Asia Commercial Joint Stock Bank (STC:ACB) Shiller PE Ratio: 8.47 (As of Aug. 28, 2026) — Near Median

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STC:ACB Asia Commercial Joint Stock Bank STC:ACB
72 GF Score
Price ₫22,600.00
GF Value ₫20,972.95
Valuation Fairly Valued
! 6 Warning Signs
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What is Asia Commercial Joint Stock Bank Shiller PE Ratio?

Asia Commercial Joint Stock Bank STC:ACB 72 Shiller PE Ratio is 8.47 as of Aug. 28, 2026, which is 4% below its 10-year median of 8.83. GuruFocus rates STC:ACB with a GF Score™ of 72/100 and a GF Value™ of ₫20,972.95 (Fairly Valued). The stock has 6 warning signs investors should review. Among 1,239 Banks companies, Asia Commercial Joint Stock Bank ranks better than 81.11% on this metric.

As of today (2026-08-28), Asia Commercial Joint Stock Bank's current share price is ₫22600.00. Asia Commercial Joint Stock Bank's E10 for the quarter that ended in Jun. 2026 was ₫2,668.80. Asia Commercial Joint Stock Bank's Shiller PE Ratio for today is 8.47.

The historical rank and industry rank for Asia Commercial Joint Stock Bank's Shiller PE Ratio or its related term are showing as below:

STC:ACB' s Shiller PE Ratio Range Over the Past 10 Years
Min: 6.6   Med: 8.83   Max: 11.84
Current: 8.52

During the past years, Asia Commercial Joint Stock Bank's highest Shiller PE Ratio was 11.84. The lowest was 6.60. And the median was 8.83.

STC:ACB's Shiller PE Ratio is ranked better than
81.11% of 1239 companies
in the Banks industry
Industry Median: 13.73 vs STC:ACB: 8.52

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Asia Commercial Joint Stock Bank's adjusted earnings per share data for the three months ended in Jun. 2026 was ₫739.519. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is ₫2,668.80 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Asia Commercial Joint Stock Bank  (STC:ACB) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


Asia Commercial Joint Stock Bank Shiller PE Ratio Related Terms


Asia Commercial Joint Stock Bank Shiller PE Ratio Historical Data

* Premium members only.

The historical data trend for Asia Commercial Joint Stock Bank's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Asia Commercial Joint Stock Bank Shiller PE Ratio Chart

Asia Commercial Joint Stock Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shiller PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10.92 7.73 8.28 8.94 8.55

Asia Commercial Joint Stock Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.92 9.24 8.55 8.06 8.49

Asia Commercial Joint Stock Bank Shiller PE Ratio Competitor Comparison

For the Banks - Regional subindustry, Asia Commercial Joint Stock Bank's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Asia Commercial Joint Stock Bank Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Asia Commercial Joint Stock Bank's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Asia Commercial Joint Stock Bank's Shiller PE Ratio falls into.


STC:ACB
72GF Score
Asia Commercial Joint Stock Bank STC:ACB
Shiller PE Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Asia Commercial Joint Stock Bank Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Asia Commercial Joint Stock Bank's Shiller PE Ratio for today is calculated as

Shiller PE Ratio=Share Price/ E10
=22600.00/2668.80
=8.47

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Asia Commercial Joint Stock Bank's E10 for the quarter that ended in Jun. 2026 is calculated as:

For example, Asia Commercial Joint Stock Bank's adjusted earnings per share data for the three months ended in Jun. 2026 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=739.519/333.9520*333.9520
=739.519

Current CPI (Jun. 2026) = 333.9520.

Asia Commercial Joint Stock Bank Quarterly Data

Earnings per Share (Diluted) CPI Adj_EPS
201609 158.381 241.428 219.078
201612 145.273 241.432 200.944
201703 226.865 243.801 310.754
201706 238.149 244.955 324.673
201709 259.427 246.819 351.011
201712 209.336 246.524 283.576
201803 341.862 249.554 457.478
201806 625.282 251.989 828.664
201809 714.442 252.439 945.137
201812 576.565 251.233 766.400
201903 313.560 254.202 411.932
201906 727.208 256.143 948.113
201909 735.022 256.759 956.002
201912 678.948 256.974 882.331
202003 265.520 258.115 343.533
202006 703.962 257.797 911.917
202009 1,247.685 260.280 1,600.841
202012 422.013 260.474 541.060
202103 427.793 264.877 539.353
202106 557.384 271.696 685.102
202109 452.805 274.310 551.256
202112 392.545 278.802 470.195
202203 708.139 287.504 822.543
202206 679.335 296.311 765.632
202209 617.976 296.808 695.313
202212 468.697 296.797 527.372
202303 689.834 301.836 763.234
202306 666.017 305.109 728.978
202309 695.604 307.789 754.732
202312 690.212 306.746 751.428
202403 672.566 312.332 719.122
202406 769.860 314.175 818.322
202409 666.801 315.301 706.244
202412 783.086 315.605 828.609
202503 633.628 319.799 661.670
202506 840.938 322.561 870.635
202509 737.470 324.800 758.250
202512 479.752 324.054 494.406
202603 744.248 330.213 752.675
202606 739.519 333.952 739.519

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Frequently Asked Questions Learn more about Shiller PE Ratio →
What does a Shiller PE Ratio of 8.47 mean?
Asia Commercial Joint Stock Bank (STC:ACB) has a Shiller PE Ratio of 8.47 as of Aug. 28, 2026. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Asia Commercial Joint Stock Bank and its competitors. This is near median its historical median of 8.83. Over the past decade, Asia Commercial Joint Stock Bank's Shiller PE Ratio has ranged from 6.60 to 11.84. According to the industry distribution chart, Asia Commercial Joint Stock Bank ranks #234 out of 1239 companies in the Banks industry, placing it in the top 18.9%.
Is Asia Commercial Joint Stock Bank's Shiller PE Ratio too high?
Asia Commercial Joint Stock Bank's current Shiller PE Ratio of 8.47 is near median its 10-year median of 8.83. Over the past 10 years, this metric has ranged from a low of 6.60 to a high of 11.84. The Banks industry median Shiller PE Ratio is 13.73. Asia Commercial Joint Stock Bank's value of 8.47 is 38.3% below this industry median. Based on the distribution chart, Asia Commercial Joint Stock Bank ranks #234 out of 1239 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Asia Commercial Joint Stock Bank has a GF Score™ of 72/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Asia Commercial Joint Stock Bank's Shiller PE Ratio compare to competitors?
According to the Banks industry distribution chart, Asia Commercial Joint Stock Bank ranks #234 out of 1239 companies for Shiller PE Ratio. This places Asia Commercial Joint Stock Bank in the top 19% of its industry — outperforming the majority of peers. The industry median Shiller PE Ratio is 13.73. Asia Commercial Joint Stock Bank's value of 8.47 is 38.3% below this benchmark. Historically, Asia Commercial Joint Stock Bank's own Shiller PE Ratio has ranged from 6.60 to 11.84 over the past decade. While the company's 10-year median is 8.83 vs. the industry median of 13.73, Asia Commercial Joint Stock Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shiller PE Ratio for a Banks company?
The median Shiller PE Ratio among Banks companies is 13.73, based on 1,239 companies in the industry. Companies in the top quartile (top 25%) have a Shiller PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Shiller PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Asia Commercial Joint Stock Bank's current Shiller PE Ratio of 8.47 is 38.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shiller PE Ratio mean?
A high Shiller PE Ratio can signal that a stock is expensive relative to its fundamentals. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Asia Commercial Joint Stock Bank and its competitors. For the Banks industry, the median Shiller PE Ratio is 13.73 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Asia Commercial Joint Stock Bank's current Shiller PE Ratio is 8.47, which is near median its own 10-year median of 8.83. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Asia Commercial Joint Stock Bank stock overvalued right now?
Based on GuruFocus' analysis, Asia Commercial Joint Stock Bank (STC:ACB) is currently considered Fairly Valued. The stock's GF Value™ is ₫20,972.95, compared to a current price of ₫22,600.00 — trading 7.8% above its estimated fair value. The current Shiller PE Ratio is 8.47, which is near median its 10-year median of 8.83 and 38.3% below the Banks industry median of 13.73. Asia Commercial Joint Stock Bank's overall GF Score™ is 72/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shiller PE Ratio calculated?
Shiller PE Ratio is calculated from a company's financial statements. For Asia Commercial Joint Stock Bank (STC:ACB), the current Shiller PE Ratio is 8.47 as of Aug. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Asia Commercial Joint Stock Bank (STC:ACB) Overvalued in 2026?

Based on GuruFocus' analysis, Asia Commercial Joint Stock Bank stock appears to be overvalued. The current stock price of ₫22,600.00 is trading 7.8% above its estimated GF Value™ of ₫20,972.95. GuruFocus considers Asia Commercial Joint Stock Bank to be Fairly Valued.

Key valuation signals for STC:ACB:

  • Shiller PE Ratio: 8.47 (near median its 10-year median of 8.83)
  • GF Value™: ₫20,972.95 vs. price of ₫22,600.00 (7.8% above fair value)
  • GF Score™: 72/100 with 6 warning signs
  • Industry Position: 38.3% below the Banks median (#234 of 1239)

No single metric tells the full story. See the STC:ACB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Asia Commercial Joint Stock Bank Business Description

Address 442 Nguyen Thi Minh Khai Street, Ward 5, District 3, Ho Chi Minh, VNM
Asia Commercial Joint Stock Bank and its subsidiaries (the Group) mobilise short, medium, and long-term funds, receive entrusted investment funds, borrow from financial institutions, grant loans, discount commercial papers and bonds, provide settlement services, trade foreign currencies and gold, offer trade finance, and perform approved overseas services. The Group also conducts debt factoring, bond trading, fiduciary activities, commodity derivatives, insurance agency, securities depository and clearing, finance leasing, securities trading and consultancy, corporate finance services, investment fund and asset management. Its segments are Banking, Securities trading, Asset management, Finance Leasing, and Fund Management, operating in the northern, central, and southern regions.
72GF Score

Get the complete analysis for STC:ACB

Shiller PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫22,600.00
Price
₫20,972.95
GF Value