Bank (STC:ACB) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.


Asia Commercial Joint Stock Bank Dividend Payout Ratio Related Terms


Asia Commercial Joint Stock Bank Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Asia Commercial Joint Stock Bank's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Asia Commercial Joint Stock Bank Dividend Payout Ratio Chart

Asia Commercial Joint Stock Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.24 0.27 0.33

Asia Commercial Joint Stock Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 1.05 0.00 0.00 0.00

Asia Commercial Joint Stock Bank Dividend Payout Ratio Competitor Comparison

For the Banks - Regional subindustry, Asia Commercial Joint Stock Bank's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Asia Commercial Joint Stock Bank Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Asia Commercial Joint Stock Bank's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Asia Commercial Joint Stock Bank's Dividend Payout Ratio falls into.


STC:ACB
73GF Score
Asia Commercial Joint Stock Bank STC:ACB
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Asia Commercial Joint Stock Bank Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Asia Commercial Joint Stock Bank's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2025 )/ EPS without NRI (A: Dec. 2025 )
=884.956/ 2674.336
=0.33

Asia Commercial Joint Stock Bank's Dividend Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Mar. 2026 )/ EPS without NRI (Q: Mar. 2026 )
=0/ 744.248
=0.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.00 mean?
Asia Commercial Joint Stock Bank (STC:ACB) has a Dividend Payout Ratio of 0.00 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Asia Commercial Joint Stock Bank and its competitors. Over the past decade, Asia Commercial Joint Stock Bank's Dividend Payout Ratio has ranged from 0.24 to 0.33. According to the industry distribution chart, Asia Commercial Joint Stock Bank ranks #566 out of 1168 companies in the Banks industry, placing it in the top 48.5%.
Is Asia Commercial Joint Stock Bank's Dividend Payout Ratio too high?
Asia Commercial Joint Stock Bank's current Dividend Payout Ratio is 0.00. Over the past 10 years, this metric has ranged from a low of 0.24 to a high of 0.33. Based on the distribution chart, Asia Commercial Joint Stock Bank ranks #566 out of 1168 companies in the Banks industry, which is above the industry midpoint. Overall, Asia Commercial Joint Stock Bank has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Asia Commercial Joint Stock Bank's Dividend Payout Ratio compare to competitors?
According to the Banks industry distribution chart, Asia Commercial Joint Stock Bank ranks #566 out of 1168 companies for Dividend Payout Ratio. This puts Asia Commercial Joint Stock Bank in the upper half of its industry. The industry median Dividend Payout Ratio is 0.32. Historically, Asia Commercial Joint Stock Bank's own Dividend Payout Ratio has ranged from 0.24 to 0.33 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,168 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Asia Commercial Joint Stock Bank and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Asia Commercial Joint Stock Bank's current Dividend Payout Ratio is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Asia Commercial Joint Stock Bank stock overvalued right now?
Based on GuruFocus' analysis, Asia Commercial Joint Stock Bank (STC:ACB) is currently considered Fairly Valued. The stock's GF Value™ is ₫21,058.80, compared to a current price of ₫22,600.00 — trading 7.3% above its estimated fair value. The current Dividend Payout Ratio is 0.00. Asia Commercial Joint Stock Bank's overall GF Score™ is 73/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Asia Commercial Joint Stock Bank (STC:ACB), the current Dividend Payout Ratio is 0.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Asia Commercial Joint Stock Bank (STC:ACB) Overvalued in 2026?

Based on GuruFocus' analysis, Asia Commercial Joint Stock Bank stock appears to be overvalued. The current stock price of ₫22,600.00 is trading 7.3% above its estimated GF Value™ of ₫21,058.80. GuruFocus considers Asia Commercial Joint Stock Bank to be Fairly Valued.

Key valuation signals for STC:ACB:

  • Dividend Payout Ratio: 0.00
  • GF Value™: ₫21,058.80 vs. price of ₫22,600.00 (7.3% above fair value)
  • GF Score™: 73/100 with 5 warning signs

No single metric tells the full story. See the STC:ACB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Asia Commercial Joint Stock Bank Business Description

Address 442 Nguyen Thi Minh Khai Street, Ward 5, District 3, Ho Chi Minh, VNM
Asia Commercial Joint Stock Bank and its subsidiaries (the Group) mobilise short, medium, and long-term funds, receive entrusted investment funds, borrow from financial institutions, grant loans, discount commercial papers and bonds, provide settlement services, trade foreign currencies and gold, offer trade finance, and perform approved overseas services. The Group also conducts debt factoring, bond trading, fiduciary activities, commodity derivatives, insurance agency, securities depository and clearing, finance leasing, securities trading and consultancy, corporate finance services, investment fund and asset management. Its segments are Banking, Securities trading, Asset management, Finance Leasing, and Fund Management, operating in the northern, central, and southern regions.
73GF Score

Get the complete analysis for STC:ACB

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫22,600.00
Price
₫21,058.80
GF Value